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Banque de Tunisie's book value per share for the quarter that ended in Dec. 2025 was TND5.69.
During the past 12 months, Banque de Tunisie's average Book Value Per Share Growth Rate was 5.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 6.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 7.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 8.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of Banque de Tunisie was 10.00% per year. The lowest was 6.30% per year. And the median was 8.55% per year.
Banque de Tunisie's current price is TND9.80. Its book value per share for the quarter that ended in Dec. 2025 was TND5.69. Hence, today's PB Ratio of Banque de Tunisie is 1.72.
During the past 11 years, the highest P/B Ratio of Banque de Tunisie was 2.51. The lowest was 0.93. And the median was 1.30.
Warning Sign:
Banque de Tunisie SA stock PB Ratio (=1.75) is close to 5-year high of 1.75.
Banque de Tunisie (XTUN:BT) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Banque de Tunisie Book Value per Share Related Terms
Banque de Tunisie Book Value per Share Historical Data
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The historical data trend for Banque de Tunisie's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTUN:BT vs PNC, USB: Book Value per Share Comparison
For the Banks - Regional subindustry, Banque de Tunisie's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque de Tunisie PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banque de Tunisie's PB Ratio distribution charts can be found below:
* The bar in red indicates where Banque de Tunisie's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque de Tunisie (XTUN:BT) has a Book Value per Share of TND5.69 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Banque de Tunisie and its competitors.
Is Banque de Tunisie's Book Value per Share too high?
Banque de Tunisie's current Book Value per Share is TND5.69. Overall, Banque de Tunisie has a GF Score™ of 99/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque de Tunisie's Book Value per Share compare to PNC and USB?
Banque de Tunisie's Book Value per Share of TND5.69 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Banque de Tunisie and its competitors. Banque de Tunisie's current Book Value per Share is TND5.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque de Tunisie stock overvalued right now?
Based on GuruFocus' analysis, Banque de Tunisie (XTUN:BT) is currently considered Significantly Overvalued. The stock's GF Value™ is TND5.98, compared to a current price of TND9.80 — trading 63.9% above its estimated fair value. The current Book Value per Share is TND5.69. Banque de Tunisie's overall GF Score™ is 99/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Banque de Tunisie (XTUN:BT), the current Book Value per Share is TND5.69 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque de Tunisie (XTUN:BT) Overvalued in 2026?
Based on GuruFocus' analysis, Banque de Tunisie stock appears to be overvalued.
The current stock price of TND9.80 is trading 63.9% above its estimated GF Value™ of TND5.98.
GuruFocus considers Banque de Tunisie to be Significantly Overvalued.
Key valuation signals for XTUN:BT:
Book Value per Share: TND5.69
GF Value™: TND5.98 vs. price of TND9.80 (63.9% above fair value)
No single metric tells the full story. See the XTUN:BT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque de Tunisie SA provides banking services. It offers banking and financial services to corporate, commercial, institutional and individual customers.
99GF Score
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Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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