AIFUAIFU +4.02%24 FCF Margin % is -7.73% as of Dec. 2025. GuruFocus rates AIFU with a GF Score™ of 24/100. The stock has 6 warning signs investors should review. Among 501 Insurance companies, AIFU ranks worse than 83.63% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. AIFU's Free Cash Flow for the
six
months ended in Dec. 2025 was $-2.84 Mil. AIFU's Revenue for the
six
months ended in Dec. 2025 was $36.79 Mil. Therefore, AIFU's FCF Margin % for the quarter that ended in Dec. 2025 was -7.73%.
The historical rank and industry rank for AIFU's FCF Margin % or its related term are showing as below:
AIFU'
s FCF Margin % Range Over the Past 10 Years
Min: -3.56 Med: 3.22 Max: 14.43
Current: -3.56
During the past 13 years, the highest FCF Margin % of AIFU was 14.43%. The lowest was -3.56%. And the median was 3.22%.
AIFU's FCF Margin % is ranked worse than 83.63% of 501
companies
in the Insurance industry
Industry Median: 9.6
vs AIFU: -3.56
AIFU FCF Margin % Related Terms
AIFU FCF Margin % Historical Data
* Premium members only.
The historical data trend for AIFU's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, AIFU's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AIFU FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, AIFU's FCF Margin % distribution charts can be found below:
* The bar in red indicates where AIFU's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AIFU (AIFU) has a FCF Margin % of -7.73% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AIFU and its competitors. According to the industry distribution chart, AIFU ranks #419 out of 501 companies in the Insurance industry, placing it in the top 83.6%.
Is AIFU's FCF Margin % too high?
AIFU's current FCF Margin % is -7.73%. Based on the distribution chart, AIFU ranks #419 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, AIFU has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does AIFU's FCF Margin % compare to TWFG and QDMI?
According to the Insurance industry distribution chart, AIFU ranks #419 out of 501 companies for FCF Margin %. This places AIFU in the lower half of its industry. The industry median FCF Margin % is 9.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AIFU and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIFU's current FCF Margin % is -7.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIFU stock overvalued right now?
AIFU (AIFU) has a current FCF Margin % of -7.73%. The current FCF Margin % is -7.73%. AIFU's overall GF Score™ is 24/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For AIFU (AIFU), the current FCF Margin % is -7.73% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
AIFU Inc is an independent financial services provider in China. It offers end-to-end business solutions spanning compliance, technology, products, services, capital flow and professional training. It connects customers with insurance protection, retirement planning, health management, asset management, and family governance services. The group operates one segment: the Insurance Agency segment. The Insurance Agency segment consists of providing agency services for distributing life insurance products and non-life insurance products on behalf of insurance companies.
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