AIFUAIFU +4.02%24 Net Margin % is -698.40% as of Dec. 2025. GuruFocus rates AIFU with a GF Score™ of 24/100. The stock has 6 warning signs investors should review. Among 503 Insurance companies, AIFU ranks worse than 100% on this metric.
Net margin is calculated as Net Income divided by its Revenue. AIFU's Net Income for the
six
months ended in Dec. 2025 was $-256.94 Mil. AIFU's Revenue for the
six
months ended in Dec. 2025 was $36.79 Mil. Therefore, AIFU's net margin for the quarter that ended in Dec. 2025 was -698.40%.
The historical rank and industry rank for AIFU's Net Margin % or its related term are showing as below:
AIFU'
s Net Margin % Range Over the Past 10 Years
Min: -411.43 Med: 7.94 Max: 34.16
Current: -411.43
AIFU's Net Margin % is ranked worse than 100% of 503
companies
in the Insurance industry
Industry Median: 9.29
vs AIFU: -411.43
AIFU (NAS:AIFU) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
AIFU Net Margin % Related Terms
AIFU Net Margin % Historical Data
* Premium members only.
The historical data trend for AIFU's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, AIFU's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AIFU Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, AIFU's Net Margin % distribution charts can be found below:
* The bar in red indicates where AIFU's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AIFU (AIFU) has a Net Margin % of -698.40% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on AIFU and its competitors. According to the industry distribution chart, AIFU ranks #503 out of 503 companies in the Insurance industry.
Is AIFU's Net Margin % too high?
AIFU's current Net Margin % is -698.40%. Based on the distribution chart, AIFU ranks #503 out of 503 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, AIFU has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does AIFU's Net Margin % compare to TWFG and QDMI?
According to the Insurance industry distribution chart, AIFU ranks #503 out of 503 companies for Net Margin %. This places AIFU in the lower half of its industry. The industry median Net Margin % is 9.29. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on AIFU and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIFU's current Net Margin % is -698.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIFU stock overvalued right now?
AIFU (AIFU) has a current Net Margin % of -698.40%. The current Net Margin % is -698.40%. AIFU's overall GF Score™ is 24/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For AIFU (AIFU), the current Net Margin % is -698.40% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
AIFU Inc is an independent financial services provider in China. It offers end-to-end business solutions spanning compliance, technology, products, services, capital flow and professional training. It connects customers with insurance protection, retirement planning, health management, asset management, and family governance services. The group operates one segment: the Insurance Agency segment. The Insurance Agency segment consists of providing agency services for distributing life insurance products and non-life insurance products on behalf of insurance companies.
24GF Score
Get the complete analysis for AIFU
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AIFU has been successfully added to your 
