AIFU (AIFU) OCF Margin %: -6.85% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AIFU AIFU Inc AIFU
28 GF Score
Price $37.10
! 6 Warning Signs
View Full Analysis

What is AIFU OCF Margin %?

AIFU AIFU -0.67% 28 OCF Margin % is -6.85% as of Dec. 2025. GuruFocus rates AIFU with a GF Score™ of 28/100. The stock has 6 warning signs investors should review. Among 504 Insurance companies, AIFU ranks worse than 83.73% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. AIFU's Cash Flow from Operations for the six months ended in Dec. 2025 was $-2.52 Mil. AIFU's Revenue for the six months ended in Dec. 2025 was $36.79 Mil. Therefore, AIFU's OCF Margin % for the quarter that ended in Dec. 2025 was -6.85%.

As of today, AIFU's current OCF Yield % is -1.05%.

The historical rank and industry rank for AIFU's OCF Margin % or its related term are showing as below:

AIFU' s OCF Margin % Range Over the Past 10 Years
Min: -2.92   Med: 4.34   Max: 15.09
Current: -2.96


During the past 13 years, the highest OCF Margin % of AIFU was 15.09%. The lowest was -2.92%. And the median was 4.34%.

AIFU's OCF Margin % is ranked worse than
83.73% of 504 companies
in the Insurance industry
Industry Median: 11.025 vs AIFU: -2.96


AIFU OCF Margin % Related Terms


AIFU OCF Margin % Historical Data

* Premium members only.

The historical data trend for AIFU's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AIFU OCF Margin % Chart

AIFU Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.86 4.95 3.69 10.73 -2.92

AIFU Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.52 3.65 25.52 0.50 -6.85

AIFU vs SLQT, QDMI, TWFG: OCF Margin % Comparison

For the Insurance Brokers subindustry, AIFU's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AIFU OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, AIFU's OCF Margin % distribution charts can be found below:

* The bar in red indicates where AIFU's OCF Margin % falls into.


AIFU
28GF Score
AIFU Inc AIFU
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AIFU OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

AIFU's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-2.31/79.022
=-2.92 %

AIFU's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-2.521/36.79
=-6.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -6.85% mean?
AIFU (AIFU) has a OCF Margin % of -6.85% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on AIFU and its competitors. According to the industry distribution chart, AIFU ranks #422 out of 504 companies in the Insurance industry, placing it in the top 83.7%.
Is AIFU's OCF Margin % too high?
AIFU's current OCF Margin % is -6.85%. Based on the distribution chart, AIFU ranks #422 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, AIFU has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does AIFU's OCF Margin % compare to SLQT and QDMI?
According to the Insurance industry distribution chart, AIFU ranks #422 out of 504 companies for OCF Margin %. This places AIFU in the lower half of its industry. The industry median OCF Margin % is 11.03. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 11.03, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on AIFU and its competitors. For the Insurance industry, the median OCF Margin % is 11.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIFU's current OCF Margin % is -6.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIFU stock overvalued right now?
AIFU (AIFU) has a current OCF Margin % of -6.85%. The current OCF Margin % is -6.85%. AIFU's overall GF Score™ is 28/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For AIFU (AIFU), the current OCF Margin % is -6.85% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

AIFU Business Description

Address Jinzhong Guobin Hui Qinyuan 2nd Road, Xili Street, Room 1, Building 10, Lihu Community, Shenzhen, CHN, 518055
AIFU Inc is an independent financial services provider in China. It offers end-to-end business solutions spanning compliance, technology, products, services, capital flow and professional training. It connects customers with insurance protection, retirement planning, health management, asset management, and family governance services. The group operates one segment: the Insurance Agency segment. The Insurance Agency segment consists of providing agency services for distributing life insurance products and non-life insurance products on behalf of insurance companies.
28GF Score

Get the complete analysis for AIFU

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.10
Price