Business Description
MAS Financial Services Ltd
ISIN : INE348L01012
Share Class Description:
NSE:MASFIN: Ordinary SharesTotal Employee Number:
1,758Compare
Compare
Traded in other countries / regions
540749.India IPO Date
2017-10-18Description
MAS Financial Services Ltd operates as a non-banking financial company. It is mainly in the retail business, comprising Micro, small, and medium enterprises, two-wheelers, three-wheelers, and multi-utility vehicles loans to individual borrowers and loans to microfinance institutions and other non-banking financial companies. It focuses on the lower-income and middle-income groups of society, spread across urban, semi-urban, and rural areas, including formal and informal sectors.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.1 | |||||
Equity-to-Asset | 0.22 | |||||
Debt-to-Equity | 3.47 | |||||
Debt-to-EBITDA | 22.69 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 2/9 | |||||
Altman Z-Score | 1.63 | |||||
Beneish M-Score | -0.89 | |||||
WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 27.1 | |||||
3-Year EBITDA Growth Rate | 9.8 | |||||
3-Year EPS without NRI Growth Rate | 21.3 | |||||
3-Year FCF Growth Rate | -5.7 | |||||
3-Year Book Growth Rate | 21 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 56.07 | |||||
9-Day RSI | 56.21 | |||||
14-Day RSI | 55.34 | |||||
3-1 Month Momentum % | -0.83 | |||||
6-1 Month Momentum % | -0.02 | |||||
12-1 Month Momentum % | -1.41 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 213.38 | |||||
Quick Ratio | 213.38 | |||||
Cash Ratio | 17.66 | |||||
Days Sales Outstanding | 1.08 | |||||
Days Payable | 12.15 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 0.61 | |||||
Dividend Payout Ratio | 0.11 | |||||
3-Year Dividend Growth Rate | 18.1 | |||||
Forward Dividend Yield % | 0.61 | |||||
5-Year Yield-on-Cost % | 0.61 | |||||
3-Year Average Share Buyback Ratio | -3.4 | |||||
Shareholder Yield % | -24.23 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 31.64 | |||||
Operating Margin % | 25.42 | |||||
Net Margin % | 21.09 | |||||
EBITDA Margin % | 25.83 | |||||
FCF Margin % | -106.72 | |||||
OCF Margin % | -101.51 | |||||
ROE % | 13.27 | |||||
ROA % | 2.85 | |||||
ROIC % | 2.93 | |||||
3-Year ROIIC % | 3.91 | |||||
ROC (Joel Greenblatt) % | 303.52 | |||||
ROCE % | 3.88 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 15.73 | |||||
Forward PE Ratio | 11.57 | |||||
PE Ratio without NRI | 17.5 | |||||
Shiller PE Ratio | 22.89 | |||||
PEG Ratio | 1.4 | |||||
PS Ratio | 3.32 | |||||
PB Ratio | 1.98 | |||||
Price-to-Tangible-Book | 1.98 | |||||
EV-to-EBIT | 34.05 | |||||
EV-to-EBITDA | 33.52 | |||||
EV-to-Revenue | 8.65 | |||||
EV-to-FCF | -8.11 | |||||
Price-to-GF-Value | 0.74 | |||||
Price-to-DCF (Earnings Based) | 1.05 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.16 | |||||
Price-to-Graham-Number | 1.24 | |||||
| Price-to-Net-Current-Asset-Value | 4.33 | |||||
Earnings Yield (Greenblatt) % | 2.93 | |||||
FCF Yield % | -32.03 | |||||
Forward Rate of Return (Yacktman) % | -9.54 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
MAS Financial Services Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 17,601.5 | ||
| EPS (TTM) (₹) | 20.57 | ||
| Beta | 0.8776 | ||
| 3-Year Sharpe Ratio | 0.08 | ||
| 3-Year Sortino Ratio | 0.12 | ||
| Volatility % | 28.96 | ||
| 14-Day RSI | 55.34 | ||
| 14-Day ATR (₹) | 10.270318 | ||
| 20-Day SMA (₹) | 317.0575 | ||
| 12-1 Month Momentum % | -1.41 | ||
| 52-Week Range (₹) | 277.35 - 358.85 | ||
| Shares Outstanding (Mil) | 181.45 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 2 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
MAS Financial Services Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
MAS Financial Services Ltd Stock Events
| Event | Date | Price (₹) | ||
|---|---|---|---|---|
| Second quarter earnings conference call for 2027 | 2026-11-06 12:30 | In 114 days | ||
| Second quarter earnings results for 2027 | 2026-11-05 | In 112 days | ||
| General meeting for 2026 | 2026-09-03 11:30 | In 50 days | ||
| Annual report for 2026 | 2026-08-07 | In 22 days | ||
| First quarter earnings conference call for 2027 | 2026-07-24 15:30 | In 9 days | ||
| First quarter earnings results for 2027 | 2026-07-24 | In 8 days | ||
| Fourth quarter earnings conference call for 2026 | 2026-04-30 15:30 | 325.90 (+1.26%) | ||
| Fourth quarter earnings results for 2026 | 2026-04-30 | 325.90 (+1.26%) | ||
| INR 1.250000 Cash Dividend | 2026-02-04 | 318.35 (+1.55%) | ||
| Third quarter earnings conference call for 2026 | 2026-01-29 15:30 | 317.20 (+0.11%) |
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MAS Financial Services Ltd Frequently Asked Questions
What is MAS Financial Services Ltd(NSE:MASFIN)'s stock price today?
The current price of NSE:MASFIN is ₹323.55. The 52 week high of NSE:MASFIN is ₹358.85 and 52 week low is ₹277.35.
When is next earnings date of MAS Financial Services Ltd(NSE:MASFIN)?
The next earnings date of MAS Financial Services Ltd(NSE:MASFIN) is 2026-07-24 Est..
Does MAS Financial Services Ltd(NSE:MASFIN) pay dividends? If so, how much?
The Dividend Yield %  of MAS Financial Services Ltd(NSE:MASFIN) is 0.61% (As of Today), Highest Dividend Payout Ratio of MAS Financial Services Ltd(NSE:MASFIN) was 0.4. The lowest was 0.09. And the median was 0.12. The  Forward Dividend Yield % of MAS Financial Services Ltd(NSE:MASFIN) is 0.61%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on MAS Financial Services Ltd
No articles.
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