* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Pembangunan Daerah Jawa Timur Tbk FCF Margin % Chart
PT Bank Pembangunan Daerah Jawa Timur Tbk Annual Data
PT Bank Pembangunan Daerah Jawa Timur Tbk FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, PT Bank Pembangunan Daerah Jawa Timur Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Pembangunan Daerah Jawa Timur Tbk FCF Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Pembangunan Daerah Jawa Timur Tbk (FRA:P7T) has a FCF Margin % of 90.76% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Pembangunan Daerah Jawa Timur Tbk and its competitors. According to the industry distribution chart, PT Bank Pembangunan Daerah Jawa Timur Tbk ranks #939 out of 1505 companies in the Banks industry, placing it in the top 62.4%.
Is PT Bank Pembangunan Daerah Jawa Timur Tbk's FCF Margin % too high?
PT Bank Pembangunan Daerah Jawa Timur Tbk's current FCF Margin % is 90.76%. The Banks industry median FCF Margin % is 26.55. PT Bank Pembangunan Daerah Jawa Timur Tbk's value of 90.76% is 241.8% above this industry median. Based on the distribution chart, PT Bank Pembangunan Daerah Jawa Timur Tbk ranks #939 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, PT Bank Pembangunan Daerah Jawa Timur Tbk has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Pembangunan Daerah Jawa Timur Tbk's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Pembangunan Daerah Jawa Timur Tbk ranks #939 out of 1505 companies for FCF Margin %. This places PT Bank Pembangunan Daerah Jawa Timur Tbk in the lower half of its industry. The industry median FCF Margin % is 26.55. PT Bank Pembangunan Daerah Jawa Timur Tbk's value of 90.76% is 241.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Pembangunan Daerah Jawa Timur Tbk's current FCF Margin % of 90.76% is 241.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Pembangunan Daerah Jawa Timur Tbk and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Pembangunan Daerah Jawa Timur Tbk's current FCF Margin % is 90.76%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Pembangunan Daerah Jawa Timur Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Pembangunan Daerah Jawa Timur Tbk (FRA:P7T) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.04, compared to a current price of €0.02 — trading 46.3% below its estimated fair value. The current FCF Margin % is 90.76% and 241.8% above the Banks industry median of 26.55. PT Bank Pembangunan Daerah Jawa Timur Tbk's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Bank Pembangunan Daerah Jawa Timur Tbk (FRA:P7T), the current FCF Margin % is 90.76% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Pembangunan Daerah Jawa Timur Tbk (FRA:P7T) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Pembangunan Daerah Jawa Timur Tbk stock appears to be undervalued.
The current stock price of €0.02 is trading 46.3% below its estimated GF Value™ of €0.04.
GuruFocus considers PT Bank Pembangunan Daerah Jawa Timur Tbk to be Significantly Undervalued.
Key valuation signals for FRA:P7T:
FCF Margin %: 90.76%
GF Value™: €0.04 vs. price of €0.02 (46.3% below fair value)
Industry Position: 241.8% above the Banks median (#939 of 1505)
No single metric tells the full story. See the FRA:P7T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Pembangunan Daerah Jawa Timur Tbk Business Description
PT Bank Pembangunan Daerah Jawa Timur Tbk is an Indonesian bank. The bank generates all of its revenue domestically. The bank operates under two segments: conventional and Sharia. The conventional segment includes deposits in local and foreign currency, savings accounts, checking accounts, capital loans, property construction loans, working-capital finance, mortgages, small and midsize enterprise loans, personal loans, mobile banking, debit cards, and safety deposit boxes. The Sharia segment provides banking services in accordance with Islamic traditions. The bank generates majority of its revenue from conventional services.
71GF Score
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