PT Bank Pembangunan Daerah Jawa Timur Tbk (FRA:P7T) Margin of Safety % (DCF FCF Based): 76.11% (As of Jun. 26, 2026)


FRA:P7T PT Bank Pembangunan Daerah Jawa Timur Tbk FRA:P7T
71 GF Score
Price €0.02
GF Value €0.04
Valuation Significantly Undervalued
! 2 Warning Signs
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What is PT Bank Pembangunan Daerah Jawa Timur Tbk Margin of Safety % (DCF FCF Based)?

PT Bank Pembangunan Daerah Jawa Timur Tbk FRA:P7T 71 Margin of Safety % (DCF FCF Based) is 76.11% as of Jun. 26, 2026. GuruFocus rates FRA:P7T with a GF Score™ of 71/100 and a GF Value™ of €0.04 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), PT Bank Pembangunan Daerah Jawa Timur Tbk's Predictability Rank is 4-Stars. PT Bank Pembangunan Daerah Jawa Timur Tbk's intrinsic value calculated from the Discounted FCF model is €0.05 and current share price is €0.0215. Consequently,

PT Bank Pembangunan Daerah Jawa Timur Tbk's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 76.11%.

PT Bank Pembangunan Daerah Jawa Timur Tbk Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, PT Bank Pembangunan Daerah Jawa Timur Tbk's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PT Bank Pembangunan Daerah Jawa Timur Tbk Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Pembangunan Daerah Jawa Timur Tbk's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where PT Bank Pembangunan Daerah Jawa Timur Tbk's Margin of Safety % (DCF FCF Based) falls into.


FRA:P7T
71GF Score
PT Bank Pembangunan Daerah Jawa Timur Tbk FRA:P7T
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Pembangunan Daerah Jawa Timur Tbk Margin of Safety % (DCF FCF Based) Calculation

PT Bank Pembangunan Daerah Jawa Timur Tbk's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(0.09-0.0215)/0.09
=76.11 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 76.11% mean?
PT Bank Pembangunan Daerah Jawa Timur Tbk (FRA:P7T) has a Margin of Safety % (DCF FCF Based) of 76.11% as of Jun. 26, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on PT Bank Pembangunan Daerah Jawa Timur Tbk.
Is PT Bank Pembangunan Daerah Jawa Timur Tbk's Margin of Safety % (DCF FCF Based) too high?
PT Bank Pembangunan Daerah Jawa Timur Tbk's current Margin of Safety % (DCF FCF Based) is 76.11%. Overall, PT Bank Pembangunan Daerah Jawa Timur Tbk has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Pembangunan Daerah Jawa Timur Tbk's Margin of Safety % (DCF FCF Based) compare to competitors?
PT Bank Pembangunan Daerah Jawa Timur Tbk's Margin of Safety % (DCF FCF Based) of 76.11% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on PT Bank Pembangunan Daerah Jawa Timur Tbk. PT Bank Pembangunan Daerah Jawa Timur Tbk's current Margin of Safety % (DCF FCF Based) is 76.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Pembangunan Daerah Jawa Timur Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Pembangunan Daerah Jawa Timur Tbk (FRA:P7T) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.04, compared to a current price of €0.02 — trading 46.3% below its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 76.11%. PT Bank Pembangunan Daerah Jawa Timur Tbk's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For PT Bank Pembangunan Daerah Jawa Timur Tbk (FRA:P7T), the current Margin of Safety % (DCF FCF Based) is 76.11% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Pembangunan Daerah Jawa Timur Tbk (FRA:P7T) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Pembangunan Daerah Jawa Timur Tbk stock appears to be undervalued. The current stock price of €0.02 is trading 46.3% below its estimated GF Value™ of €0.04. GuruFocus considers PT Bank Pembangunan Daerah Jawa Timur Tbk to be Significantly Undervalued.

Key valuation signals for FRA:P7T:

  • Margin of Safety % (DCF FCF Based): 76.11%
  • GF Value™: €0.04 vs. price of €0.02 (46.3% below fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the FRA:P7T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Pembangunan Daerah Jawa Timur Tbk Business Description

Other Exchanges BJTM:Indonesia
Address Jalan Basuki Rachmad No. 98 - 104, Surabaya, IDN, 60271
PT Bank Pembangunan Daerah Jawa Timur Tbk is an Indonesian bank. The bank generates all of its revenue domestically. The bank operates under two segments: conventional and Sharia. The conventional segment includes deposits in local and foreign currency, savings accounts, checking accounts, capital loans, property construction loans, working-capital finance, mortgages, small and midsize enterprise loans, personal loans, mobile banking, debit cards, and safety deposit boxes. The Sharia segment provides banking services in accordance with Islamic traditions. The bank generates majority of its revenue from conventional services.
71GF Score

Get the complete analysis for FRA:P7T

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.02
Price
€0.04
GF Value