PT Bank Pembangunan Daerah Jawa Timur Tbk (FRA:P7T) Moat Score: 0/10 (As of Jul. 06, 2026)


FRA:P7T PT Bank Pembangunan Daerah Jawa Timur Tbk FRA:P7T
70 GF Score
Price €0.02
GF Value €0.04
Valuation Significantly Undervalued
! 2 Warning Signs
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What is PT Bank Pembangunan Daerah Jawa Timur Tbk Moat Score?

PT Bank Pembangunan Daerah Jawa Timur Tbk has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

PT Bank Pembangunan Daerah Jawa Timur Tbk has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes PT Bank Pembangunan Daerah Jawa Timur Tbk might have No Moat - No discernible moat.

PT Bank Pembangunan Daerah Jawa Timur Tbk  (FRA:P7T) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

PT Bank Pembangunan Daerah Jawa Timur Tbk Moat Score Related Terms

FRA:P7T
70GF Score
PT Bank Pembangunan Daerah Jawa Timur Tbk FRA:P7T
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Bank Pembangunan Daerah Jawa Timur Tbk (FRA:P7T) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Pembangunan Daerah Jawa Timur Tbk stock appears to be undervalued. The current stock price of €0.02 is trading 46.3% below its estimated GF Value™ of €0.04. GuruFocus considers PT Bank Pembangunan Daerah Jawa Timur Tbk to be Significantly Undervalued.

Key valuation signals for FRA:P7T:

  • Moat Score: 0
  • GF Value™: €0.04 vs. price of €0.02 (46.3% below fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the FRA:P7T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Pembangunan Daerah Jawa Timur Tbk Business Description

Other Exchanges BJTM:Indonesia
Address Jalan Basuki Rachmad No. 98 - 104, Surabaya, IDN, 60271
PT Bank Pembangunan Daerah Jawa Timur Tbk is an Indonesian bank. The bank generates all of its revenue domestically. The bank operates under two segments: conventional and Sharia. The conventional segment includes deposits in local and foreign currency, savings accounts, checking accounts, capital loans, property construction loans, working-capital finance, mortgages, small and midsize enterprise loans, personal loans, mobile banking, debit cards, and safety deposit boxes. The Sharia segment provides banking services in accordance with Islamic traditions. The bank generates majority of its revenue from conventional services.
70GF Score

Get the complete analysis for FRA:P7T

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.02
Price
€0.04
GF Value