PT Bank Pembangunan Daerah Jawa Timur Tbk (FRA:P7T) ROE % Adjusted to Book Value: 20.58% (As of Mar. 2026)


FRA:P7T PT Bank Pembangunan Daerah Jawa Timur Tbk FRA:P7T
70 GF Score
Price €0.02
GF Value €0.04
Valuation Significantly Undervalued
! 2 Warning Signs
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What is PT Bank Pembangunan Daerah Jawa Timur Tbk ROE % Adjusted to Book Value?

PT Bank Pembangunan Daerah Jawa Timur Tbk FRA:P7T 70 ROE % Adjusted to Book Value is 20.58% as of Mar. 2026. GuruFocus rates FRA:P7T with a GF Score™ of 70/100 and a GF Value™ of €0.04 (Significantly Undervalued). The stock has 2 warning signs investors should review.

PT Bank Pembangunan Daerah Jawa Timur Tbk's ROE % for the quarter that ended in Mar. 2026 was 11.32%. PT Bank Pembangunan Daerah Jawa Timur Tbk's PB Ratio for the quarter that ended in Mar. 2026 was 0.55. PT Bank Pembangunan Daerah Jawa Timur Tbk's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 20.58%.


PT Bank Pembangunan Daerah Jawa Timur Tbk ROE % Adjusted to Book Value Related Terms


PT Bank Pembangunan Daerah Jawa Timur Tbk ROE % Adjusted to Book Value Historical Data

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The historical data trend for PT Bank Pembangunan Daerah Jawa Timur Tbk's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Pembangunan Daerah Jawa Timur Tbk ROE % Adjusted to Book Value Chart

PT Bank Pembangunan Daerah Jawa Timur Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.46 15.88 17.86 18.30 20.66

PT Bank Pembangunan Daerah Jawa Timur Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.88 24.57 26.63 22.34 20.58

PT Bank Pembangunan Daerah Jawa Timur Tbk ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, PT Bank Pembangunan Daerah Jawa Timur Tbk's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Pembangunan Daerah Jawa Timur Tbk ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Pembangunan Daerah Jawa Timur Tbk's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where PT Bank Pembangunan Daerah Jawa Timur Tbk's ROE % Adjusted to Book Value falls into.


FRA:P7T
70GF Score
PT Bank Pembangunan Daerah Jawa Timur Tbk FRA:P7T
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Pembangunan Daerah Jawa Timur Tbk ROE % Adjusted to Book Value Calculation

PT Bank Pembangunan Daerah Jawa Timur Tbk's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=10.95% / 0.53
=20.66%

PT Bank Pembangunan Daerah Jawa Timur Tbk's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.32% / 0.55
=20.58%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 20.58% mean?
PT Bank Pembangunan Daerah Jawa Timur Tbk (FRA:P7T) has a ROE % Adjusted to Book Value of 20.58% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PT Bank Pembangunan Daerah Jawa Timur Tbk and its competitors.
Is PT Bank Pembangunan Daerah Jawa Timur Tbk's ROE % Adjusted to Book Value too high?
PT Bank Pembangunan Daerah Jawa Timur Tbk's current ROE % Adjusted to Book Value is 20.58%. Overall, PT Bank Pembangunan Daerah Jawa Timur Tbk has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Pembangunan Daerah Jawa Timur Tbk's ROE % Adjusted to Book Value compare to competitors?
PT Bank Pembangunan Daerah Jawa Timur Tbk's ROE % Adjusted to Book Value of 20.58% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PT Bank Pembangunan Daerah Jawa Timur Tbk and its competitors. PT Bank Pembangunan Daerah Jawa Timur Tbk's current ROE % Adjusted to Book Value is 20.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Pembangunan Daerah Jawa Timur Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Pembangunan Daerah Jawa Timur Tbk (FRA:P7T) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.04, compared to a current price of €0.02 — trading 46.3% below its estimated fair value. The current ROE % Adjusted to Book Value is 20.58%. PT Bank Pembangunan Daerah Jawa Timur Tbk's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For PT Bank Pembangunan Daerah Jawa Timur Tbk (FRA:P7T), the current ROE % Adjusted to Book Value is 20.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Pembangunan Daerah Jawa Timur Tbk (FRA:P7T) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Pembangunan Daerah Jawa Timur Tbk stock appears to be undervalued. The current stock price of €0.02 is trading 46.3% below its estimated GF Value™ of €0.04. GuruFocus considers PT Bank Pembangunan Daerah Jawa Timur Tbk to be Significantly Undervalued.

Key valuation signals for FRA:P7T:

  • ROE % Adjusted to Book Value: 20.58%
  • GF Value™: €0.04 vs. price of €0.02 (46.3% below fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the FRA:P7T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Pembangunan Daerah Jawa Timur Tbk Business Description

Other Exchanges BJTM:Indonesia
Address Jalan Basuki Rachmad No. 98 - 104, Surabaya, IDN, 60271
PT Bank Pembangunan Daerah Jawa Timur Tbk is an Indonesian bank. The bank generates all of its revenue domestically. The bank operates under two segments: conventional and Sharia. The conventional segment includes deposits in local and foreign currency, savings accounts, checking accounts, capital loans, property construction loans, working-capital finance, mortgages, small and midsize enterprise loans, personal loans, mobile banking, debit cards, and safety deposit boxes. The Sharia segment provides banking services in accordance with Islamic traditions. The bank generates majority of its revenue from conventional services.
70GF Score

Get the complete analysis for FRA:P7T

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.02
Price
€0.04
GF Value