This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
FRA:P7T's Price-to-Median-PS-Value is ranked better than 97.7% of 1043
companies
in the Banks industry
Industry Median: 1.11
vs FRA:P7T: 0.37
PT Bank Pembangunan Daerah Jawa Timur Tbk (FRA:P7T) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
PT Bank Pembangunan Daerah Jawa Timur Tbk's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
0.022
/
0.06
=
0.37
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Pembangunan Daerah Jawa Timur Tbk Median PS Value Related Terms
PT Bank Pembangunan Daerah Jawa Timur Tbk Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Pembangunan Daerah Jawa Timur Tbk Median PS Value Chart
PT Bank Pembangunan Daerah Jawa Timur Tbk Annual Data
PT Bank Pembangunan Daerah Jawa Timur Tbk Median PS Value Competitor Comparison
For the Banks - Regional subindustry, PT Bank Pembangunan Daerah Jawa Timur Tbk's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Pembangunan Daerah Jawa Timur Tbk Price-to-Median-PS-Value vs Banks Industry
10-Year Median PS Ratio is 1.9355.
PT Bank Pembangunan Daerah Jawa Timur Tbk's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.031.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Pembangunan Daerah Jawa Timur Tbk (FRA:P7T) has a Median PS Value of €0.06 as of Jun. 28, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on PT Bank Pembangunan Daerah Jawa Timur Tbk and its competitors. This is 92% below median its historical median of 0.73. Over the past decade, PT Bank Pembangunan Daerah Jawa Timur Tbk's Median PS Value has ranged from 0.37 to 0.96. According to the industry distribution chart, PT Bank Pembangunan Daerah Jawa Timur Tbk ranks #24 out of 1043 companies in the Banks industry, placing it in the top 2.3%.
Is PT Bank Pembangunan Daerah Jawa Timur Tbk's Median PS Value too high?
PT Bank Pembangunan Daerah Jawa Timur Tbk's current Median PS Value of €0.06 is 92% below median its 10-year median of 0.73. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 0.96. Based on the distribution chart, PT Bank Pembangunan Daerah Jawa Timur Tbk ranks #24 out of 1043 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Pembangunan Daerah Jawa Timur Tbk has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Pembangunan Daerah Jawa Timur Tbk's Median PS Value compare to competitors?
According to the Banks industry distribution chart, PT Bank Pembangunan Daerah Jawa Timur Tbk ranks #24 out of 1043 companies for Median PS Value. This places PT Bank Pembangunan Daerah Jawa Timur Tbk in the top 2% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.11. Historically, PT Bank Pembangunan Daerah Jawa Timur Tbk's own Median PS Value has ranged from 0.37 to 0.96 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on PT Bank Pembangunan Daerah Jawa Timur Tbk and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Pembangunan Daerah Jawa Timur Tbk's current Median PS Value is €0.06, which is 92% below median its own 10-year median of 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Pembangunan Daerah Jawa Timur Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Pembangunan Daerah Jawa Timur Tbk (FRA:P7T) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.04, compared to a current price of €0.02 — trading 45% below its estimated fair value. The current Median PS Value is €0.06, which is 92% below median its 10-year median of 0.73. PT Bank Pembangunan Daerah Jawa Timur Tbk's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For PT Bank Pembangunan Daerah Jawa Timur Tbk (FRA:P7T), the current Median PS Value is €0.06 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Pembangunan Daerah Jawa Timur Tbk (FRA:P7T) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Pembangunan Daerah Jawa Timur Tbk stock appears to be undervalued.
The current stock price of €0.02 is trading 45% below its estimated GF Value™ of €0.04.
GuruFocus considers PT Bank Pembangunan Daerah Jawa Timur Tbk to be Significantly Undervalued.
Key valuation signals for FRA:P7T:
Median PS Value: €0.06 (92% below median its 10-year median of 0.73)
GF Value™: €0.04 vs. price of €0.02 (45% below fair value)
No single metric tells the full story. See the FRA:P7T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Pembangunan Daerah Jawa Timur Tbk Business Description
PT Bank Pembangunan Daerah Jawa Timur Tbk is an Indonesian bank. The bank generates all of its revenue domestically. The bank operates under two segments: conventional and Sharia. The conventional segment includes deposits in local and foreign currency, savings accounts, checking accounts, capital loans, property construction loans, working-capital finance, mortgages, small and midsize enterprise loans, personal loans, mobile banking, debit cards, and safety deposit boxes. The Sharia segment provides banking services in accordance with Islamic traditions. The bank generates majority of its revenue from conventional services.
71GF Score
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