Soneri BankKAR:SNBL 74 FCF Margin % is 133.44% as of Mar. 2026, which is 53% below its 10-year median of 285.01. GuruFocus rates KAR:SNBL with a GF Score™ of 74/100 and a GF Value™ of ₨18.08 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,505 Banks companies, Soneri Bank ranks better than 83.52% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Soneri Bank's Free Cash Flow for the
three
months ended in Mar. 2026 was ₨11,658 Mil. Soneri Bank's Revenue for the
three
months ended in Mar. 2026 was ₨8,737 Mil. Therefore, Soneri Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 133.44%.
The historical rank and industry rank for Soneri Bank's FCF Margin % or its related term are showing as below:
KAR:SNBL'
s FCF Margin % Range Over the Past 10 Years
Min: -345.49 Med: 285.01 Max: 551.6
Current: 87.79
During the past 13 years, the highest FCF Margin % of Soneri Bank was 551.60%. The lowest was -345.49%. And the median was 285.01%.
KAR:SNBL's FCF Margin % is ranked better than 83.52% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs KAR:SNBL: 87.79
Soneri Bank FCF Margin % Related Terms
Soneri Bank FCF Margin % Historical Data
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The historical data trend for Soneri Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Soneri Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Soneri Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Soneri Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Soneri Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Soneri Bank (KAR:SNBL) has a FCF Margin % of 133.44% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Soneri Bank and its competitors. This is 53% below median its historical median of 285.01. According to the industry distribution chart, Soneri Bank ranks #248 out of 1505 companies in the Banks industry, placing it in the top 16.5%.
Is Soneri Bank's FCF Margin % too high?
Soneri Bank's current FCF Margin % of 133.44% is 53% below median its 10-year median of 285.01. The Banks industry median FCF Margin % is 26.55. Soneri Bank's value of 133.44% is 402.6% above this industry median. Based on the distribution chart, Soneri Bank ranks #248 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Soneri Bank has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Soneri Bank's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Soneri Bank ranks #248 out of 1505 companies for FCF Margin %. This places Soneri Bank in the top 17% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. Soneri Bank's value of 133.44% is 402.6% above this benchmark. While the company's 10-year median is 285.01 vs. the industry median of 26.55, Soneri Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Soneri Bank's current FCF Margin % of 133.44% is 402.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Soneri Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Soneri Bank's current FCF Margin % is 133.44%, which is 53% below median its own 10-year median of 285.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Soneri Bank stock overvalued right now?
Based on GuruFocus' analysis, Soneri Bank (KAR:SNBL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨18.08, compared to a current price of ₨23.01 — trading 27.3% above its estimated fair value. The current FCF Margin % is 133.44%, which is 53% below median its 10-year median of 285.01 and 402.6% above the Banks industry median of 26.55. Soneri Bank's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Soneri Bank (KAR:SNBL), the current FCF Margin % is 133.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Soneri Bank (KAR:SNBL) Overvalued in 2026?
Based on GuruFocus' analysis, Soneri Bank stock appears to be overvalued.
The current stock price of ₨23.01 is trading 27.3% above its estimated GF Value™ of ₨18.08.
GuruFocus considers Soneri Bank to be Modestly Overvalued.
Key valuation signals for KAR:SNBL:
FCF Margin %: 133.44% (53% below median its 10-year median of 285.01)
GF Value™: ₨18.08 vs. price of ₨23.01 (27.3% above fair value)
Industry Position: 402.6% above the Banks median (#248 of 1505)
No single metric tells the full story. See the KAR:SNBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Soneri Bank Ltd provides banking services. It is involved in the activities of Retail Banking; Corporate and Investment Banking; Islamic Banking and Foreign Exchange Services. It offers fixed income, equity, foreign exchanges, lending, and repo services. It also offers financing, deposits, and services to corporate customers including services about mergers and acquisition and IPOs. The business segments of the bank are Corporate finance, Islamic, Trading and sales, Retail Banking and others.
74GF Score
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