Soneri Bank (KAR:SNBL) FCF Yield %: 122.67 (As of Jun. 30, 2026) — 57% Below Median


KAR:SNBL Soneri Bank Ltd KAR:SNBL
70 GF Score
Price ₨22.70
GF Value ₨18.08
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is Soneri Bank FCF Yield %?

Soneri Bank KAR:SNBL +0.04% 70 FCF Yield % is 122.67 as of Jun. 30, 2026, which is 57% below its 10-year median of 282.33. GuruFocus rates KAR:SNBL with a GF Score™ of 70/100 and a GF Value™ of ₨18.08 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,507 Banks companies, Soneri Bank ranks better than 95.42% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Soneri Bank's Trailing 12-Month Free Cash Flow is ₨30,698 Mil, and Market Cap is ₨25,026 Mil. Therefore, Soneri Bank's FCF Yield % for today is 122.67%.

The historical rank and industry rank for Soneri Bank's FCF Yield % or its related term are showing as below:

KAR:SNBL' s FCF Yield % Range Over the Past 10 Years
Min: -583.54   Med: 282.33   Max: 1154.15
Current: 122.67


During the past 13 years, the highest FCF Yield % of Soneri Bank was 1154.15%. The lowest was -583.54%. And the median was 282.33%.

KAR:SNBL's FCF Yield % is ranked better than
95.42% of 1507 companies
in the Banks industry
Industry Median: 8.18 vs KAR:SNBL: 122.67

Soneri Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 133.44%.


Soneri Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Soneri Bank FCF Yield % Related Terms


Soneri Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for Soneri Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Soneri Bank FCF Yield % Chart

Soneri Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 633.99 -510.60 583.11 346.09 399.58

Soneri Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,177.04 341.95 336.36 -270.83 234.46

KAR:SNBL vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, Soneri Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Soneri Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Soneri Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Soneri Bank's FCF Yield % falls into.


KAR:SNBL
70GF Score
Soneri Bank Ltd KAR:SNBL
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Soneri Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Soneri Bank's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=117443.929 / 29391.66358
=399.58%

Soneri Bank's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=11657.757 * 4 / 19888.43252
=234.46%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 122.67 mean?
Soneri Bank (KAR:SNBL) has a FCF Yield % of 122.67 as of Jun. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Soneri Bank and its competitors. This is 57% below median its historical median of 282.33. According to the industry distribution chart, Soneri Bank ranks #69 out of 1507 companies in the Banks industry, placing it in the top 4.6%.
Is Soneri Bank's FCF Yield % too high?
Soneri Bank's current FCF Yield % of 122.67 is 57% below median its 10-year median of 282.33. The Banks industry median FCF Yield % is 8.18. Soneri Bank's value of 122.67 is 1399.6% above this industry median. Based on the distribution chart, Soneri Bank ranks #69 out of 1507 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Soneri Bank has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Soneri Bank's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Soneri Bank ranks #69 out of 1507 companies for FCF Yield %. This places Soneri Bank in the top 5% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.18. Soneri Bank's value of 122.67 is 1399.6% above this benchmark. While the company's 10-year median is 282.33 vs. the industry median of 8.18, Soneri Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.18, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Soneri Bank's current FCF Yield % of 122.67 is 1399.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Soneri Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Soneri Bank's current FCF Yield % is 122.67, which is 57% below median its own 10-year median of 282.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Soneri Bank stock overvalued right now?
Based on GuruFocus' analysis, Soneri Bank (KAR:SNBL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨18.08, compared to a current price of ₨22.70 — trading 25.6% above its estimated fair value. The current FCF Yield % is 122.67, which is 57% below median its 10-year median of 282.33 and 1399.6% above the Banks industry median of 8.18. Soneri Bank's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Soneri Bank (KAR:SNBL), the current FCF Yield % is 122.67 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Soneri Bank (KAR:SNBL) Overvalued in 2026?

Based on GuruFocus' analysis, Soneri Bank stock appears to be overvalued. The current stock price of ₨22.70 is trading 25.6% above its estimated GF Value™ of ₨18.08. GuruFocus considers Soneri Bank to be Modestly Overvalued.

Key valuation signals for KAR:SNBL:

  • FCF Yield %: 122.67 (57% below median its 10-year median of 282.33)
  • GF Value™: ₨18.08 vs. price of ₨22.70 (25.6% above fair value)
  • GF Score™: 70/100 with 2 warning signs
  • Industry Position: 1399.6% above the Banks median (#69 of 1507)

No single metric tells the full story. See the KAR:SNBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Soneri Bank Business Description

Address 307-Upper Mall Scheme, 2nd Floor, Lahore, PB, PAK, 54000
Soneri Bank Ltd provides banking services. It is involved in the activities of Retail Banking; Corporate and Investment Banking; Islamic Banking and Foreign Exchange Services. It offers fixed income, equity, foreign exchanges, lending, and repo services. It also offers financing, deposits, and services to corporate customers including services about mergers and acquisition and IPOs. The business segments of the bank are Corporate finance, Islamic, Trading and sales, Retail Banking and others.
70GF Score

Get the complete analysis for KAR:SNBL

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨22.70
Price
₨18.08
GF Value