Soneri BankKAR:SNBL +1.63%70 Pretax Margin % is 31.99% as of Mar. 2026, which is 2% above its 10-year median of 31.38. GuruFocus rates KAR:SNBL with a GF Score™ of 70/100 and a GF Value™ of ₨18.14 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,528 Banks companies, Soneri Bank ranks worse than 58.51% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Soneri Bank's Pre-Tax Income for the
three
months ended in Mar. 2026 was ₨2,795 Mil. Soneri Bank's Revenue for the
three
months ended in Mar. 2026 was ₨8,737 Mil. Therefore, Soneri Bank's pretax margin for the quarter that ended in Mar. 2026 was 31.99%.
The historical rank and industry rank for Soneri Bank's Pretax Margin % or its related term are showing as below:
KAR:SNBL'
s Pretax Margin % Range Over the Past 10 Years
Min: 27.95 Med: 31.38 Max: 42.64
Current: 31.64
KAR:SNBL's Pretax Margin % is ranked worse than 58.51% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs KAR:SNBL: 31.64
Soneri Bank (KAR:SNBL) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Soneri Bank Pretax Margin % Related Terms
Soneri Bank Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Soneri Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Soneri Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Soneri Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Soneri Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Soneri Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Soneri Bank (KAR:SNBL) has a Pretax Margin % of 31.99% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Soneri Bank and its competitors. This is near median its historical median of 31.38. Over the past decade, Soneri Bank's Pretax Margin % has ranged from 27.95 to 42.64. According to the industry distribution chart, Soneri Bank ranks #894 out of 1528 companies in the Banks industry, placing it in the top 58.5%.
Is Soneri Bank's Pretax Margin % too high?
Soneri Bank's current Pretax Margin % of 31.99% is near median its 10-year median of 31.38. Over the past 10 years, this metric has ranged from a low of 27.95 to a high of 42.64. The Banks industry median Pretax Margin % is 34.72. Soneri Bank's value of 31.99% is 7.8% below this industry median. Based on the distribution chart, Soneri Bank ranks #894 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Soneri Bank has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Soneri Bank's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Soneri Bank ranks #894 out of 1528 companies for Pretax Margin %. This places Soneri Bank in the lower half of its industry. The industry median Pretax Margin % is 34.72. Soneri Bank's value of 31.99% is 7.8% below this benchmark. Historically, Soneri Bank's own Pretax Margin % has ranged from 27.95 to 42.64 over the past decade. While the company's 10-year median is 31.38 vs. the industry median of 34.72, Soneri Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Soneri Bank's current Pretax Margin % of 31.99% is 7.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Soneri Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Soneri Bank's current Pretax Margin % is 31.99%, which is near median its own 10-year median of 31.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Soneri Bank stock overvalued right now?
Based on GuruFocus' analysis, Soneri Bank (KAR:SNBL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨18.14, compared to a current price of ₨23.07 — trading 27.2% above its estimated fair value. The current Pretax Margin % is 31.99%, which is near median its 10-year median of 31.38 and 7.8% below the Banks industry median of 34.72. Soneri Bank's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Soneri Bank (KAR:SNBL), the current Pretax Margin % is 31.99% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Soneri Bank (KAR:SNBL) Overvalued in 2026?
Based on GuruFocus' analysis, Soneri Bank stock appears to be overvalued.
The current stock price of ₨23.07 is trading 27.2% above its estimated GF Value™ of ₨18.14.
GuruFocus considers Soneri Bank to be Modestly Overvalued.
Key valuation signals for KAR:SNBL:
Pretax Margin %: 31.99% (near median its 10-year median of 31.38)
GF Value™: ₨18.14 vs. price of ₨23.07 (27.2% above fair value)
Industry Position: 7.8% below the Banks median (#894 of 1528)
No single metric tells the full story. See the KAR:SNBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Soneri Bank Ltd provides banking services. It is involved in the activities of Retail Banking; Corporate and Investment Banking; Islamic Banking and Foreign Exchange Services. It offers fixed income, equity, foreign exchanges, lending, and repo services. It also offers financing, deposits, and services to corporate customers including services about mergers and acquisition and IPOs. The business segments of the bank are Corporate finance, Islamic, Trading and sales, Retail Banking and others.
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