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Soneri BankKAR:SNBL -0.21%70 5-Year Yield-on-Cost % is 15.28 as of Aug. 02, 2026, which is 36% below its 10-year median of 24.02. GuruFocus rates KAR:SNBL with a GF Score™ of 70/100 and a GF Value™ of ₨18.42 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,251 Banks companies, Soneri Bank ranks better than 92.57% on this metric.
Soneri Bank's yield on cost for the quarter that ended in Mar. 2026 was 15.28.
The historical rank and industry rank for Soneri Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
KAR:SNBL'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 13.45 Med: 24.02 Max: 73.83
Current: 15.28
During the past 13 years, Soneri Bank's highest Yield on Cost was 73.83. The lowest was 13.45. And the median was 24.02.
KAR:SNBL's 5-Year Yield-on-Cost % is ranked better than 92.57% of 1251
companies
in the Banks industry
Industry Median: 3.84
vs KAR:SNBL: 15.28
Soneri Bank (KAR:SNBL) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Soneri Bank 5-Year Yield-on-Cost % Related Terms
KAR:SNBL vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Soneri Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Soneri Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Soneri Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Soneri Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Soneri Bank is calculated as
Soneri Bank (KAR:SNBL) has a 5-Year Yield-on-Cost % of 15.28 as of Aug. 02, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Soneri Bank and its competitors. This is 36% below median its historical median of 24.02. Over the past decade, Soneri Bank's 5-Year Yield-on-Cost % has ranged from 13.45 to 73.83. According to the industry distribution chart, Soneri Bank ranks #93 out of 1251 companies in the Banks industry, placing it in the top 7.4%.
Is Soneri Bank's 5-Year Yield-on-Cost % too high?
Soneri Bank's current 5-Year Yield-on-Cost % of 15.28 is 36% below median its 10-year median of 24.02. Over the past 10 years, this metric has ranged from a low of 13.45 to a high of 73.83. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Soneri Bank's value of 15.28 is 297.9% above this industry median. Based on the distribution chart, Soneri Bank ranks #93 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Soneri Bank has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Soneri Bank's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Soneri Bank ranks #93 out of 1251 companies for 5-Year Yield-on-Cost %. This places Soneri Bank in the top 7% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.84. Soneri Bank's value of 15.28 is 297.9% above this benchmark. Historically, Soneri Bank's own 5-Year Yield-on-Cost % has ranged from 13.45 to 73.83 over the past decade. While the company's 10-year median is 24.02 vs. the industry median of 3.84, Soneri Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Soneri Bank's current 5-Year Yield-on-Cost % of 15.28 is 297.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Soneri Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Soneri Bank's current 5-Year Yield-on-Cost % is 15.28, which is 36% below median its own 10-year median of 24.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Soneri Bank stock overvalued right now?
Based on GuruFocus' analysis, Soneri Bank (KAR:SNBL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨18.42, compared to a current price of ₨23.27 — trading 26.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 15.28, which is 36% below median its 10-year median of 24.02 and 297.9% above the Banks industry median of 3.84. Soneri Bank's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Soneri Bank (KAR:SNBL), the current 5-Year Yield-on-Cost % is 15.28 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Soneri Bank (KAR:SNBL) Overvalued in 2026?
Based on GuruFocus' analysis, Soneri Bank stock appears to be overvalued.
The current stock price of ₨23.27 is trading 26.3% above its estimated GF Value™ of ₨18.42.
GuruFocus considers Soneri Bank to be Modestly Overvalued.
Key valuation signals for KAR:SNBL:
5-Year Yield-on-Cost %: 15.28 (36% below median its 10-year median of 24.02)
GF Value™: ₨18.42 vs. price of ₨23.27 (26.3% above fair value)
Industry Position: 297.9% above the Banks median (#93 of 1251)
No single metric tells the full story. See the KAR:SNBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Soneri Bank Ltd provides banking services. It is involved in the activities of Retail Banking; Corporate and Investment Banking; Islamic Banking and Foreign Exchange Services. It offers fixed income, equity, foreign exchanges, lending, and repo services. It also offers financing, deposits, and services to corporate customers including services about mergers and acquisition and IPOs. The business segments of the bank are Corporate finance, Islamic, Trading and sales, Retail Banking and others.
70GF Score
Get the complete analysis for KAR:SNBL
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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