Banco BBVA PeruLIM:BBVAC1 +0.46%46 FCF Margin % is 78.15% as of Dec. 2025, which is 325% above its 10-year median of 18.37. GuruFocus rates LIM:BBVAC1 with a GF Score™ of 46/100 and a GF Value™ of S/.1.31 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,506 Banks companies, Banco BBVA Peru ranks worse than 79.75% on this metric.
The historical rank and industry rank for Banco BBVA Peru's FCF Margin % or its related term are showing as below:
LIM:BBVAC1'
s FCF Margin % Range Over the Past 10 Years
Min: -215.39 Med: 18.37 Max: 363.06
Current: -18.72
During the past 13 years, the highest FCF Margin % of Banco BBVA Peru was 363.06%. The lowest was -215.39%. And the median was 18.37%.
LIM:BBVAC1's FCF Margin % is ranked worse than 79.75% of 1506
companies
in the Banks industry
Industry Median: 26.435
vs LIM:BBVAC1: -18.72
Banco BBVA Peru FCF Margin % Related Terms
Banco BBVA Peru FCF Margin % Historical Data
* Premium members only.
The historical data trend for Banco BBVA Peru's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco BBVA Peru's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco BBVA Peru FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banco BBVA Peru's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Banco BBVA Peru's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco BBVA Peru (LIM:BBVAC1) has a FCF Margin % of 78.15% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco BBVA Peru and its competitors. This is 325% above median its historical median of 18.37. According to the industry distribution chart, Banco BBVA Peru ranks #1201 out of 1506 companies in the Banks industry, placing it in the top 79.7%.
Is Banco BBVA Peru's FCF Margin % too high?
Banco BBVA Peru's current FCF Margin % of 78.15% is 325% above median its 10-year median of 18.37. The Banks industry median FCF Margin % is 26.44. Banco BBVA Peru's value of 78.15% is 195.6% above this industry median. Based on the distribution chart, Banco BBVA Peru ranks #1201 out of 1506 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco BBVA Peru has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco BBVA Peru's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco BBVA Peru ranks #1201 out of 1506 companies for FCF Margin %. This places Banco BBVA Peru in the lower half of its industry. The industry median FCF Margin % is 26.44. Banco BBVA Peru's value of 78.15% is 195.6% above this benchmark. While the company's 10-year median is 18.37 vs. the industry median of 26.44, Banco BBVA Peru has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.44, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco BBVA Peru's current FCF Margin % of 78.15% is 195.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco BBVA Peru and its competitors. For the Banks industry, the median FCF Margin % is 26.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco BBVA Peru's current FCF Margin % is 78.15%, which is 325% above median its own 10-year median of 18.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco BBVA Peru stock overvalued right now?
Based on GuruFocus' analysis, Banco BBVA Peru (LIM:BBVAC1) is currently considered Significantly Overvalued. The stock's GF Value™ is S/.1.31, compared to a current price of S/.1.96 — trading 49.8% above its estimated fair value. The current FCF Margin % is 78.15%, which is 325% above median its 10-year median of 18.37 and 195.6% above the Banks industry median of 26.44. Banco BBVA Peru's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Banco BBVA Peru (LIM:BBVAC1), the current FCF Margin % is 78.15% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco BBVA Peru (LIM:BBVAC1) Overvalued in 2026?
Based on GuruFocus' analysis, Banco BBVA Peru stock appears to be overvalued.
The current stock price of S/.1.96 is trading 49.8% above its estimated GF Value™ of S/.1.31.
GuruFocus considers Banco BBVA Peru to be Significantly Overvalued.
Key valuation signals for LIM:BBVAC1:
FCF Margin %: 78.15% (325% above median its 10-year median of 18.37)
GF Value™: S/.1.31 vs. price of S/.1.96 (49.8% above fair value)
Industry Position: 195.6% above the Banks median (#1201 of 1506)
No single metric tells the full story. See the LIM:BBVAC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco BBVA Peru is a Peru based company engages in providing banking products and services. Its products and services include saving and current accounts, fixed-term deposits, consumer and commercial loans, mortgages, as well as debit and credit cards, among others. The Bank offers its services both to individual and business customers. The company operates in Wholesale Loans, Small and Micro-Business Loans, Consumer Loans, and Mortgage Loans segments.
46GF Score
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