Banco BBVA Peru (LIM:BBVAC1) Moat Score: 0/10 (As of Jul. 17, 2026)

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
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LIM:BBVAC1 Banco BBVA Peru LIM:BBVAC1
43 GF Score
Price S/.2.05
GF Value S/.1.29
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banco BBVA Peru Moat Score?

Banco BBVA Peru has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Banco BBVA Peru has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Banco BBVA Peru might have No Moat - No discernible moat.

Banco BBVA Peru  (LIM:BBVAC1) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Banco BBVA Peru Moat Score Related Terms

LIM:BBVAC1
43GF Score
Banco BBVA Peru LIM:BBVAC1
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Banco BBVA Peru (LIM:BBVAC1) Overvalued in 2026?

Based on GuruFocus' analysis, Banco BBVA Peru stock appears to be overvalued. The current stock price of S/.2.05 is trading 58.6% above its estimated GF Value™ of S/.1.29. GuruFocus considers Banco BBVA Peru to be Significantly Overvalued.

Key valuation signals for LIM:BBVAC1:

  • Moat Score: 0
  • GF Value™: S/.1.29 vs. price of S/.2.05 (58.6% above fair value)
  • GF Score™: 43/100 with 6 warning signs

No single metric tells the full story. See the LIM:BBVAC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco BBVA Peru Business Description

Address Avenue Republica de Panama North 3055, San Isidro, Lima, PER
Banco BBVA Peru is a Peru based company engages in providing banking products and services. Its products and services include saving and current accounts, fixed-term deposits, consumer and commercial loans, mortgages, as well as debit and credit cards, among others. The Bank offers its services both to individual and business customers. The company operates in Wholesale Loans, Small and Micro-Business Loans, Consumer Loans, and Mortgage Loans segments.
43GF Score

Get the complete analysis for LIM:BBVAC1

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S/.2.05
Price
S/.1.29
GF Value