Banco BBVA Peru (LIM:BBVAC1) Scaled Net Operating Assets: 0.07 (As of Mar. 2026)


LIM:BBVAC1 Banco BBVA Peru LIM:BBVAC1
46 GF Score
Price S/.2.01
GF Value S/.1.30
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banco BBVA Peru Scaled Net Operating Assets?

Banco BBVA Peru LIM:BBVAC1 +1.01% 46 Scaled Net Operating Assets is 0.07 as of Mar. 2026. GuruFocus rates LIM:BBVAC1 with a GF Score™ of 46/100 and a GF Value™ of S/.1.30 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banco BBVA Peru's operating assets for the quarter that ended in Mar. 2026 was S/.103,979 Mil. Banco BBVA Peru's operating liabilities for the quarter that ended in Mar. 2026 was S/.96,385 Mil. Banco BBVA Peru's Total Assets for the quarter that ended in Dec. 2025 was S/.112,336 Mil. Therefore, Banco BBVA Peru's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.07.

LIM:BBVAC1
46GF Score
Banco BBVA Peru LIM:BBVAC1
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco BBVA Peru Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banco BBVA Peru's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(99916.297-89467.727)/111188.992
=0.09

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=112336.347 - 12420.05
=99916.297

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=97344.718 - 7876.991 - 0
=89467.727

Banco BBVA Peru's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(103978.947-96384.522)/112336.347
=0.07

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=119021.739 - 15042.792
=103978.947

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=104619.25 - 8234.728 - 0
=96384.522

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.07 mean?
Banco BBVA Peru (LIM:BBVAC1) has a Scaled Net Operating Assets of 0.07 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banco BBVA Peru and its competitors.
Is Banco BBVA Peru's Scaled Net Operating Assets too high?
Banco BBVA Peru's current Scaled Net Operating Assets is 0.07. Overall, Banco BBVA Peru has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco BBVA Peru's Scaled Net Operating Assets compare to PNC and USB?
Banco BBVA Peru's Scaled Net Operating Assets of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banco BBVA Peru and its competitors. Banco BBVA Peru's current Scaled Net Operating Assets is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco BBVA Peru stock overvalued right now?
Based on GuruFocus' analysis, Banco BBVA Peru (LIM:BBVAC1) is currently considered Significantly Overvalued. The stock's GF Value™ is S/.1.30, compared to a current price of S/.2.01 — trading 54.6% above its estimated fair value. The current Scaled Net Operating Assets is 0.07. Banco BBVA Peru's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Banco BBVA Peru (LIM:BBVAC1), the current Scaled Net Operating Assets is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco BBVA Peru (LIM:BBVAC1) Overvalued in 2026?

Based on GuruFocus' analysis, Banco BBVA Peru stock appears to be overvalued. The current stock price of S/.2.01 is trading 54.6% above its estimated GF Value™ of S/.1.30. GuruFocus considers Banco BBVA Peru to be Significantly Overvalued.

Key valuation signals for LIM:BBVAC1:

  • Scaled Net Operating Assets: 0.07
  • GF Value™: S/.1.30 vs. price of S/.2.01 (54.6% above fair value)
  • GF Score™: 46/100 with 6 warning signs

No single metric tells the full story. See the LIM:BBVAC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco BBVA Peru Business Description

Address Avenue Republica de Panama North 3055, San Isidro, Lima, PER
Banco BBVA Peru is a Peru based company engages in providing banking products and services. Its products and services include saving and current accounts, fixed-term deposits, consumer and commercial loans, mortgages, as well as debit and credit cards, among others. The Bank offers its services both to individual and business customers. The company operates in Wholesale Loans, Small and Micro-Business Loans, Consumer Loans, and Mortgage Loans segments.
46GF Score

Get the complete analysis for LIM:BBVAC1

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S/.2.01
Price
S/.1.30
GF Value