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Banco BBVA PeruLIM:BBVAC1 +0.78%44 PB Ratio is 1.62 as of Jul. 31, 2026, which is 13% above its 10-year median of 1.44. GuruFocus rates LIM:BBVAC1 with a GF Score™ of 44/100 and a GF Value™ of S/.1.28 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,515 Banks companies, Banco BBVA Peru ranks worse than 80.46% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-31), Banco BBVA Peru's share price is S/.2.20. Banco BBVA Peru's Book Value per Share for the quarter that ended in Mar. 2026 was S/.1.36. Hence, Banco BBVA Peru's PB Ratio of today is 1.62.
Warning Sign:
Banco BBVA Peru stock PB Ratio (=1.55) is close to 5-year high of 1.55.
The historical rank and industry rank for Banco BBVA Peru's PB Ratio or its related term are showing as below:
LIM:BBVAC1'
s PB Ratio Range Over the Past 10 Years
Min: 0.91 Med: 1.44 Max: 3.37
Current: 1.61
During the past 13 years, Banco BBVA Peru's highest PB Ratio was 3.37. The lowest was 0.91. And the median was 1.44.
LIM:BBVAC1's PB Ratio is ranked worse than 80.46% of 1515
companies
in the Banks industry
Industry Median: 1.11
vs LIM:BBVAC1: 1.61
During the past 12 months, Banco BBVA Peru's average Book Value Per Share Growth Rate was 11.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 10.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 9.70% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 8.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Banco BBVA Peru was 23.70% per year. The lowest was 4.70% per year. And the median was 10.00% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Banco BBVA Peru PB Ratio Related Terms
Banco BBVA Peru PB Ratio Historical Data
* Premium members only.
The historical data trend for Banco BBVA Peru's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco BBVA Peru's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco BBVA Peru PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banco BBVA Peru's PB Ratio distribution charts can be found below:
* The bar in red indicates where Banco BBVA Peru's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Banco BBVA Peru's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Banco BBVA Peru (LIM:BBVAC1) has a PB Ratio of 1.62 as of Jul. 31, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco BBVA Peru and its competitors. This is 13% above median its historical median of 1.44. Over the past decade, Banco BBVA Peru's PB Ratio has ranged from 0.91 to 3.37. According to the industry distribution chart, Banco BBVA Peru ranks #1219 out of 1515 companies in the Banks industry, placing it in the top 80.5%.
Is Banco BBVA Peru's PB Ratio too high?
Banco BBVA Peru's current PB Ratio of 1.62 is 13% above median its 10-year median of 1.44. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 3.37. The Banks industry median PB Ratio is 1.11. Banco BBVA Peru's value of 1.62 is 45.9% above this industry median. Based on the distribution chart, Banco BBVA Peru ranks #1219 out of 1515 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco BBVA Peru has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco BBVA Peru's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco BBVA Peru ranks #1219 out of 1515 companies for PB Ratio. This places Banco BBVA Peru in the lower half of its industry. The industry median PB Ratio is 1.11. Banco BBVA Peru's value of 1.62 is 45.9% above this benchmark. Historically, Banco BBVA Peru's own PB Ratio has ranged from 0.91 to 3.37 over the past decade. While the company's 10-year median is 1.44 vs. the industry median of 1.11, Banco BBVA Peru has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco BBVA Peru's current PB Ratio of 1.62 is 45.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco BBVA Peru and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco BBVA Peru's current PB Ratio is 1.62, which is 13% above median its own 10-year median of 1.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco BBVA Peru stock overvalued right now?
Based on GuruFocus' analysis, Banco BBVA Peru (LIM:BBVAC1) is currently considered Significantly Overvalued. The stock's GF Value™ is S/.1.28, compared to a current price of S/.2.20 — trading 71.9% above its estimated fair value. The current PB Ratio is 1.62, which is 13% above median its 10-year median of 1.44 and 45.9% above the Banks industry median of 1.11. Banco BBVA Peru's overall GF Score™ is 44/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Banco BBVA Peru (LIM:BBVAC1), the current PB Ratio is 1.62 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco BBVA Peru (LIM:BBVAC1) Overvalued in 2026?
Based on GuruFocus' analysis, Banco BBVA Peru stock appears to be overvalued.
The current stock price of S/.2.20 is trading 71.9% above its estimated GF Value™ of S/.1.28.
GuruFocus considers Banco BBVA Peru to be Significantly Overvalued.
Key valuation signals for LIM:BBVAC1:
PB Ratio: 1.62 (13% above median its 10-year median of 1.44)
GF Value™: S/.1.28 vs. price of S/.2.20 (71.9% above fair value)
Industry Position: 45.9% above the Banks median (#1219 of 1515)
No single metric tells the full story. See the LIM:BBVAC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco BBVA Peru is a Peru based company engages in providing banking products and services. Its products and services include saving and current accounts, fixed-term deposits, consumer and commercial loans, mortgages, as well as debit and credit cards, among others. The Bank offers its services both to individual and business customers. The company operates in Wholesale Loans, Small and Micro-Business Loans, Consumer Loans, and Mortgage Loans segments.
44GF Score
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