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Customers BancorpLTS:0I5Z -0.54%81 FCF Margin % is 13.58% as of Mar. 2026, which is 9% below its 10-year median of 14.87. GuruFocus rates LTS:0I5Z with a GF Score™ of 81/100 and a GF Value™ of $61.42 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,502 Banks companies, Customers Bancorp ranks better than 59.65% on this metric.
The historical rank and industry rank for Customers Bancorp's FCF Margin % or its related term are showing as below:
LTS:0I5Z'
s FCF Margin % Range Over the Past 10 Years
Min: -21.18 Med: 14.87 Max: 41.64
Current: 31.64
During the past 13 years, the highest FCF Margin % of Customers Bancorp was 41.64%. The lowest was -21.18%. And the median was 14.87%.
LTS:0I5Z's FCF Margin % is ranked better than 59.65% of 1502
companies
in the Banks industry
Industry Median: 25.74
vs LTS:0I5Z: 31.64
Customers Bancorp FCF Margin % Related Terms
Customers Bancorp FCF Margin % Historical Data
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The historical data trend for Customers Bancorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0I5Z vs FBNC, BBT, BUSE: FCF Margin % Comparison
For the Banks - Regional subindustry, Customers Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Customers Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Customers Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Customers Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Customers Bancorp (LTS:0I5Z) has a FCF Margin % of 13.58% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Customers Bancorp and its competitors. This is near median its historical median of 14.87. According to the industry distribution chart, Customers Bancorp ranks #606 out of 1502 companies in the Banks industry, placing it in the top 40.3%.
Is Customers Bancorp's FCF Margin % too high?
Customers Bancorp's current FCF Margin % of 13.58% is near median its 10-year median of 14.87. The Banks industry median FCF Margin % is 25.74. Customers Bancorp's value of 13.58% is 47.2% below this industry median. Based on the distribution chart, Customers Bancorp ranks #606 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Customers Bancorp has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Customers Bancorp's FCF Margin % compare to FBNC and BBT?
According to the Banks industry distribution chart, Customers Bancorp ranks #606 out of 1502 companies for FCF Margin %. This puts Customers Bancorp in the upper half of its industry. The industry median FCF Margin % is 25.74. Customers Bancorp's value of 13.58% is 47.2% below this benchmark. While the company's 10-year median is 14.87 vs. the industry median of 25.74, Customers Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 25.74, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Customers Bancorp's current FCF Margin % of 13.58% is 47.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Customers Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 25.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Customers Bancorp's current FCF Margin % is 13.58%, which is near median its own 10-year median of 14.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Customers Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Customers Bancorp (LTS:0I5Z) is currently considered Significantly Overvalued. The stock's GF Value™ is $61.42, compared to a current price of $78.98 — trading 28.6% above its estimated fair value. The current FCF Margin % is 13.58%, which is near median its 10-year median of 14.87 and 47.2% below the Banks industry median of 25.74. Customers Bancorp's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Customers Bancorp (LTS:0I5Z), the current FCF Margin % is 13.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Customers Bancorp (LTS:0I5Z) Overvalued in 2026?
Based on GuruFocus' analysis, Customers Bancorp stock appears to be overvalued.
The current stock price of $78.98 is trading 28.6% above its estimated GF Value™ of $61.42.
GuruFocus considers Customers Bancorp to be Significantly Overvalued.
Key valuation signals for LTS:0I5Z:
FCF Margin %: 13.58% (near median its 10-year median of 14.87)
GF Value™: $61.42 vs. price of $78.98 (28.6% above fair value)
Industry Position: 47.2% below the Banks median (#606 of 1502)
No single metric tells the full story. See the LTS:0I5Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Customers Bancorp Inc is a bank holding company conducting banking activities through its wholly owned subsidiary, Customers Bank. The Bank provides commercial and consumer customers the stability of a regulated financial institution supported by risk management. It serves commercial and corporate businesses nationwide, including healthcare, real estate, specialty finance, fund finance, technology and venture capital banking, mortgage finance and commercial equipment financing, and provides payments and treasury services. The Bank also serves consumers through its branch network, offering residential mortgages and personal loan and deposit products, including Banking-as-a-Service, with services delivered predominantly in Southeastern and Central Pennsylvania, New York, and other states.
81GF Score
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