Customers Bancorp (LTS:0I5Z) FCF Yield %: 10.78 (As of Jul. 30, 2026) — Near Median

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LTS:0I5Z Customers Bancorp Inc LTS:0I5Z
81 GF Score
Price $78.98
GF Value $61.42
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Customers Bancorp FCF Yield %?

Customers Bancorp LTS:0I5Z -0.54% 81 FCF Yield % is 10.78 as of Jul. 30, 2026, which is 7% above its 10-year median of 10.09. GuruFocus rates LTS:0I5Z with a GF Score™ of 81/100 and a GF Value™ of $61.42 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,502 Banks companies, Customers Bancorp ranks better than 63.32% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Customers Bancorp's Trailing 12-Month Free Cash Flow is $286.8 Mil, and Market Cap is $2,660.7 Mil. Therefore, Customers Bancorp's FCF Yield % for today is 10.78%.

The historical rank and industry rank for Customers Bancorp's FCF Yield % or its related term are showing as below:

LTS:0I5Z' s FCF Yield % Range Over the Past 10 Years
Min: -41.64   Med: 10.09   Max: 79.36
Current: 10.78


During the past 13 years, the highest FCF Yield % of Customers Bancorp was 79.36%. The lowest was -41.64%. And the median was 10.09%.

LTS:0I5Z's FCF Yield % is ranked better than
63.32% of 1502 companies
in the Banks industry
Industry Median: 7.89 vs LTS:0I5Z: 10.78

Customers Bancorp's FCF Margin % for the quarter that ended in Mar. 2026 was 13.58%.


Customers Bancorp FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Customers Bancorp FCF Yield % Related Terms


Customers Bancorp FCF Yield % Historical Data

* Premium members only.

The historical data trend for Customers Bancorp's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Customers Bancorp FCF Yield % Chart

Customers Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.27 -14.82 4.50 5.18 13.39

Customers Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.39 10.42 9.72 5.26 0.00

LTS:0I5Z vs FBNC, BBT, BUSE: FCF Yield % Comparison

For the Banks - Regional subindustry, Customers Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Customers Bancorp FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Customers Bancorp's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Customers Bancorp's FCF Yield % falls into.


LTS:0I5Z
81GF Score
Customers Bancorp Inc LTS:0I5Z
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Customers Bancorp FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Customers Bancorp's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=333.702 / 2491.49817
=13.39%

Customers Bancorp's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=30.116 * 4 / 2291.124
=5.26%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 10.78 mean?
Customers Bancorp (LTS:0I5Z) has a FCF Yield % of 10.78 as of Jul. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Customers Bancorp and its competitors. This is near median its historical median of 10.09. According to the industry distribution chart, Customers Bancorp ranks #551 out of 1502 companies in the Banks industry, placing it in the top 36.7%.
Is Customers Bancorp's FCF Yield % too high?
Customers Bancorp's current FCF Yield % of 10.78 is near median its 10-year median of 10.09. The Banks industry median FCF Yield % is 7.89. Customers Bancorp's value of 10.78 is 36.6% above this industry median. Based on the distribution chart, Customers Bancorp ranks #551 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Customers Bancorp has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Customers Bancorp's FCF Yield % compare to FBNC and BBT?
According to the Banks industry distribution chart, Customers Bancorp ranks #551 out of 1502 companies for FCF Yield %. This puts Customers Bancorp in the upper half of its industry. The industry median FCF Yield % is 7.89. Customers Bancorp's value of 10.78 is 36.6% above this benchmark. While the company's 10-year median is 10.09 vs. the industry median of 7.89, Customers Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.89, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Customers Bancorp's current FCF Yield % of 10.78 is 36.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Customers Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 7.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Customers Bancorp's current FCF Yield % is 10.78, which is near median its own 10-year median of 10.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Customers Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Customers Bancorp (LTS:0I5Z) is currently considered Modestly Overvalued. The stock's GF Value™ is $61.42, compared to a current price of $78.98 — trading 28.6% above its estimated fair value. The current FCF Yield % is 10.78, which is near median its 10-year median of 10.09 and 36.6% above the Banks industry median of 7.89. Customers Bancorp's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Customers Bancorp (LTS:0I5Z), the current FCF Yield % is 10.78 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Customers Bancorp (LTS:0I5Z) Overvalued in 2026?

Based on GuruFocus' analysis, Customers Bancorp stock appears to be overvalued. The current stock price of $78.98 is trading 28.6% above its estimated GF Value™ of $61.42. GuruFocus considers Customers Bancorp to be Modestly Overvalued.

Key valuation signals for LTS:0I5Z:

  • FCF Yield %: 10.78 (near median its 10-year median of 10.09)
  • GF Value™: $61.42 vs. price of $78.98 (28.6% above fair value)
  • GF Score™: 81/100 with 3 warning signs
  • Industry Position: 36.6% above the Banks median (#551 of 1502)

No single metric tells the full story. See the LTS:0I5Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Customers Bancorp Business Description

Other Exchanges CUBI:USA334:Germany
Address 701 Reading Avenue, West Reading, PA, USA, 19611
Customers Bancorp Inc is a bank holding company conducting banking activities through its wholly owned subsidiary, Customers Bank. The Bank provides commercial and consumer customers the stability of a regulated financial institution supported by risk management. It serves commercial and corporate businesses nationwide, including healthcare, real estate, specialty finance, fund finance, technology and venture capital banking, mortgage finance and commercial equipment financing, and provides payments and treasury services. The Bank also serves consumers through its branch network, offering residential mortgages and personal loan and deposit products, including Banking-as-a-Service, with services delivered predominantly in Southeastern and Central Pennsylvania, New York, and other states.
81GF Score

Get the complete analysis for LTS:0I5Z

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$78.98
Price
$61.42
GF Value