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Customers BancorpLTS:0I5Z -0.54%81 Pretax Margin % is 40.71% as of Mar. 2026, which is 6% above its 10-year median of 38.52. GuruFocus rates LTS:0I5Z with a GF Score™ of 81/100 and a GF Value™ of $61.42 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,526 Banks companies, Customers Bancorp ranks better than 66.12% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Customers Bancorp Pretax Margin % Related Terms
Customers Bancorp Pretax Margin % Historical Data
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The historical data trend for Customers Bancorp's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0I5Z vs FBNC, BBT, BUSE: Pretax Margin % Comparison
For the Banks - Regional subindustry, Customers Bancorp's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Customers Bancorp Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Customers Bancorp's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Customers Bancorp's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Customers Bancorp (LTS:0I5Z) has a Pretax Margin % of 40.71% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Customers Bancorp and its competitors. This is near median its historical median of 38.52. Over the past decade, Customers Bancorp's Pretax Margin % has ranged from 28.93 to 58.92. According to the industry distribution chart, Customers Bancorp ranks #517 out of 1526 companies in the Banks industry, placing it in the top 33.9%.
Is Customers Bancorp's Pretax Margin % too high?
Customers Bancorp's current Pretax Margin % of 40.71% is near median its 10-year median of 38.52. Over the past 10 years, this metric has ranged from a low of 28.93 to a high of 58.92. The Banks industry median Pretax Margin % is 35.25. Customers Bancorp's value of 40.71% is 15.5% above this industry median. Based on the distribution chart, Customers Bancorp ranks #517 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, Customers Bancorp has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Customers Bancorp's Pretax Margin % compare to FBNC and BBT?
According to the Banks industry distribution chart, Customers Bancorp ranks #517 out of 1526 companies for Pretax Margin %. This puts Customers Bancorp in the upper half of its industry. The industry median Pretax Margin % is 35.25. Customers Bancorp's value of 40.71% is 15.5% above this benchmark. Historically, Customers Bancorp's own Pretax Margin % has ranged from 28.93 to 58.92 over the past decade. While the company's 10-year median is 38.52 vs. the industry median of 35.25, Customers Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.25, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Customers Bancorp's current Pretax Margin % of 40.71% is 15.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Customers Bancorp and its competitors. For the Banks industry, the median Pretax Margin % is 35.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Customers Bancorp's current Pretax Margin % is 40.71%, which is near median its own 10-year median of 38.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Customers Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Customers Bancorp (LTS:0I5Z) is currently considered Significantly Overvalued. The stock's GF Value™ is $61.42, compared to a current price of $78.98 — trading 28.6% above its estimated fair value. The current Pretax Margin % is 40.71%, which is near median its 10-year median of 38.52 and 15.5% above the Banks industry median of 35.25. Customers Bancorp's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Customers Bancorp (LTS:0I5Z), the current Pretax Margin % is 40.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Customers Bancorp (LTS:0I5Z) Overvalued in 2026?
Based on GuruFocus' analysis, Customers Bancorp stock appears to be overvalued.
The current stock price of $78.98 is trading 28.6% above its estimated GF Value™ of $61.42.
GuruFocus considers Customers Bancorp to be Significantly Overvalued.
Key valuation signals for LTS:0I5Z:
Pretax Margin %: 40.71% (near median its 10-year median of 38.52)
GF Value™: $61.42 vs. price of $78.98 (28.6% above fair value)
Industry Position: 15.5% above the Banks median (#517 of 1526)
No single metric tells the full story. See the LTS:0I5Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Customers Bancorp Inc is a bank holding company conducting banking activities through its wholly owned subsidiary, Customers Bank. The Bank provides commercial and consumer customers the stability of a regulated financial institution supported by risk management. It serves commercial and corporate businesses nationwide, including healthcare, real estate, specialty finance, fund finance, technology and venture capital banking, mortgage finance and commercial equipment financing, and provides payments and treasury services. The Bank also serves consumers through its branch network, offering residential mortgages and personal loan and deposit products, including Banking-as-a-Service, with services delivered predominantly in Southeastern and Central Pennsylvania, New York, and other states.
81GF Score
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