Customers Bancorp (LTS:0I5Z) PEG Ratio: 0.59 (As of Jul. 30, 2026) — 12% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0I5Z Customers Bancorp Inc LTS:0I5Z
81 GF Score
Price $78.98
GF Value $61.42
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Customers Bancorp PEG Ratio?

Customers Bancorp LTS:0I5Z -0.54% 81 PEG Ratio is 0.59 as of Jul. 30, 2026, which is 12% below its 10-year median of 0.67. GuruFocus rates LTS:0I5Z with a GF Score™ of 81/100 and a GF Value™ of $61.42 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,232 Banks companies, Customers Bancorp ranks better than 84.33% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Customers Bancorp's PE Ratio without NRI is 9.54. Customers Bancorp's 5-Year Book Value growth rate is 16.10%. Therefore, Customers Bancorp's PEG Ratio for today is 0.59.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Customers Bancorp's PEG Ratio or its related term are showing as below:

LTS:0I5Z' s PEG Ratio Range Over the Past 10 Years
Min: 0.18   Med: 0.67   Max: 1.46
Current: 0.59


During the past 13 years, Customers Bancorp's highest PEG Ratio was 1.46. The lowest was 0.18. And the median was 0.67.


LTS:0I5Z's PEG Ratio is ranked better than
84.33% of 1232 companies
in the Banks industry
Industry Median: 1.56 vs LTS:0I5Z: 0.59

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Customers Bancorp  (LTS:0I5Z) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Customers Bancorp PEG Ratio Related Terms


Customers Bancorp PEG Ratio Historical Data

* Premium members only.

The historical data trend for Customers Bancorp's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Customers Bancorp PEG Ratio Chart

Customers Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.15 0.28 0.47 0.48 0.61

Customers Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.57 0.58 0.61 0.57 0.00

LTS:0I5Z vs FBNC, BBT, BUSE: PEG Ratio Comparison

For the Banks - Regional subindustry, Customers Bancorp's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Customers Bancorp PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Customers Bancorp's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Customers Bancorp's PEG Ratio falls into.


LTS:0I5Z
81GF Score
Customers Bancorp Inc LTS:0I5Z
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Customers Bancorp PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Customers Bancorp's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=9.5386473429952/16.10
=0.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.59 mean?
Customers Bancorp (LTS:0I5Z) has a PEG Ratio of 0.59 as of Jul. 30, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Customers Bancorp and its competitors. This is 12% below median its historical median of 0.67. Over the past decade, Customers Bancorp's PEG Ratio has ranged from 0.18 to 1.46. According to the industry distribution chart, Customers Bancorp ranks #193 out of 1232 companies in the Banks industry, placing it in the top 15.7%.
Is Customers Bancorp's PEG Ratio too high?
Customers Bancorp's current PEG Ratio of 0.59 is 12% below median its 10-year median of 0.67. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 1.46. The Banks industry median PEG Ratio is 1.56. Customers Bancorp's value of 0.59 is 62.2% below this industry median. Based on the distribution chart, Customers Bancorp ranks #193 out of 1232 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Customers Bancorp has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Customers Bancorp's PEG Ratio compare to FBNC and BBT?
According to the Banks industry distribution chart, Customers Bancorp ranks #193 out of 1232 companies for PEG Ratio. This places Customers Bancorp in the top 16% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.56. Customers Bancorp's value of 0.59 is 62.2% below this benchmark. Historically, Customers Bancorp's own PEG Ratio has ranged from 0.18 to 1.46 over the past decade. While the company's 10-year median is 0.67 vs. the industry median of 1.56, Customers Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,232 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Customers Bancorp's current PEG Ratio of 0.59 is 62.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Customers Bancorp and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Customers Bancorp's current PEG Ratio is 0.59, which is 12% below median its own 10-year median of 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Customers Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Customers Bancorp (LTS:0I5Z) is currently considered Significantly Overvalued. The stock's GF Value™ is $61.42, compared to a current price of $78.98 — trading 28.6% above its estimated fair value. The current PEG Ratio is 0.59, which is 12% below median its 10-year median of 0.67 and 62.2% below the Banks industry median of 1.56. Customers Bancorp's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Customers Bancorp (LTS:0I5Z), the current PEG Ratio is 0.59 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Customers Bancorp (LTS:0I5Z) Overvalued in 2026?

Based on GuruFocus' analysis, Customers Bancorp stock appears to be overvalued. The current stock price of $78.98 is trading 28.6% above its estimated GF Value™ of $61.42. GuruFocus considers Customers Bancorp to be Significantly Overvalued.

Key valuation signals for LTS:0I5Z:

  • PEG Ratio: 0.59 (12% below median its 10-year median of 0.67)
  • GF Value™: $61.42 vs. price of $78.98 (28.6% above fair value)
  • GF Score™: 81/100 with 3 warning signs
  • Industry Position: 62.2% below the Banks median (#193 of 1232)

No single metric tells the full story. See the LTS:0I5Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Customers Bancorp Business Description

Other Exchanges CUBI:USA334:Germany
Address 701 Reading Avenue, West Reading, PA, USA, 19611
Customers Bancorp Inc is a bank holding company conducting banking activities through its wholly owned subsidiary, Customers Bank. The Bank provides commercial and consumer customers the stability of a regulated financial institution supported by risk management. It serves commercial and corporate businesses nationwide, including healthcare, real estate, specialty finance, fund finance, technology and venture capital banking, mortgage finance and commercial equipment financing, and provides payments and treasury services. The Bank also serves consumers through its branch network, offering residential mortgages and personal loan and deposit products, including Banking-as-a-Service, with services delivered predominantly in Southeastern and Central Pennsylvania, New York, and other states.
81GF Score

Get the complete analysis for LTS:0I5Z

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$78.98
Price
$61.42
GF Value