LYBC (Lyons Bancorp) FCF Margin %: 0.00% (As of Mar. 2026)


LYBC Lyons Bancorp Inc LYBC
55 GF Score
Price $54.90
GF Value $52.69
Valuation Fairly Valued
! 4 Warning Signs
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What is Lyons Bancorp FCF Margin %?

Lyons Bancorp LYBC +2.58% 55 FCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates LYBC with a GF Score™ of 55/100 and a GF Value™ of $52.69 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,505 Banks companies, Lyons Bancorp ranks better than 56.48% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Lyons Bancorp's Free Cash Flow for the three months ended in Mar. 2026 was $0.00 Mil. Lyons Bancorp's Revenue for the three months ended in Mar. 2026 was $19.91 Mil. Therefore, Lyons Bancorp's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, Lyons Bancorp's current FCF Yield % is 12.67%.

The historical rank and industry rank for Lyons Bancorp's FCF Margin % or its related term are showing as below:

LYBC' s FCF Margin % Range Over the Past 10 Years
Min: 9.86   Med: 26.05   Max: 46.99
Current: 30.11


During the past 12 years, the highest FCF Margin % of Lyons Bancorp was 46.99%. The lowest was 9.86%. And the median was 26.05%.

LYBC's FCF Margin % is ranked better than
56.48% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs LYBC: 30.11


Lyons Bancorp FCF Margin % Related Terms


Lyons Bancorp FCF Margin % Historical Data

* Premium members only.

The historical data trend for Lyons Bancorp's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lyons Bancorp FCF Margin % Chart

Lyons Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 46.99 29.90 14.45 22.88 32.32

Lyons Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

LYBC vs LARK, TRCY, CSBB: FCF Margin % Comparison

For the Banks - Regional subindustry, Lyons Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lyons Bancorp FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Lyons Bancorp's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Lyons Bancorp's FCF Margin % falls into.


LYBC
55GF Score
Lyons Bancorp Inc LYBC
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Lyons Bancorp FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Lyons Bancorp's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=23.666/73.215
=32.32 %

Lyons Bancorp's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/19.908
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Lyons Bancorp (LYBC) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Lyons Bancorp and its competitors. Over the past decade, Lyons Bancorp's FCF Margin % has ranged from 9.86 to 46.99. According to the industry distribution chart, Lyons Bancorp ranks #655 out of 1505 companies in the Banks industry, placing it in the top 43.5%.
Is Lyons Bancorp's FCF Margin % too high?
Lyons Bancorp's current FCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 9.86 to a high of 46.99. Based on the distribution chart, Lyons Bancorp ranks #655 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Lyons Bancorp has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lyons Bancorp's FCF Margin % compare to LARK and TRCY?
According to the Banks industry distribution chart, Lyons Bancorp ranks #655 out of 1505 companies for FCF Margin %. This puts Lyons Bancorp in the upper half of its industry. The industry median FCF Margin % is 26.55. Historically, Lyons Bancorp's own FCF Margin % has ranged from 9.86 to 46.99 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Lyons Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lyons Bancorp's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lyons Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Lyons Bancorp (LYBC) is currently considered Fairly Valued. The stock's GF Value™ is $52.69, compared to a current price of $54.90 — trading 4.2% above its estimated fair value. The current FCF Margin % is 0.00%. Lyons Bancorp's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Lyons Bancorp (LYBC), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lyons Bancorp (LYBC) Overvalued in 2026?

Based on GuruFocus' analysis, Lyons Bancorp stock appears to be overvalued. The current stock price of $54.90 is trading 4.2% above its estimated GF Value™ of $52.69. GuruFocus considers Lyons Bancorp to be Fairly Valued.

Key valuation signals for LYBC:

  • FCF Margin %: 0.00%
  • GF Value™: $52.69 vs. price of $54.90 (4.2% above fair value)
  • GF Score™: 55/100 with 4 warning signs

No single metric tells the full story. See the LYBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lyons Bancorp Business Description

Address 399 Exchange Street, Geneva, NY, USA, 14456
Lyons Bancorp Inc is a bank holding company. It provides commercial and retail banking services to individual and small business customers. The bank offers checking accounts, savings accounts, individual retirement accounts, certificates of deposits, business checking, business savings, and other banking services. Company also provides financial services, including investments and insurance.
55GF Score

Get the complete analysis for LYBC

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$54.90
Price
$52.69
GF Value