LYBC (Lyons Bancorp) Tariff Resilience Score: 8/10 (As of Jul. 13, 2026)


LYBC Lyons Bancorp Inc LYBC
55 GF Score
Price $54.50
GF Value $52.82
Valuation Fairly Valued
! 4 Warning Signs
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What is Lyons Bancorp Tariff Resilience Score?

Lyons Bancorp LYBC 55 Tariff Resilience Score is 8 as of Jul. 13, 2026. GuruFocus rates LYBC with a GF Score™ of 55/100 and a GF Value™ of $52.82 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,610 Banks companies, Lyons Bancorp ranks better than 78.76% on this metric.

Lyons Bancorp has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Lyons Bancorp has As a regional bank, Lyons Bancorp has minimal direct exposure to international trade tariffs. Its operations are primarily domestic, insulating it from global trade fluctuations, though local economic impacts from tariffs could indirectly affect it.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Lyons Bancorp might have Highly Resilient.

Lyons Bancorp  (OTCPK:LYBC) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Lyons Bancorp Tariff Resilience Score Related Terms

LYBC vs SOME, BVFL, OAKC: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Lyons Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lyons Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Lyons Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Lyons Bancorp's Tariff Resilience Score falls into.


LYBC
55GF Score
Lyons Bancorp Inc LYBC
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Lyons Bancorp (LYBC) has a Tariff Resilience Score of 8 as of Jul. 13, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Lyons Bancorp ranks #342 out of 1610 companies in the Banks industry, placing it in the top 21.2%.
Is Lyons Bancorp's Tariff Resilience Score too high?
Lyons Bancorp's current Tariff Resilience Score is 8. Based on the distribution chart, Lyons Bancorp ranks #342 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Lyons Bancorp has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lyons Bancorp's Tariff Resilience Score compare to SOME and BVFL?
According to the Banks industry distribution chart, Lyons Bancorp ranks #342 out of 1610 companies for Tariff Resilience Score. This places Lyons Bancorp in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Lyons Bancorp's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lyons Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Lyons Bancorp (LYBC) is currently considered Fairly Valued. The stock's GF Value™ is $52.82, compared to a current price of $54.50 — trading 3.2% above its estimated fair value. The current Tariff Resilience Score is 8. Lyons Bancorp's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Lyons Bancorp (LYBC), the current Tariff Resilience Score is 8 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lyons Bancorp (LYBC) Overvalued in 2026?

Based on GuruFocus' analysis, Lyons Bancorp stock appears to be overvalued. The current stock price of $54.50 is trading 3.2% above its estimated GF Value™ of $52.82. GuruFocus considers Lyons Bancorp to be Fairly Valued.

Key valuation signals for LYBC:

  • Tariff Resilience Score: 8
  • GF Value™: $52.82 vs. price of $54.50 (3.2% above fair value)
  • GF Score™: 55/100 with 4 warning signs

No single metric tells the full story. See the LYBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lyons Bancorp Business Description

Address 399 Exchange Street, Geneva, NY, USA, 14456
Lyons Bancorp Inc is a bank holding company. It provides commercial and retail banking services to individual and small business customers. The bank offers checking accounts, savings accounts, individual retirement accounts, certificates of deposits, business checking, business savings, and other banking services. Company also provides financial services, including investments and insurance.
55GF Score

Get the complete analysis for LYBC

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$54.50
Price
$52.82
GF Value