LYBC (Lyons Bancorp) Long-Term Debt: $0.00 Mil (As of Mar. 2026)

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LYBC Lyons Bancorp Inc LYBC
55 GF Score
Price $54.51
GF Value $52.90
Valuation Fairly Valued
! 4 Warning Signs
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What is Lyons Bancorp Long-Term Debt?

Lyons Bancorp LYBC 55 Long-Term Debt is $0.00 Mil as of Mar. 2026. GuruFocus rates LYBC with a GF Score™ of 55/100 and a GF Value™ of $52.90 (Fairly Valued). The stock has 4 warning signs investors should review.

Lyons Bancorp's Long-Term Debt for the quarter that ended in Mar. 2026 was $0.00 Mil.

Lyons Bancorp's quarterly Long-Term Debt increased from Sep. 2025 ($0.00 Mil) to Dec. 2025 ($15.80 Mil) but then declined from Dec. 2025 ($15.80 Mil) to Mar. 2026 ($0.00 Mil).

Lyons Bancorp's annual Long-Term Debt increased from Dec. 2023 ($20.93 Mil) to Dec. 2024 ($20.94 Mil) but then declined from Dec. 2024 ($20.94 Mil) to Dec. 2025 ($15.80 Mil).

Lyons Bancorp  (OTCPK:LYBC) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Lyons Bancorp Long-Term Debt Related Terms

Lyons Bancorp Long-Term Debt Historical Data

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The historical data trend for Lyons Bancorp's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lyons Bancorp Long-Term Debt Chart

Lyons Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.90 20.92 20.93 20.94 15.80

Lyons Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 15.80 0.00
LYBC
55GF Score
Lyons Bancorp Inc LYBC
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $0.00 Mil mean?
Lyons Bancorp (LYBC) has a Long-Term Debt of $0.00 Mil as of Mar. 2026.
Is Lyons Bancorp's Long-Term Debt too high?
Lyons Bancorp's current Long-Term Debt is $0.00 Mil. Overall, Lyons Bancorp has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lyons Bancorp's Long-Term Debt compare to SOME and BVFL?
Lyons Bancorp's Long-Term Debt of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Lyons Bancorp's current Long-Term Debt is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lyons Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Lyons Bancorp (LYBC) is currently considered Fairly Valued. The stock's GF Value™ is $52.90, compared to a current price of $54.51 — trading 3% above its estimated fair value. The current Long-Term Debt is $0.00 Mil. Lyons Bancorp's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Lyons Bancorp (LYBC), the current Long-Term Debt is $0.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lyons Bancorp (LYBC) Overvalued in 2026?

Based on GuruFocus' analysis, Lyons Bancorp stock appears to be overvalued. The current stock price of $54.51 is trading 3% above its estimated GF Value™ of $52.90. GuruFocus considers Lyons Bancorp to be Fairly Valued.

Key valuation signals for LYBC:

  • Long-Term Debt: $0.00 Mil
  • GF Value™: $52.90 vs. price of $54.51 (3% above fair value)
  • GF Score™: 55/100 with 4 warning signs

No single metric tells the full story. See the LYBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lyons Bancorp Business Description

Address 399 Exchange Street, Geneva, NY, USA, 14456
Lyons Bancorp Inc is a bank holding company. It provides commercial and retail banking services to individual and small business customers. The bank offers checking accounts, savings accounts, individual retirement accounts, certificates of deposits, business checking, business savings, and other banking services. Company also provides financial services, including investments and insurance.
55GF Score

Get the complete analysis for LYBC

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$54.51
Price
$52.90
GF Value