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Lyons Bancorp (Lyons Bancorp) E10 : $3.70 (As of Mar. 2024)


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What is Lyons Bancorp E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Lyons Bancorp's adjusted earnings per share data for the three months ended in Mar. 2024 was $1.020. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $3.70 for the trailing ten years ended in Mar. 2024.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2024-05-14), Lyons Bancorp's current stock price is $39.50. Lyons Bancorp's E10 for the quarter that ended in Mar. 2024 was $3.70. Lyons Bancorp's Shiller PE Ratio of today is 10.68.

During the past 10 years, the highest Shiller PE Ratio of Lyons Bancorp was 10.88. The lowest was 10.68. And the median was 10.71.


Lyons Bancorp E10 Historical Data

The historical data trend for Lyons Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Lyons Bancorp E10 Chart

Lyons Bancorp Annual Data
Trend Dec06 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - -

Lyons Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Sep23 Dec23 Mar24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - 3.70

Competitive Comparison of Lyons Bancorp's E10

For the Banks - Regional subindustry, Lyons Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lyons Bancorp's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Lyons Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Lyons Bancorp's Shiller PE Ratio falls into.



Lyons Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Lyons Bancorp's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=1.02/129.4194*129.4194
=1.020

Current CPI (Mar. 2024) = 129.4194.

Lyons Bancorp Quarterly Data

per share eps CPI Adj_EPS
200603 0.282 84.298 0.433
200606 0.301 85.606 0.455
200609 0.303 85.606 0.458
200612 0.056 85.142 0.085
200703 0.289 86.640 0.432
200706 0.258 87.906 0.380
200709 0.343 87.964 0.505
201512 1.453 99.792 1.884
201603 0.560 100.470 0.721
201606 0.680 101.688 0.865
201609 0.670 101.861 0.851
201612 0.480 101.863 0.610
201703 0.570 102.862 0.717
201706 0.600 103.349 0.751
201709 0.660 104.136 0.820
201712 0.600 104.011 0.747
201803 0.650 105.290 0.799
201806 0.680 106.317 0.828
201809 0.770 106.507 0.936
201812 0.920 105.998 1.123
201903 0.750 107.251 0.905
201906 0.790 108.070 0.946
201909 0.810 108.329 0.968
201912 0.980 108.420 1.170
202003 0.710 108.902 0.844
202006 0.770 108.767 0.916
202009 0.820 109.815 0.966
202012 0.810 109.897 0.954
202103 0.820 111.754 0.950
202106 0.920 114.631 1.039
202109 1.010 115.734 1.129
202112 1.820 117.630 2.002
202203 1.120 121.301 1.195
202206 1.160 125.017 1.201
202209 1.240 125.227 1.282
202212 1.340 125.222 1.385
202303 1.160 127.348 1.179
202309 1.240 129.860 1.236
202312 1.300 129.419 1.300
202403 1.020 129.419 1.020

Add all the adjusted EPS together and divide 10 will get our e10.


Lyons Bancorp  (OTCPK:LYBC) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Lyons Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=39.50/3.7
=10.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 10 years, the highest Shiller P/E Ratio of Lyons Bancorp was 10.88. The lowest was 10.68. And the median was 10.71.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Lyons Bancorp E10 Related Terms

Thank you for viewing the detailed overview of Lyons Bancorp's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Lyons Bancorp (Lyons Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
399 Exchange Street, Geneva, NY, USA, 14456
Lyons Bancorp Inc is a bank holding company. It provides commercial and retail banking services to individual and small business customers. The bank offers checking accounts, savings accounts, individual retirement accounts, certificates of deposits, business checking, business savings, and other banking services.

Lyons Bancorp (Lyons Bancorp) Headlines

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