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Lyons Bancorp (Lyons Bancorp) Cyclically Adjusted PB Ratio : 1.38 (As of May. 13, 2024)


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What is Lyons Bancorp Cyclically Adjusted PB Ratio?

As of today (2024-05-13), Lyons Bancorp's current share price is $39.50. Lyons Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 was $28.61. Lyons Bancorp's Cyclically Adjusted PB Ratio for today is 1.38.

The historical rank and industry rank for Lyons Bancorp's Cyclically Adjusted PB Ratio or its related term are showing as below:

LYBC' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.38   Med: 1.39   Max: 1.41
Current: 1.39

During the past years, Lyons Bancorp's highest Cyclically Adjusted PB Ratio was 1.41. The lowest was 1.38. And the median was 1.39.

LYBC's Cyclically Adjusted PB Ratio is ranked worse than
75.34% of 1184 companies
in the Banks industry
Industry Median: 0.935 vs LYBC: 1.39

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Lyons Bancorp's adjusted book value per share data for the three months ended in Mar. 2024 was $41.757. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $28.61 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Lyons Bancorp Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Lyons Bancorp's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Lyons Bancorp Cyclically Adjusted PB Ratio Chart

Lyons Bancorp Annual Data
Trend Dec06 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PB Ratio
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Lyons Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Sep23 Dec23 Mar24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - 1.38

Competitive Comparison of Lyons Bancorp's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Lyons Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lyons Bancorp's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Lyons Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Lyons Bancorp's Cyclically Adjusted PB Ratio falls into.



Lyons Bancorp Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Lyons Bancorp's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=39.50/28.61
=1.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lyons Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Lyons Bancorp's adjusted Book Value per Share data for the three months ended in Mar. 2024 was:

Adj_Book=Book Value per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=41.757/129.4194*129.4194
=41.757

Current CPI (Mar. 2024) = 129.4194.

Lyons Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
200603 9.987 84.298 15.333
200606 10.116 85.606 15.293
200609 10.714 85.606 16.198
200612 8.760 85.142 13.316
200703 11.267 86.640 16.830
200706 11.214 87.906 16.510
200709 11.624 87.964 17.102
201512 18.365 99.792 23.817
201603 0.000 100.470 0.000
201606 0.000 101.688 0.000
201609 0.000 101.861 0.000
201612 21.568 101.863 27.403
201703 22.085 102.862 27.787
201706 22.797 103.349 28.548
201709 23.129 104.136 28.745
201712 23.131 104.011 28.782
201803 22.783 105.290 28.004
201806 0.000 106.317 0.000
201809 23.255 106.507 28.258
201812 24.483 105.998 29.893
201903 25.605 107.251 30.898
201906 26.841 108.070 32.144
201909 27.583 108.329 32.953
201912 27.358 108.420 32.657
202003 28.708 108.902 34.117
202006 29.324 108.767 34.892
202009 29.876 109.815 35.210
202012 30.064 109.897 35.405
202103 29.065 111.754 33.659
202106 29.862 114.631 33.714
202109 31.184 115.734 34.871
202112 32.054 117.630 35.267
202203 28.081 121.301 29.960
202206 0.000 125.017 0.000
202209 35.709 125.227 36.905
202212 25.542 125.222 26.398
202303 27.862 127.348 28.315
202309 40.335 129.860 40.198
202312 30.241 129.419 30.241
202403 41.757 129.419 41.757

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Lyons Bancorp  (OTCPK:LYBC) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Lyons Bancorp Cyclically Adjusted PB Ratio Related Terms

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Lyons Bancorp (Lyons Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
399 Exchange Street, Geneva, NY, USA, 14456
Lyons Bancorp Inc is a bank holding company. It provides commercial and retail banking services to individual and small business customers. The bank offers checking accounts, savings accounts, individual retirement accounts, certificates of deposits, business checking, business savings, and other banking services.

Lyons Bancorp (Lyons Bancorp) Headlines

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