Diamond Trust Bank (NAI:DTK) FCF Margin %: 0.00% (As of Mar. 2026)

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NAI:DTK Diamond Trust Bank Ltd NAI:DTK
68 GF Score
Price KES154.00
GF Value KES72.75
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Diamond Trust Bank FCF Margin %?

Diamond Trust Bank NAI:DTK +2.16% 68 FCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates NAI:DTK with a GF Score™ of 68/100 and a GF Value™ of KES72.75 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,504 Banks companies, Diamond Trust Bank ranks better than 82.78% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Diamond Trust Bank's Free Cash Flow for the three months ended in Mar. 2026 was KES0 Mil. Diamond Trust Bank's Revenue for the three months ended in Mar. 2026 was KES12,941 Mil. Therefore, Diamond Trust Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, Diamond Trust Bank's current FCF Yield % is 92.10%.

The historical rank and industry rank for Diamond Trust Bank's FCF Margin % or its related term are showing as below:

NAI:DTK' s FCF Margin % Range Over the Past 10 Years
Min: -69.45   Med: 14.53   Max: 105.16
Current: 83.17


During the past 13 years, the highest FCF Margin % of Diamond Trust Bank was 105.16%. The lowest was -69.45%. And the median was 14.53%.

NAI:DTK's FCF Margin % is ranked better than
82.78% of 1504 companies
in the Banks industry
Industry Median: 26.175 vs NAI:DTK: 83.17


Diamond Trust Bank FCF Margin % Related Terms


Diamond Trust Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for Diamond Trust Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Diamond Trust Bank FCF Margin % Chart

Diamond Trust Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.47 -10.46 105.16 43.53 87.33

Diamond Trust Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

NAI:DTK vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, Diamond Trust Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Diamond Trust Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Diamond Trust Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Diamond Trust Bank's FCF Margin % falls into.


NAI:DTK
68GF Score
Diamond Trust Bank Ltd NAI:DTK
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Diamond Trust Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Diamond Trust Bank's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=39658.805/45414.673
=87.33 %

Diamond Trust Bank's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/12940.543
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Diamond Trust Bank (NAI:DTK) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Diamond Trust Bank and its competitors. According to the industry distribution chart, Diamond Trust Bank ranks #259 out of 1504 companies in the Banks industry, placing it in the top 17.2%.
Is Diamond Trust Bank's FCF Margin % too high?
Diamond Trust Bank's current FCF Margin % is 0.00%. Based on the distribution chart, Diamond Trust Bank ranks #259 out of 1504 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Diamond Trust Bank has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Diamond Trust Bank's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Diamond Trust Bank ranks #259 out of 1504 companies for FCF Margin %. This places Diamond Trust Bank in the top 17% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.18. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.18, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Diamond Trust Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Diamond Trust Bank's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Diamond Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Diamond Trust Bank (NAI:DTK) is currently considered Significantly Overvalued. The stock's GF Value™ is KES72.75, compared to a current price of KES154.00 — trading 111.7% above its estimated fair value. The current FCF Margin % is 0.00%. Diamond Trust Bank's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Diamond Trust Bank (NAI:DTK), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Diamond Trust Bank (NAI:DTK) Overvalued in 2026?

Based on GuruFocus' analysis, Diamond Trust Bank stock appears to be overvalued. The current stock price of KES154.00 is trading 111.7% above its estimated GF Value™ of KES72.75. GuruFocus considers Diamond Trust Bank to be Significantly Overvalued.

Key valuation signals for NAI:DTK:

  • FCF Margin %: 0.00%
  • GF Value™: KES72.75 vs. price of KES154.00 (111.7% above fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the NAI:DTK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Diamond Trust Bank Business Description

Address Mombasa Road, DTB Centre, P.O. Box 61711, Nairobi, KEN, 00200
Diamond Trust Bank Ltd is a regional bank that provides banking, insurance agency, and other related services to the general public. It offers various banking services, including corporate, retail, and commercial. The company focuses on the small and medium-sized enterprises sector. It has four business segments: Diamond Trust Bank Tanzania Limited, Diamond Trust Bank Uganda Limited, Diamond Trust Bank Burundi S.A, and Kenya. The Trust's majority of revenue is generated from its home country, Kenya.
68GF Score

Get the complete analysis for NAI:DTK

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES154.00
Price
KES72.75
GF Value