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Diamond Trust Bank (NAI:DTK) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Diamond Trust Bank Forward PE Ratio Related Terms
Diamond Trust Bank Forward PE Ratio Historical Data
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The historical data trend for Diamond Trust Bank's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Diamond Trust Bank Forward PE Ratio Chart
Diamond Trust Bank Annual Data
Trend
2024-12
2025-12
Forward PE Ratio
1.73
2.82
Diamond Trust Bank Quarterly Data
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
2026-06
Forward PE Ratio
1.73
2.57
2.57
2.58
2.82
3.61
4.33
NAI:DTK vs USB: Forward PE Ratio Comparison
For the Banks - Regional subindustry, Diamond Trust Bank's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Diamond Trust Bank Forward PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Diamond Trust Bank's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Diamond Trust Bank's Forward PE Ratio falls into.
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Diamond Trust Bank (NAI:DTK) has a Forward PE Ratio of 3.63 as of Sep. 17, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Diamond Trust Bank and its competitors. According to the industry distribution chart, Diamond Trust Bank ranks #32 out of 821 companies in the Banks industry, placing it in the top 3.9%.
Is Diamond Trust Bank's Forward PE Ratio too high?
Diamond Trust Bank's current Forward PE Ratio is 3.63. The Banks industry median Forward PE Ratio is 10.13. Diamond Trust Bank's value of 3.63 is 64.2% below this industry median. Based on the distribution chart, Diamond Trust Bank ranks #32 out of 821 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Diamond Trust Bank has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Diamond Trust Bank's Forward PE Ratio compare to USB?
According to the Banks industry distribution chart, Diamond Trust Bank ranks #32 out of 821 companies for Forward PE Ratio. This places Diamond Trust Bank in the top 4% of its industry — outperforming the majority of peers. The industry median Forward PE Ratio is 10.13. Diamond Trust Bank's value of 3.63 is 64.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Banks company?
The median Forward PE Ratio among Banks companies is 10.13, based on 821 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Diamond Trust Bank's current Forward PE Ratio of 3.63 is 64.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Diamond Trust Bank and its competitors. For the Banks industry, the median Forward PE Ratio is 10.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Diamond Trust Bank's current Forward PE Ratio is 3.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Diamond Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Diamond Trust Bank (NAI:DTK) is currently considered Significantly Overvalued. The stock's GF Value™ is KES89.33, compared to a current price of KES182.25 — trading 104% above its estimated fair value. The current Forward PE Ratio is 3.63 and 64.2% below the Banks industry median of 10.13. Diamond Trust Bank's overall GF Score™ is 79/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Diamond Trust Bank (NAI:DTK), the current Forward PE Ratio is 3.63 as of Sep. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Diamond Trust Bank (NAI:DTK) Overvalued in 2026?
Based on GuruFocus' analysis, Diamond Trust Bank stock appears to be overvalued.
The current stock price of KES182.25 is trading 104% above its estimated GF Value™ of KES89.33.
GuruFocus considers Diamond Trust Bank to be Significantly Overvalued.
Key valuation signals for NAI:DTK:
Forward PE Ratio: 3.63
GF Value™: KES89.33 vs. price of KES182.25 (104% above fair value)
Industry Position: 64.2% below the Banks median (#32 of 821)
No single metric tells the full story. See the NAI:DTK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Diamond Trust Bank Ltd is a regional bank that provides banking, insurance agency, and other related services to the general public. It offers various banking services, including corporate, retail, and commercial. The company focuses on the small and medium-sized enterprises sector. It has four business segments: Diamond Trust Bank Tanzania Limited, Diamond Trust Bank Uganda Limited, Diamond Trust Bank Burundi S.A, and Kenya. The Trust's majority of revenue is generated from its home country, Kenya.
79GF Score
Get the complete analysis for NAI:DTK
Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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