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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.
Diamond Trust Bank's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is
63.71%.
Diamond Trust Bank Margin of Safety % (DCF Earnings Based) Related Terms
NAI:DTK vs PNC, USB: Margin of Safety % (DCF Earnings Based) Comparison
For the Banks - Regional subindustry, Diamond Trust Bank's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Diamond Trust Bank Margin of Safety % (DCF Earnings Based) vs Banks Industry
For the Banks industry and Financial Services sector, Diamond Trust Bank's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:
* The bar in red indicates where Diamond Trust Bank's Margin of Safety % (DCF Earnings Based) falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.
What does a Margin of Safety % (DCF Earnings Based) of 63.71% mean?
Diamond Trust Bank (NAI:DTK) has a Margin of Safety % (DCF Earnings Based) of 63.71% as of Jul. 28, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Diamond Trust Bank.
Is Diamond Trust Bank's Margin of Safety % (DCF Earnings Based) too high?
Diamond Trust Bank's current Margin of Safety % (DCF Earnings Based) is 63.71%. Overall, Diamond Trust Bank has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Diamond Trust Bank's Margin of Safety % (DCF Earnings Based) compare to PNC and USB?
Diamond Trust Bank's Margin of Safety % (DCF Earnings Based) of 63.71% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Diamond Trust Bank. Diamond Trust Bank's current Margin of Safety % (DCF Earnings Based) is 63.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Diamond Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Diamond Trust Bank (NAI:DTK) is currently considered Significantly Overvalued. The stock's GF Value™ is KES72.75, compared to a current price of KES154.00 — trading 111.7% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 63.71%. Diamond Trust Bank's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Diamond Trust Bank (NAI:DTK), the current Margin of Safety % (DCF Earnings Based) is 63.71% as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Diamond Trust Bank (NAI:DTK) Overvalued in 2026?
Based on GuruFocus' analysis, Diamond Trust Bank stock appears to be overvalued.
The current stock price of KES154.00 is trading 111.7% above its estimated GF Value™ of KES72.75.
GuruFocus considers Diamond Trust Bank to be Significantly Overvalued.
Key valuation signals for NAI:DTK:
Margin of Safety % (DCF Earnings Based): 63.71%
GF Value™: KES72.75 vs. price of KES154.00 (111.7% above fair value)
No single metric tells the full story. See the NAI:DTK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Diamond Trust Bank Ltd is a regional bank that provides banking, insurance agency, and other related services to the general public. It offers various banking services, including corporate, retail, and commercial. The company focuses on the small and medium-sized enterprises sector. It has four business segments: Diamond Trust Bank Tanzania Limited, Diamond Trust Bank Uganda Limited, Diamond Trust Bank Burundi S.A, and Kenya. The Trust's majority of revenue is generated from its home country, Kenya.
68GF Score
Get the complete analysis for NAI:DTK
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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