Diamond Trust Bank (NAI:DTK) Retained Earnings: KES78,916 Mil (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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NAI:DTK Diamond Trust Bank Ltd NAI:DTK
79 GF Score
Price KES182.25
GF Value KES89.32
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Diamond Trust Bank Retained Earnings?

Diamond Trust Bank NAI:DTK -4.20% 79 Retained Earnings is KES78,916 Mil as of Jun. 2026. GuruFocus rates NAI:DTK with a GF Score™ of 79/100 and a GF Value™ of KES89.32 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Diamond Trust Bank's retained earnings for the quarter that ended in Jun. 2026 was KES78,916 Mil.

Diamond Trust Bank's quarterly retained earnings increased from Dec. 2025 (KES73,660 Mil) to Mar. 2026 (KES77,181 Mil) and increased from Mar. 2026 (KES77,181 Mil) to Jun. 2026 (KES78,916 Mil).

Diamond Trust Bank's annual retained earnings declined from Dec. 2023 (KES66,048 Mil) to Dec. 2024 (KES65,975 Mil) but then increased from Dec. 2024 (KES65,975 Mil) to Dec. 2025 (KES73,660 Mil).


Diamond Trust Bank  (NAI:DTK) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Diamond Trust Bank Retained Earnings Historical Data

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The historical data trend for Diamond Trust Bank's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Diamond Trust Bank Retained Earnings Chart

Diamond Trust Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 55,693.08 60,298.98 66,048.02 65,974.56 73,659.95

Diamond Trust Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 69,255.69 71,416.91 73,659.95 77,180.70 78,915.62
NAI:DTK
79GF Score
Diamond Trust Bank Ltd NAI:DTK
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Diamond Trust Bank Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of KES78,916 Mil mean?
Diamond Trust Bank (NAI:DTK) has a Retained Earnings of KES78,916 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Diamond Trust Bank and its competitors.
Is Diamond Trust Bank's Retained Earnings too high?
Diamond Trust Bank's current Retained Earnings is KES78,916 Mil. Overall, Diamond Trust Bank has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Diamond Trust Bank's Retained Earnings compare to USB?
Diamond Trust Bank's Retained Earnings of KES78,916 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Diamond Trust Bank and its competitors. Diamond Trust Bank's current Retained Earnings is KES78,916 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Diamond Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Diamond Trust Bank (NAI:DTK) is currently considered Significantly Overvalued. The stock's GF Value™ is KES89.32, compared to a current price of KES182.25 — trading 104% above its estimated fair value. The current Retained Earnings is KES78,916 Mil. Diamond Trust Bank's overall GF Score™ is 79/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Diamond Trust Bank (NAI:DTK), the current Retained Earnings is KES78,916 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Diamond Trust Bank (NAI:DTK) Overvalued in 2026?

Based on GuruFocus' analysis, Diamond Trust Bank stock appears to be overvalued. The current stock price of KES182.25 is trading 104% above its estimated GF Value™ of KES89.32. GuruFocus considers Diamond Trust Bank to be Significantly Overvalued.

Key valuation signals for NAI:DTK:

  • Retained Earnings: KES78,916 Mil
  • GF Value™: KES89.32 vs. price of KES182.25 (104% above fair value)
  • GF Score™: 79/100 with 5 warning signs

No single metric tells the full story. See the NAI:DTK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Diamond Trust Bank Business Description

Address Mombasa Road, DTB Centre, P.O. Box 61711, Nairobi, KEN, 00200
Diamond Trust Bank Ltd is a regional bank that provides banking, insurance agency, and other related services to the general public. It offers various banking services, including corporate, retail, and commercial. The company focuses on the small and medium-sized enterprises sector. It has four business segments: Diamond Trust Bank Tanzania Limited, Diamond Trust Bank Uganda Limited, Diamond Trust Bank Burundi S.A, and Kenya. The Trust's majority of revenue is generated from its home country, Kenya.
79GF Score

Get the complete analysis for NAI:DTK

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES182.25
Price
KES89.32
GF Value