Tamilnad Mercantile Bank (NSE:TMB) FCF Margin %: 0.00% (As of Mar. 2026)


NSE:TMB Tamilnad Mercantile Bank Ltd NSE:TMB
57 GF Score
Price ₹763.45
GF Value ₹560.53
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Tamilnad Mercantile Bank FCF Margin %?

Tamilnad Mercantile Bank NSE:TMB +0.57% 57 FCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates NSE:TMB with a GF Score™ of 57/100 and a GF Value™ of ₹560.53 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,504 Banks companies, Tamilnad Mercantile Bank ranks worse than 76.46% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Tamilnad Mercantile Bank's Free Cash Flow for the three months ended in Mar. 2026 was ₹0 Mil. Tamilnad Mercantile Bank's Revenue for the three months ended in Mar. 2026 was ₹9,462 Mil. Therefore, Tamilnad Mercantile Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, Tamilnad Mercantile Bank's current FCF Yield % is -1.90%.

The historical rank and industry rank for Tamilnad Mercantile Bank's FCF Margin % or its related term are showing as below:

NSE:TMB' s FCF Margin % Range Over the Past 10 Years
Min: -49.92   Med: -6.73   Max: 56.92
Current: -6.73


During the past 7 years, the highest FCF Margin % of Tamilnad Mercantile Bank was 56.92%. The lowest was -49.92%. And the median was -6.73%.

NSE:TMB's FCF Margin % is ranked worse than
76.46% of 1504 companies
in the Banks industry
Industry Median: 26.5 vs NSE:TMB: -6.73


Tamilnad Mercantile Bank FCF Margin % Related Terms


Tamilnad Mercantile Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for Tamilnad Mercantile Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tamilnad Mercantile Bank FCF Margin % Chart

Tamilnad Mercantile Bank Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Margin %
Get a 7-Day Free Trial 46.36 -49.92 -25.44 56.92 -6.73

Tamilnad Mercantile Bank Quarterly Data
Mar21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Tamilnad Mercantile Bank FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Tamilnad Mercantile Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tamilnad Mercantile Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Tamilnad Mercantile Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Tamilnad Mercantile Bank's FCF Margin % falls into.


NSE:TMB
57GF Score
Tamilnad Mercantile Bank Ltd NSE:TMB
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Tamilnad Mercantile Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Tamilnad Mercantile Bank's FCF Margin for the fiscal year that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=-2292.286/34039.393
=-6.73 %

Tamilnad Mercantile Bank's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/9462.1
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Tamilnad Mercantile Bank (NSE:TMB) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Tamilnad Mercantile Bank and its competitors. According to the industry distribution chart, Tamilnad Mercantile Bank ranks #1150 out of 1504 companies in the Banks industry, placing it in the top 76.5%.
Is Tamilnad Mercantile Bank's FCF Margin % too high?
Tamilnad Mercantile Bank's current FCF Margin % is 0.00%. Based on the distribution chart, Tamilnad Mercantile Bank ranks #1150 out of 1504 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Tamilnad Mercantile Bank has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tamilnad Mercantile Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Tamilnad Mercantile Bank ranks #1150 out of 1504 companies for FCF Margin %. This places Tamilnad Mercantile Bank in the lower half of its industry. The industry median FCF Margin % is 26.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Tamilnad Mercantile Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tamilnad Mercantile Bank's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tamilnad Mercantile Bank stock overvalued right now?
Based on GuruFocus' analysis, Tamilnad Mercantile Bank (NSE:TMB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹560.53, compared to a current price of ₹763.45 — trading 36.2% above its estimated fair value. The current FCF Margin % is 0.00%. Tamilnad Mercantile Bank's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Tamilnad Mercantile Bank (NSE:TMB), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tamilnad Mercantile Bank (NSE:TMB) Overvalued in 2026?

Based on GuruFocus' analysis, Tamilnad Mercantile Bank stock appears to be overvalued. The current stock price of ₹763.45 is trading 36.2% above its estimated GF Value™ of ₹560.53. GuruFocus considers Tamilnad Mercantile Bank to be Significantly Overvalued.

Key valuation signals for NSE:TMB:

  • FCF Margin %: 0.00%
  • GF Value™: ₹560.53 vs. price of ₹763.45 (36.2% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the NSE:TMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tamilnad Mercantile Bank Business Description

Other Exchanges 543596:India
Address No. 57, Victoria Extension Road, Tuticorin, TN, IND, 628 002
Tamilnad Mercantile Bank Ltd is engaged in providing a wide range of banking & financial services involving retail, corporate banking and para-banking activities in addition to treasury and foreign exchange business. The company has a portfolio of advances and deposits from a diversified customer base including retail customers, agricultural customers, and MSMEs. The segments of the bank are Treasury, Corporate and Wholesale banking, Retail banking, and Other banking Operations. It generates the majority of its revenue from the Retail banking segment.
57GF Score

Get the complete analysis for NSE:TMB

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹763.45
Price
₹560.53
GF Value