Tamilnad Mercantile Bank (NSE:TMB) GF Score: 63/100 (As of Jul. 06, 2026) — 530% Above Median


NSE:TMB Tamilnad Mercantile Bank Ltd NSE:TMB
63 GF Score
Price ₹778.65
GF Value ₹561.96
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Tamilnad Mercantile Bank GF Score?

Tamilnad Mercantile Bank NSE:TMB +4.36% 63 GF Score is 63 as of Jul. 06, 2026, which is 530% above its 10-year median of 10.00. GuruFocus rates NSE:TMB with a GF Score™ of 63/100 and a GF Value™ of ₹561.96 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Tamilnad Mercantile Bank has the GF Score of 63, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 4/10
2. Profitability Rank : 3/10
3. Growth Rank : 6/10
4. GF Value Rank : 3/10
5. Momentum Rank : 3/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Tamilnad Mercantile Bank might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Tamilnad Mercantile Bank  (NSE:TMB) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Tamilnad Mercantile Bank GF Score Related Terms


Tamilnad Mercantile Bank GF Score Competitor Comparison

For the Banks - Regional subindustry, Tamilnad Mercantile Bank's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tamilnad Mercantile Bank GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Tamilnad Mercantile Bank's GF Score distribution charts can be found below:

* The bar in red indicates where Tamilnad Mercantile Bank's GF Score falls into.


NSE:TMB
63GF Score
Tamilnad Mercantile Bank Ltd NSE:TMB
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 63 mean?
Tamilnad Mercantile Bank (NSE:TMB) has a GF Score of 63 as of Jul. 06, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Tamilnad Mercantile Bank and its competitors. This is 530% above median its historical median of 10.00. Over the past decade, Tamilnad Mercantile Bank's GF Score has ranged from 7.00 to 62.00.
Is Tamilnad Mercantile Bank's GF Score too high?
Tamilnad Mercantile Bank's current GF Score of 63 is 530% above median its 10-year median of 10.00. Over the past 10 years, this metric has ranged from a low of 7.00 to a high of 62.00. Overall, Tamilnad Mercantile Bank has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tamilnad Mercantile Bank's GF Score compare to competitors?
Tamilnad Mercantile Bank's GF Score of 63 can be compared against companies in the Banks industry. Historically, Tamilnad Mercantile Bank's own GF Score has ranged from 7.00 to 62.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Tamilnad Mercantile Bank and its competitors. Tamilnad Mercantile Bank's current GF Score is 63, which is 530% above median its own 10-year median of 10.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tamilnad Mercantile Bank stock overvalued right now?
Based on GuruFocus' analysis, Tamilnad Mercantile Bank (NSE:TMB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹561.96, compared to a current price of ₹778.65 — trading 38.6% above its estimated fair value. The current GF Score is 63, which is 530% above median its 10-year median of 10.00. Tamilnad Mercantile Bank's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Tamilnad Mercantile Bank (NSE:TMB), the current GF Score is 63 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tamilnad Mercantile Bank (NSE:TMB) Overvalued in 2026?

Based on GuruFocus' analysis, Tamilnad Mercantile Bank stock appears to be overvalued. The current stock price of ₹778.65 is trading 38.6% above its estimated GF Value™ of ₹561.96. GuruFocus considers Tamilnad Mercantile Bank to be Significantly Overvalued.

Key valuation signals for NSE:TMB:

  • GF Score: 63 (530% above median its 10-year median of 10.00)
  • GF Value™: ₹561.96 vs. price of ₹778.65 (38.6% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the NSE:TMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tamilnad Mercantile Bank Business Description

Other Exchanges 543596:India
Address No. 57, Victoria Extension Road, Tuticorin, TN, IND, 628 002
Tamilnad Mercantile Bank Ltd is engaged in providing a wide range of banking & financial services involving retail, corporate banking and para-banking activities in addition to treasury and foreign exchange business. The company has a portfolio of advances and deposits from a diversified customer base including retail customers, agricultural customers, and MSMEs. The segments of the bank are Treasury, Corporate and Wholesale banking, Retail banking, and Other banking Operations. It generates the majority of its revenue from the Retail banking segment.
63GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹778.65
Price
₹561.96
GF Value