Tamilnad Mercantile Bank (NSE:TMB) OCF Margin %: 0.00% (As of Mar. 2026)


NSE:TMB Tamilnad Mercantile Bank Ltd NSE:TMB
57 GF Score
Price ₹732.60
GF Value ₹560.58
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Tamilnad Mercantile Bank OCF Margin %?

Tamilnad Mercantile Bank NSE:TMB -4.04% 57 OCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates NSE:TMB with a GF Score™ of 57/100 and a GF Value™ of ₹560.58 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,501 Banks companies, Tamilnad Mercantile Bank ranks worse than 76.75% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Tamilnad Mercantile Bank's Cash Flow from Operations for the three months ended in Mar. 2026 was ₹0 Mil. Tamilnad Mercantile Bank's Revenue for the three months ended in Mar. 2026 was ₹9,462 Mil. Therefore, Tamilnad Mercantile Bank's OCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, Tamilnad Mercantile Bank's current OCF Yield % is -0.87%.

The historical rank and industry rank for Tamilnad Mercantile Bank's OCF Margin % or its related term are showing as below:

NSE:TMB' s OCF Margin % Range Over the Past 10 Years
Min: -46.63   Med: -2.96   Max: 60.26
Current: -2.96


During the past 7 years, the highest OCF Margin % of Tamilnad Mercantile Bank was 60.26%. The lowest was -46.63%. And the median was -2.96%.

NSE:TMB's OCF Margin % is ranked worse than
76.75% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs NSE:TMB: -2.96


Tamilnad Mercantile Bank OCF Margin % Related Terms


Tamilnad Mercantile Bank OCF Margin % Historical Data

* Premium members only.

The historical data trend for Tamilnad Mercantile Bank's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tamilnad Mercantile Bank OCF Margin % Chart

Tamilnad Mercantile Bank Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
OCF Margin %
Get a 7-Day Free Trial 50.43 -46.63 -21.84 60.26 -2.96

Tamilnad Mercantile Bank Quarterly Data
Mar21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Tamilnad Mercantile Bank OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Tamilnad Mercantile Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tamilnad Mercantile Bank OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Tamilnad Mercantile Bank's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Tamilnad Mercantile Bank's OCF Margin % falls into.


NSE:TMB
57GF Score
Tamilnad Mercantile Bank Ltd NSE:TMB
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Tamilnad Mercantile Bank OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Tamilnad Mercantile Bank's OCF Margin for the fiscal year that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=-1008.738/34039.393
=-2.96 %

Tamilnad Mercantile Bank's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/9462.1
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.00% mean?
Tamilnad Mercantile Bank (NSE:TMB) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Tamilnad Mercantile Bank and its competitors. According to the industry distribution chart, Tamilnad Mercantile Bank ranks #1152 out of 1501 companies in the Banks industry, placing it in the top 76.7%.
Is Tamilnad Mercantile Bank's OCF Margin % too high?
Tamilnad Mercantile Bank's current OCF Margin % is 0.00%. Based on the distribution chart, Tamilnad Mercantile Bank ranks #1152 out of 1501 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Tamilnad Mercantile Bank has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tamilnad Mercantile Bank's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Tamilnad Mercantile Bank ranks #1152 out of 1501 companies for OCF Margin %. This places Tamilnad Mercantile Bank in the lower half of its industry. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Tamilnad Mercantile Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tamilnad Mercantile Bank's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tamilnad Mercantile Bank stock overvalued right now?
Based on GuruFocus' analysis, Tamilnad Mercantile Bank (NSE:TMB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹560.58, compared to a current price of ₹732.60 — trading 30.7% above its estimated fair value. The current OCF Margin % is 0.00%. Tamilnad Mercantile Bank's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Tamilnad Mercantile Bank (NSE:TMB), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tamilnad Mercantile Bank (NSE:TMB) Overvalued in 2026?

Based on GuruFocus' analysis, Tamilnad Mercantile Bank stock appears to be overvalued. The current stock price of ₹732.60 is trading 30.7% above its estimated GF Value™ of ₹560.58. GuruFocus considers Tamilnad Mercantile Bank to be Significantly Overvalued.

Key valuation signals for NSE:TMB:

  • OCF Margin %: 0.00%
  • GF Value™: ₹560.58 vs. price of ₹732.60 (30.7% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the NSE:TMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tamilnad Mercantile Bank Business Description

Other Exchanges 543596:India
Address No. 57, Victoria Extension Road, Tuticorin, TN, IND, 628 002
Tamilnad Mercantile Bank Ltd is engaged in providing a wide range of banking & financial services involving retail, corporate banking and para-banking activities in addition to treasury and foreign exchange business. The company has a portfolio of advances and deposits from a diversified customer base including retail customers, agricultural customers, and MSMEs. The segments of the bank are Treasury, Corporate and Wholesale banking, Retail banking, and Other banking Operations. It generates the majority of its revenue from the Retail banking segment.
57GF Score

Get the complete analysis for NSE:TMB

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹732.60
Price
₹560.58
GF Value