Tamilnad Mercantile Bank (NSE:TMB) FCF Yield %: -1.98 (As of Jun. 29, 2026)


NSE:TMB Tamilnad Mercantile Bank Ltd NSE:TMB
57 GF Score
Price ₹732.60
GF Value ₹560.58
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Tamilnad Mercantile Bank FCF Yield %?

Tamilnad Mercantile Bank NSE:TMB -4.04% 57 FCF Yield % is -1.98 as of Jun. 29, 2026. GuruFocus rates NSE:TMB with a GF Score™ of 57/100 and a GF Value™ of ₹560.58 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,507 Banks companies, Tamilnad Mercantile Bank ranks worse than 76.71% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Tamilnad Mercantile Bank's Trailing 12-Month Free Cash Flow is ₹-2,292 Mil, and Market Cap is ₹115,921 Mil. Therefore, Tamilnad Mercantile Bank's FCF Yield % for today is -1.98%.

The historical rank and industry rank for Tamilnad Mercantile Bank's FCF Yield % or its related term are showing as below:

NSE:TMB' s FCF Yield % Range Over the Past 10 Years
Min: -1.98   Med: 0   Max: 0
Current: -1.98


NSE:TMB's FCF Yield % is ranked worse than
76.71% of 1507 companies
in the Banks industry
Industry Median: 8.14 vs NSE:TMB: -1.98

Tamilnad Mercantile Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


Tamilnad Mercantile Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Tamilnad Mercantile Bank FCF Yield % Related Terms


Tamilnad Mercantile Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for Tamilnad Mercantile Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tamilnad Mercantile Bank FCF Yield % Chart

Tamilnad Mercantile Bank Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Yield %
Get a 7-Day Free Trial 0.00 -21.06 -9.25 27.57 -2.50

Tamilnad Mercantile Bank Quarterly Data
Mar21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Tamilnad Mercantile Bank FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Tamilnad Mercantile Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tamilnad Mercantile Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Tamilnad Mercantile Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Tamilnad Mercantile Bank's FCF Yield % falls into.


NSE:TMB
57GF Score
Tamilnad Mercantile Bank Ltd NSE:TMB
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tamilnad Mercantile Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Tamilnad Mercantile Bank's FCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-2292.286 / 91748.5694
=-2.50%

Tamilnad Mercantile Bank's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 91748.5694
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -1.98 mean?
Tamilnad Mercantile Bank (NSE:TMB) has a FCF Yield % of -1.98 as of Jun. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Tamilnad Mercantile Bank and its competitors. According to the industry distribution chart, Tamilnad Mercantile Bank ranks #1156 out of 1507 companies in the Banks industry, placing it in the top 76.7%.
Is Tamilnad Mercantile Bank's FCF Yield % too high?
Tamilnad Mercantile Bank's current FCF Yield % is -1.98. Based on the distribution chart, Tamilnad Mercantile Bank ranks #1156 out of 1507 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Tamilnad Mercantile Bank has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tamilnad Mercantile Bank's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Tamilnad Mercantile Bank ranks #1156 out of 1507 companies for FCF Yield %. This places Tamilnad Mercantile Bank in the lower half of its industry. The industry median FCF Yield % is 8.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Tamilnad Mercantile Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tamilnad Mercantile Bank's current FCF Yield % is -1.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tamilnad Mercantile Bank stock overvalued right now?
Based on GuruFocus' analysis, Tamilnad Mercantile Bank (NSE:TMB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹560.58, compared to a current price of ₹732.60 — trading 30.7% above its estimated fair value. The current FCF Yield % is -1.98. Tamilnad Mercantile Bank's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Tamilnad Mercantile Bank (NSE:TMB), the current FCF Yield % is -1.98 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tamilnad Mercantile Bank (NSE:TMB) Overvalued in 2026?

Based on GuruFocus' analysis, Tamilnad Mercantile Bank stock appears to be overvalued. The current stock price of ₹732.60 is trading 30.7% above its estimated GF Value™ of ₹560.58. GuruFocus considers Tamilnad Mercantile Bank to be Significantly Overvalued.

Key valuation signals for NSE:TMB:

  • FCF Yield %: -1.98
  • GF Value™: ₹560.58 vs. price of ₹732.60 (30.7% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the NSE:TMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tamilnad Mercantile Bank Business Description

Other Exchanges 543596:India
Address No. 57, Victoria Extension Road, Tuticorin, TN, IND, 628 002
Tamilnad Mercantile Bank Ltd is engaged in providing a wide range of banking & financial services involving retail, corporate banking and para-banking activities in addition to treasury and foreign exchange business. The company has a portfolio of advances and deposits from a diversified customer base including retail customers, agricultural customers, and MSMEs. The segments of the bank are Treasury, Corporate and Wholesale banking, Retail banking, and Other banking Operations. It generates the majority of its revenue from the Retail banking segment.
57GF Score

Get the complete analysis for NSE:TMB

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹732.60
Price
₹560.58
GF Value