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FCF Margin % is calculated as Free Cash Flow divided by its Revenue. DelfinGroup's Free Cash Flow for the
three
months ended in Mar. 2026 was €1.00 Mil. DelfinGroup's Revenue for the
three
months ended in Mar. 2026 was €16.56 Mil. Therefore, DelfinGroup's FCF Margin % for the quarter that ended in Mar. 2026 was 6.06%.
The historical rank and industry rank for DelfinGroup's FCF Margin % or its related term are showing as below:
ORSE:DGR1R'
s FCF Margin % Range Over the Past 10 Years
Min: -61.24 Med: -30.09 Max: 9.51
Current: -19.53
During the past 9 years, the highest FCF Margin % of DelfinGroup was 9.51%. The lowest was -61.24%. And the median was -30.09%.
ORSE:DGR1R's FCF Margin % is ranked worse than 66.54% of 532
companies
in the Credit Services industry
Industry Median: 0.295
vs ORSE:DGR1R: -19.53
DelfinGroup FCF Margin % Related Terms
DelfinGroup FCF Margin % Historical Data
* Premium members only.
The historical data trend for DelfinGroup's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, DelfinGroup's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DelfinGroup FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, DelfinGroup's FCF Margin % distribution charts can be found below:
* The bar in red indicates where DelfinGroup's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DelfinGroup (ORSE:DGR1R) has a FCF Margin % of 6.06% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on DelfinGroup and its competitors. According to the industry distribution chart, DelfinGroup ranks #354 out of 532 companies in the Credit Services industry, placing it in the top 66.5%.
Is DelfinGroup's FCF Margin % too high?
DelfinGroup's current FCF Margin % is 6.06%. The Credit Services industry median FCF Margin % is 0.30. DelfinGroup's value of 6.06% is 1954.2% above this industry median. Based on the distribution chart, DelfinGroup ranks #354 out of 532 companies in the Credit Services industry, which is below the industry midpoint. Overall, DelfinGroup has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does DelfinGroup's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, DelfinGroup ranks #354 out of 532 companies for FCF Margin %. This places DelfinGroup in the lower half of its industry. The industry median FCF Margin % is 0.30. DelfinGroup's value of 6.06% is 1954.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.30, based on 532 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DelfinGroup's current FCF Margin % of 6.06% is 1954.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on DelfinGroup and its competitors. For the Credit Services industry, the median FCF Margin % is 0.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DelfinGroup's current FCF Margin % is 6.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DelfinGroup stock overvalued right now?
Based on GuruFocus' analysis, DelfinGroup (ORSE:DGR1R) is currently considered Modestly Undervalued. The stock's GF Value™ is €1.73, compared to a current price of €1.52 — trading 12.4% below its estimated fair value. The current FCF Margin % is 6.06% and 1954.2% above the Credit Services industry median of 0.30. DelfinGroup's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For DelfinGroup (ORSE:DGR1R), the current FCF Margin % is 6.06% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DelfinGroup (ORSE:DGR1R) Overvalued in 2026?
Based on GuruFocus' analysis, DelfinGroup stock appears to be undervalued.
The current stock price of €1.52 is trading 12.4% below its estimated GF Value™ of €1.73.
GuruFocus considers DelfinGroup to be Modestly Undervalued.
Key valuation signals for ORSE:DGR1R:
FCF Margin %: 6.06%
GF Value™: €1.73 vs. price of €1.52 (12.4% below fair value)
Industry Position: 1954.2% above the Credit Services median (#354 of 532)
No single metric tells the full story. See the ORSE:DGR1R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DelfinGroup is a Latvian fintech company that offers finance and pawn services. The operating segments of the group are: Pawn loan segment includes handling pawn loan issuance, sale of pawn shop items in the branches, and online. The retail of pre-owned goods segment includes the sale of pre-owned goods in the branches and online, purchased by customers. Consumer loan segment includes handling consumer loans to customers, debt collection activities, and debt sales to external debt collection companies. The other operations segment includes providing loans for real estate development, general administrative services to the companies of the Group, and transactions with related parties.
62GF Score
Get the complete analysis for ORSE:DGR1R
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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