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Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.
DelfinGroup's operating assets for the quarter that ended in Mar. 2026 was €164.07 Mil. DelfinGroup's operating liabilities for the quarter that ended in Mar. 2026 was €7.92 Mil. DelfinGroup's Total Assets for the quarter that ended in Dec. 2025 was €162.58 Mil. Therefore, DelfinGroup's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.96.
DelfinGroup Scaled Net Operating Assets Related Terms
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Scaled Net Operating Assets of 0.96 mean?
DelfinGroup (ORSE:DGR1R) has a Scaled Net Operating Assets of 0.96 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on DelfinGroup and its competitors.
Is DelfinGroup's Scaled Net Operating Assets too high?
DelfinGroup's current Scaled Net Operating Assets is 0.96. Overall, DelfinGroup has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does DelfinGroup's Scaled Net Operating Assets compare to V and MA?
DelfinGroup's Scaled Net Operating Assets of 0.96 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on DelfinGroup and its competitors. DelfinGroup's current Scaled Net Operating Assets is 0.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DelfinGroup stock overvalued right now?
Based on GuruFocus' analysis, DelfinGroup (ORSE:DGR1R) is currently considered Modestly Undervalued. The stock's GF Value™ is €1.73, compared to a current price of €1.52 — trading 12.4% below its estimated fair value. The current Scaled Net Operating Assets is 0.96. DelfinGroup's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For DelfinGroup (ORSE:DGR1R), the current Scaled Net Operating Assets is 0.96 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DelfinGroup (ORSE:DGR1R) Overvalued in 2026?
Based on GuruFocus' analysis, DelfinGroup stock appears to be undervalued.
The current stock price of €1.52 is trading 12.4% below its estimated GF Value™ of €1.73.
GuruFocus considers DelfinGroup to be Modestly Undervalued.
Key valuation signals for ORSE:DGR1R:
Scaled Net Operating Assets: 0.96
GF Value™: €1.73 vs. price of €1.52 (12.4% below fair value)
No single metric tells the full story. See the ORSE:DGR1R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DelfinGroup is a Latvian fintech company that offers finance and pawn services. The operating segments of the group are: Pawn loan segment includes handling pawn loan issuance, sale of pawn shop items in the branches, and online. The retail of pre-owned goods segment includes the sale of pre-owned goods in the branches and online, purchased by customers. Consumer loan segment includes handling consumer loans to customers, debt collection activities, and debt sales to external debt collection companies. The other operations segment includes providing loans for real estate development, general administrative services to the companies of the Group, and transactions with related parties.
62GF Score
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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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