DelfinGroup (ORSE:DGR1R) OCF Margin %: 8.47% (As of Mar. 2026)

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ORSE:DGR1R DelfinGroup ORSE:DGR1R
62 GF Score
Price €1.52
GF Value €1.73
Valuation Modestly Undervalued
! 4 Warning Signs
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What is DelfinGroup OCF Margin %?

DelfinGroup ORSE:DGR1R +0.33% 62 OCF Margin % is 8.47% as of Mar. 2026. GuruFocus rates ORSE:DGR1R with a GF Score™ of 62/100 and a GF Value™ of €1.73 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 532 Credit Services companies, DelfinGroup ranks worse than 67.11% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. DelfinGroup's Cash Flow from Operations for the three months ended in Mar. 2026 was €1.40 Mil. DelfinGroup's Revenue for the three months ended in Mar. 2026 was €16.56 Mil. Therefore, DelfinGroup's OCF Margin % for the quarter that ended in Mar. 2026 was 8.47%.

As of today, DelfinGroup's current OCF Yield % is -17.40%.

The historical rank and industry rank for DelfinGroup's OCF Margin % or its related term are showing as below:

ORSE:DGR1R' s OCF Margin % Range Over the Past 10 Years
Min: -58.93   Med: -28.48   Max: 12.41
Current: -17.91


During the past 9 years, the highest OCF Margin % of DelfinGroup was 12.41%. The lowest was -58.93%. And the median was -28.48%.

ORSE:DGR1R's OCF Margin % is ranked worse than
67.11% of 532 companies
in the Credit Services industry
Industry Median: 2.655 vs ORSE:DGR1R: -17.91


DelfinGroup OCF Margin % Related Terms


DelfinGroup OCF Margin % Historical Data

* Premium members only.

The historical data trend for DelfinGroup's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

DelfinGroup OCF Margin % Chart

DelfinGroup Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only -15.76 -58.93 -35.30 -29.83 -28.48

DelfinGroup Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -35.12 -39.75 -39.81 -1.60 8.47

ORSE:DGR1R vs V, MA, AXP: OCF Margin % Comparison

For the Credit Services subindustry, DelfinGroup's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


DelfinGroup OCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, DelfinGroup's OCF Margin % distribution charts can be found below:

* The bar in red indicates where DelfinGroup's OCF Margin % falls into.


ORSE:DGR1R
62GF Score
DelfinGroup ORSE:DGR1R
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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DelfinGroup OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

DelfinGroup's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-18.462/64.821
=-28.48 %

DelfinGroup's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=1.403/16.562
=8.47 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 8.47% mean?
DelfinGroup (ORSE:DGR1R) has a OCF Margin % of 8.47% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on DelfinGroup and its competitors. According to the industry distribution chart, DelfinGroup ranks #357 out of 532 companies in the Credit Services industry, placing it in the top 67.1%.
Is DelfinGroup's OCF Margin % too high?
DelfinGroup's current OCF Margin % is 8.47%. The Credit Services industry median OCF Margin % is 2.66. DelfinGroup's value of 8.47% is 219% above this industry median. Based on the distribution chart, DelfinGroup ranks #357 out of 532 companies in the Credit Services industry, which is below the industry midpoint. Overall, DelfinGroup has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does DelfinGroup's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, DelfinGroup ranks #357 out of 532 companies for OCF Margin %. This places DelfinGroup in the lower half of its industry. The industry median OCF Margin % is 2.66. DelfinGroup's value of 8.47% is 219% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.66, based on 532 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DelfinGroup's current OCF Margin % of 8.47% is 219% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on DelfinGroup and its competitors. For the Credit Services industry, the median OCF Margin % is 2.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DelfinGroup's current OCF Margin % is 8.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DelfinGroup stock overvalued right now?
Based on GuruFocus' analysis, DelfinGroup (ORSE:DGR1R) is currently considered Modestly Undervalued. The stock's GF Value™ is €1.73, compared to a current price of €1.52 — trading 12.4% below its estimated fair value. The current OCF Margin % is 8.47% and 219% above the Credit Services industry median of 2.66. DelfinGroup's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For DelfinGroup (ORSE:DGR1R), the current OCF Margin % is 8.47% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is DelfinGroup (ORSE:DGR1R) Overvalued in 2026?

Based on GuruFocus' analysis, DelfinGroup stock appears to be undervalued. The current stock price of €1.52 is trading 12.4% below its estimated GF Value™ of €1.73. GuruFocus considers DelfinGroup to be Modestly Undervalued.

Key valuation signals for ORSE:DGR1R:

  • OCF Margin %: 8.47%
  • GF Value™: €1.73 vs. price of €1.52 (12.4% below fair value)
  • GF Score™: 62/100 with 4 warning signs
  • Industry Position: 219% above the Credit Services median (#357 of 532)

No single metric tells the full story. See the ORSE:DGR1R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


DelfinGroup Business Description

Address 50A Skanstes Street, Riga, LVA, LV-1013
DelfinGroup is a Latvian fintech company that offers finance and pawn services. The operating segments of the group are: Pawn loan segment includes handling pawn loan issuance, sale of pawn shop items in the branches, and online. The retail of pre-owned goods segment includes the sale of pre-owned goods in the branches and online, purchased by customers. Consumer loan segment includes handling consumer loans to customers, debt collection activities, and debt sales to external debt collection companies. The other operations segment includes providing loans for real estate development, general administrative services to the companies of the Group, and transactions with related parties.
62GF Score

Get the complete analysis for ORSE:DGR1R

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.52
Price
€1.73
GF Value