VisaPFTS:V 96 FCF Margin % is 23.37% as of Mar. 2026, which is 56% below its 10-year median of 53.15. GuruFocus rates PFTS:V with a GF Score™ of 96/100. The stock has 2 warning signs investors should review. Among 531 Credit Services companies, Visa ranks better than 77.78% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Visa's Free Cash Flow for the
three
months ended in Mar. 2026 was ₴117,896.91 Mil. Visa's Revenue for the
three
months ended in Mar. 2026 was ₴504,374.20 Mil. Therefore, Visa's FCF Margin % for the quarter that ended in Mar. 2026 was 23.37%.
The historical rank and industry rank for Visa's FCF Margin % or its related term are showing as below:
During the past 13 years, the highest FCF Margin % of Visa was 61.00%. The lowest was 33.49%. And the median was 53.15%.
PFTS:V's FCF Margin % is not ranked *
in the Credit Services industry.
Industry Median: 0.24 * Ranked among companies with meaningful FCF Margin % only.
Visa FCF Margin % Related Terms
Visa FCF Margin % Historical Data
* Premium members only.
The historical data trend for Visa's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Visa's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Visa FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Visa's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Visa's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Visa (PFTS:V) has a FCF Margin % of 23.37% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Visa and its competitors. This is 56% below median its historical median of 53.15. Over the past decade, Visa's FCF Margin % has ranged from 33.49 to 61.00. According to the industry distribution chart, Visa ranks #118 out of 531 companies in the Credit Services industry, placing it in the top 22.2%.
Is Visa's FCF Margin % too high?
Visa's current FCF Margin % of 23.37% is 56% below median its 10-year median of 53.15. Over the past 10 years, this metric has ranged from a low of 33.49 to a high of 61.00. The Credit Services industry median FCF Margin % is 0.24. Visa's value of 23.37% is 9637.5% above this industry median. Based on the distribution chart, Visa ranks #118 out of 531 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Visa has a GF Score™ of 96/100, reflecting its overall financial health beyond just this single metric.
How does Visa's FCF Margin % compare to MA and AXP?
According to the Credit Services industry distribution chart, Visa ranks #118 out of 531 companies for FCF Margin %. This places Visa in the top 22% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 0.24. Visa's value of 23.37% is 9637.5% above this benchmark. Historically, Visa's own FCF Margin % has ranged from 33.49 to 61.00 over the past decade. While the company's 10-year median is 53.15 vs. the industry median of 0.24, Visa has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Visa's current FCF Margin % of 23.37% is 9637.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Visa and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Visa's current FCF Margin % is 23.37%, which is 56% below median its own 10-year median of 53.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Visa stock overvalued right now?
Visa (PFTS:V) has a current FCF Margin % of 23.37%. The current FCF Margin % is 23.37%, which is 56% below median its 10-year median of 53.15 and 9637.5% above the Credit Services industry median of 0.24. Visa's overall GF Score™ is 96/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Visa (PFTS:V), the current FCF Margin % is 23.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.
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