Visa (PFTS:V) OCF Margin %: 26.79% (As of Mar. 2026) — 53% Below Median


What is Visa OCF Margin %?

Visa PFTS:V 96 OCF Margin % is 26.79% as of Mar. 2026, which is 53% below its 10-year median of 56.65. GuruFocus rates PFTS:V with a GF Score™ of 96/100. The stock has 2 warning signs investors should review. Among 531 Credit Services companies, Visa ranks better than 78.15% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Visa's Cash Flow from Operations for the three months ended in Mar. 2026 was ₴135,098.63 Mil. Visa's Revenue for the three months ended in Mar. 2026 was ₴504,374.20 Mil. Therefore, Visa's OCF Margin % for the quarter that ended in Mar. 2026 was 26.79%.

As of today, Visa's current OCF Yield % is 3.64%.

The historical rank and industry rank for Visa's OCF Margin % or its related term are showing as below:


During the past 13 years, the highest OCF Margin % of Visa was 64.31%. The lowest was 36.96%. And the median was 56.65%.

PFTS:V's OCF Margin % is not ranked *
in the Credit Services industry.
Industry Median: 2.61
* Ranked among companies with meaningful OCF Margin % only.

Visa OCF Margin % Related Terms

Visa OCF Margin % Historical Data

* Premium members only.

The historical data trend for Visa's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Visa OCF Margin % Chart

Visa Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 63.17 64.31 63.56 55.53 57.65

Visa Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 48.94 66.16 58.17 62.20 26.79

Visa OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Visa's OCF Margin for the fiscal year that ended in Sep. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Sep. 2025 )/Revenue (A: Sep. 2025 )
=1035651.356/1796524.317
=57.65 %

Visa's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=135098.629/504374.202
=26.79 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 26.79% mean?
Visa (PFTS:V) has a OCF Margin % of 26.79% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Visa and its competitors. This is 53% below median its historical median of 56.65. Over the past decade, Visa's OCF Margin % has ranged from 36.96 to 64.31. According to the industry distribution chart, Visa ranks #116 out of 531 companies in the Credit Services industry, placing it in the top 21.8%.
Is Visa's OCF Margin % too high?
Visa's current OCF Margin % of 26.79% is 53% below median its 10-year median of 56.65. Over the past 10 years, this metric has ranged from a low of 36.96 to a high of 64.31. The Credit Services industry median OCF Margin % is 2.61. Visa's value of 26.79% is 926.4% above this industry median. Based on the distribution chart, Visa ranks #116 out of 531 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Visa has a GF Score™ of 96/100, reflecting its overall financial health beyond just this single metric.
How does Visa's OCF Margin % compare to MA and AXP?
According to the Credit Services industry distribution chart, Visa ranks #116 out of 531 companies for OCF Margin %. This places Visa in the top 22% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 2.61. Visa's value of 26.79% is 926.4% above this benchmark. Historically, Visa's own OCF Margin % has ranged from 36.96 to 64.31 over the past decade. While the company's 10-year median is 56.65 vs. the industry median of 2.61, Visa has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.61, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Visa's current OCF Margin % of 26.79% is 926.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Visa and its competitors. For the Credit Services industry, the median OCF Margin % is 2.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Visa's current OCF Margin % is 26.79%, which is 53% below median its own 10-year median of 56.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Visa stock overvalued right now?
Visa (PFTS:V) has a current OCF Margin % of 26.79%. The current OCF Margin % is 26.79%, which is 53% below median its 10-year median of 56.65 and 926.4% above the Credit Services industry median of 2.61. Visa's overall GF Score™ is 96/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Visa (PFTS:V), the current OCF Margin % is 26.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Visa Business Description

Address P.O. Box 8999, San Francisco, CA, USA, 94128-8999
Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.