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Peapack Gladstone FinancialPGC -2.87%67 FCF Margin % is 57.73% as of Jun. 2026, which is 72% above its 10-year median of 33.61. GuruFocus rates PGC with a GF Score™ of 67/100 and a GF Value™ of $37.99 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,499 Banks companies, Peapack Gladstone Financial ranks better than 59.97% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Peapack Gladstone Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peapack Gladstone Financial FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Peapack Gladstone Financial's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Peapack Gladstone Financial's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peapack Gladstone Financial (PGC) has a FCF Margin % of 57.73% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Peapack Gladstone Financial and its competitors. This is 72% above median its historical median of 33.61. Over the past decade, Peapack Gladstone Financial's FCF Margin % has ranged from 10.36 to 48.59. According to the industry distribution chart, Peapack Gladstone Financial ranks #600 out of 1499 companies in the Banks industry, placing it in the top 40%.
Is Peapack Gladstone Financial's FCF Margin % too high?
Peapack Gladstone Financial's current FCF Margin % of 57.73% is 72% above median its 10-year median of 33.61. Over the past 10 years, this metric has ranged from a low of 10.36 to a high of 48.59. The Banks industry median FCF Margin % is 27.12. Peapack Gladstone Financial's value of 57.73% is 112.9% above this industry median. Based on the distribution chart, Peapack Gladstone Financial ranks #600 out of 1499 companies in the Banks industry, which is above the industry midpoint. Overall, Peapack Gladstone Financial has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peapack Gladstone Financial's FCF Margin % compare to ALRS and HTB?
According to the Banks industry distribution chart, Peapack Gladstone Financial ranks #600 out of 1499 companies for FCF Margin %. This puts Peapack Gladstone Financial in the upper half of its industry. The industry median FCF Margin % is 27.12. Peapack Gladstone Financial's value of 57.73% is 112.9% above this benchmark. Historically, Peapack Gladstone Financial's own FCF Margin % has ranged from 10.36 to 48.59 over the past decade. While the company's 10-year median is 33.61 vs. the industry median of 27.12, Peapack Gladstone Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.12, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peapack Gladstone Financial's current FCF Margin % of 57.73% is 112.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Peapack Gladstone Financial and its competitors. For the Banks industry, the median FCF Margin % is 27.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peapack Gladstone Financial's current FCF Margin % is 57.73%, which is 72% above median its own 10-year median of 33.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peapack Gladstone Financial stock overvalued right now?
Based on GuruFocus' analysis, Peapack Gladstone Financial (PGC) is currently considered Modestly Overvalued. The stock's GF Value™ is $37.99, compared to a current price of $45.01 — trading 18.5% above its estimated fair value. The current FCF Margin % is 57.73%, which is 72% above median its 10-year median of 33.61 and 112.9% above the Banks industry median of 27.12. Peapack Gladstone Financial's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Peapack Gladstone Financial (PGC), the current FCF Margin % is 57.73% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Peapack Gladstone Financial (PGC) Overvalued in 2026?
Based on GuruFocus' analysis, Peapack Gladstone Financial stock appears to be overvalued.
The current stock price of $45.01 is trading 18.5% above its estimated GF Value™ of $37.99.
GuruFocus considers Peapack Gladstone Financial to be Modestly Overvalued.
Key valuation signals for PGC:
FCF Margin %: 57.73% (72% above median its 10-year median of 33.61)
GF Value™: $37.99 vs. price of $45.01 (18.5% above fair value)
Industry Position: 112.9% above the Banks median (#600 of 1499)
No single metric tells the full story. See the PGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Peapack Gladstone Financial Corp is a bank holding company. Through its subsidiaries, the company offers various wealth management, investment banking, and commercial and personal banking solutions to its clients. The company has two reportable segments: Banking, which generates the maximum revenue, and Wealth Management. The Banking segment includes commercial, commercial real estate, multifamily, residential, and consumer lending activities; treasury management services; escrow management; deposit generation; operation of ATMs; telephone and internet banking services; credit card services, etc. The Wealth Management segment offers investment management services for individuals and institutions; personal trust services; and other financial planning and advisory services.
67GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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