PGC (Peapack Gladstone Financial) Scaled Net Operating Assets: 0.07 (As of Jun. 2026)

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PGC Peapack Gladstone Financial Corp PGC
67 GF Score
Price $45.01
GF Value $37.99
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Peapack Gladstone Financial Scaled Net Operating Assets?

Peapack Gladstone Financial PGC -2.87% 67 Scaled Net Operating Assets is 0.07 as of Jun. 2026. GuruFocus rates PGC with a GF Score™ of 67/100 and a GF Value™ of $37.99 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Peapack Gladstone Financial's operating assets for the quarter that ended in Jun. 2026 was $7,666.2 Mil. Peapack Gladstone Financial's operating liabilities for the quarter that ended in Jun. 2026 was $7,137.1 Mil. Peapack Gladstone Financial's Total Assets for the quarter that ended in Mar. 2026 was $7,699.0 Mil. Therefore, Peapack Gladstone Financial's scaled net operating assets (SNOA) for the quarter that ended in Jun. 2026 was 0.07.

PGC
67GF Score
Peapack Gladstone Financial Corp PGC
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Peapack Gladstone Financial Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Peapack Gladstone Financial's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(7338.589-6651.426)/7011.238
=0.10

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=7526.409 - 187.82
=7338.589

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=6868.203 - 143.51 - 73.267
=6651.426

Peapack Gladstone Financial's Scaled Net Operating Assets (SNOA) for the quarter that ended in Jun. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Jun. 2026 )
=(Operating Assets (Q: Jun. 2026 )-Operating Liabilities (Q: Jun. 2026 ))/Total Assets (Q: Mar. 2026 )
=(7666.193-7137.058)/7698.965
=0.07

where

Operating Assets(Q: Jun. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=7970.293 - 304.1
=7666.193

Operating Liabilities(Q: Jun. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7254.508 - 42.596 - 74.854
=7137.058

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.07 mean?
Peapack Gladstone Financial (PGC) has a Scaled Net Operating Assets of 0.07 as of Jun. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Peapack Gladstone Financial and its competitors.
Is Peapack Gladstone Financial's Scaled Net Operating Assets too high?
Peapack Gladstone Financial's current Scaled Net Operating Assets is 0.07. Overall, Peapack Gladstone Financial has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peapack Gladstone Financial's Scaled Net Operating Assets compare to ALRS and HTB?
Peapack Gladstone Financial's Scaled Net Operating Assets of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Peapack Gladstone Financial and its competitors. Peapack Gladstone Financial's current Scaled Net Operating Assets is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peapack Gladstone Financial stock overvalued right now?
Based on GuruFocus' analysis, Peapack Gladstone Financial (PGC) is currently considered Modestly Overvalued. The stock's GF Value™ is $37.99, compared to a current price of $45.01 — trading 18.5% above its estimated fair value. The current Scaled Net Operating Assets is 0.07. Peapack Gladstone Financial's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Peapack Gladstone Financial (PGC), the current Scaled Net Operating Assets is 0.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peapack Gladstone Financial (PGC) Overvalued in 2026?

Based on GuruFocus' analysis, Peapack Gladstone Financial stock appears to be overvalued. The current stock price of $45.01 is trading 18.5% above its estimated GF Value™ of $37.99. GuruFocus considers Peapack Gladstone Financial to be Modestly Overvalued.

Key valuation signals for PGC:

  • Scaled Net Operating Assets: 0.07
  • GF Value™: $37.99 vs. price of $45.01 (18.5% above fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the PGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Peapack Gladstone Financial Business Description

Other Exchanges 45V:Germany
Address 500 Hills Drive, Suite 300, Bedminster, NJ, USA, 07921
Peapack Gladstone Financial Corp is a bank holding company. Through its subsidiaries, the company offers various wealth management, investment banking, and commercial and personal banking solutions to its clients. The company has two reportable segments: Banking, which generates the maximum revenue, and Wealth Management. The Banking segment includes commercial, commercial real estate, multifamily, residential, and consumer lending activities; treasury management services; escrow management; deposit generation; operation of ATMs; telephone and internet banking services; credit card services, etc. The Wealth Management segment offers investment management services for individuals and institutions; personal trust services; and other financial planning and advisory services.
67GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$45.01
Price
$37.99
GF Value