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Peapack Gladstone FinancialPGC -2.87%67 Dividend Payout Ratio is 0.06 as of Jun. 2026, which is 33% below its 10-year median of 0.09. GuruFocus rates PGC with a GF Score™ of 67/100 and a GF Value™ of $37.99 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,175 Banks companies, Peapack Gladstone Financial ranks better than 96.94% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Peapack Gladstone Financial's Dividend Payout Ratio for the
months ended in Jun. 2026 was 0.06.
The historical rank and industry rank for Peapack Gladstone Financial's Dividend Payout Ratio or its related term are showing as below:
PGC'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.05 Med: 0.09 Max: 0.13
Current: 0.07
During the past 13 years, the highest Dividend Payout Ratio of Peapack Gladstone Financial was 0.13. The lowest was 0.05. And the median was 0.09.
PGC's Dividend Payout Ratio is ranked better than 96.94% of 1175
companies
in the Banks industry
Industry Median: 0.32
vs PGC: 0.07
During the past 13 years, the highest Trailing Annual Dividend Yield of Peapack Gladstone Financial was 1.49%. The lowest was 0.42%. And the median was 0.67%.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Peapack Gladstone Financial was 85.00% per year. The lowest was -29.90% per year. And the median was 0.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Peapack Gladstone Financial (NAS:PGC) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Peapack Gladstone Financial Dividend Payout Ratio Related Terms
Peapack Gladstone Financial Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peapack Gladstone Financial Dividend Payout Ratio Chart
PGC vs ALRS, HTB, ORRF: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Peapack Gladstone Financial's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peapack Gladstone Financial Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Peapack Gladstone Financial's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Peapack Gladstone Financial's Dividend Payout Ratio falls into.
Peapack Gladstone Financial Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Peapack Gladstone Financial's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peapack Gladstone Financial (PGC) has a Dividend Payout Ratio of 0.06 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Peapack Gladstone Financial and its competitors. This is 33% below median its historical median of 0.09. Over the past decade, Peapack Gladstone Financial's Dividend Payout Ratio has ranged from 0.05 to 0.13. According to the industry distribution chart, Peapack Gladstone Financial ranks #36 out of 1175 companies in the Banks industry, placing it in the top 3.1%.
Is Peapack Gladstone Financial's Dividend Payout Ratio too high?
Peapack Gladstone Financial's current Dividend Payout Ratio of 0.06 is 33% below median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.13. The Banks industry median Dividend Payout Ratio is 0.32. Peapack Gladstone Financial's value of 0.06 is 81.3% below this industry median. Based on the distribution chart, Peapack Gladstone Financial ranks #36 out of 1175 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Peapack Gladstone Financial has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peapack Gladstone Financial's Dividend Payout Ratio compare to ALRS and HTB?
According to the Banks industry distribution chart, Peapack Gladstone Financial ranks #36 out of 1175 companies for Dividend Payout Ratio. This places Peapack Gladstone Financial in the top 3% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Peapack Gladstone Financial's value of 0.06 is 81.3% below this benchmark. Historically, Peapack Gladstone Financial's own Dividend Payout Ratio has ranged from 0.05 to 0.13 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 0.32, Peapack Gladstone Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peapack Gladstone Financial's current Dividend Payout Ratio of 0.06 is 81.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Peapack Gladstone Financial and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peapack Gladstone Financial's current Dividend Payout Ratio is 0.06, which is 33% below median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peapack Gladstone Financial stock overvalued right now?
Based on GuruFocus' analysis, Peapack Gladstone Financial (PGC) is currently considered Modestly Overvalued. The stock's GF Value™ is $37.99, compared to a current price of $45.01 — trading 18.5% above its estimated fair value. The current Dividend Payout Ratio is 0.06, which is 33% below median its 10-year median of 0.09 and 81.3% below the Banks industry median of 0.32. Peapack Gladstone Financial's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Peapack Gladstone Financial (PGC), the current Dividend Payout Ratio is 0.06 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Peapack Gladstone Financial (PGC) Overvalued in 2026?
Based on GuruFocus' analysis, Peapack Gladstone Financial stock appears to be overvalued.
The current stock price of $45.01 is trading 18.5% above its estimated GF Value™ of $37.99.
GuruFocus considers Peapack Gladstone Financial to be Modestly Overvalued.
Key valuation signals for PGC:
Dividend Payout Ratio: 0.06 (33% below median its 10-year median of 0.09)
GF Value™: $37.99 vs. price of $45.01 (18.5% above fair value)
Industry Position: 81.3% below the Banks median (#36 of 1175)
No single metric tells the full story. See the PGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Peapack Gladstone Financial Corp is a bank holding company. Through its subsidiaries, the company offers various wealth management, investment banking, and commercial and personal banking solutions to its clients. The company has two reportable segments: Banking, which generates the maximum revenue, and Wealth Management. The Banking segment includes commercial, commercial real estate, multifamily, residential, and consumer lending activities; treasury management services; escrow management; deposit generation; operation of ATMs; telephone and internet banking services; credit card services, etc. The Wealth Management segment offers investment management services for individuals and institutions; personal trust services; and other financial planning and advisory services.
67GF Score
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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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