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The historical data trend for Pinnacle Bankshares's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Pinnacle Bankshares's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pinnacle Bankshares FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Pinnacle Bankshares's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Pinnacle Bankshares's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pinnacle Bankshares (PPBN) has a FCF Margin % of 0.00% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Pinnacle Bankshares and its competitors. According to the industry distribution chart, Pinnacle Bankshares ranks #912 out of 1501 companies in the Banks industry, placing it in the top 60.8%.
Is Pinnacle Bankshares' FCF Margin % too high?
Pinnacle Bankshares' current FCF Margin % is 0.00%. Based on the distribution chart, Pinnacle Bankshares ranks #912 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, Pinnacle Bankshares has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pinnacle Bankshares' FCF Margin % compare to BNCC and CCNB?
According to the Banks industry distribution chart, Pinnacle Bankshares ranks #912 out of 1501 companies for FCF Margin %. This places Pinnacle Bankshares in the lower half of its industry. The industry median FCF Margin % is 26.15. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.15, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Pinnacle Bankshares and its competitors. For the Banks industry, the median FCF Margin % is 26.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pinnacle Bankshares's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pinnacle Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Pinnacle Bankshares (PPBN) is currently considered Significantly Overvalued. The stock's GF Value™ is $40.09, compared to a current price of $60.96 — trading 52.1% above its estimated fair value. The current FCF Margin % is 0.00%. Pinnacle Bankshares' overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Pinnacle Bankshares (PPBN), the current FCF Margin % is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pinnacle Bankshares (PPBN) Overvalued in 2026?
Based on GuruFocus' analysis, Pinnacle Bankshares stock appears to be overvalued.
The current stock price of $60.96 is trading 52.1% above its estimated GF Value™ of $40.09.
GuruFocus considers Pinnacle Bankshares to be Significantly Overvalued.
Key valuation signals for PPBN:
FCF Margin %: 0.00%
GF Value™: $40.09 vs. price of $60.96 (52.1% above fair value)
No single metric tells the full story. See the PPBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pinnacle Bankshares Corp is a bank holding company. It offers commercial and retail banking products and services including checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, residential and commercial mortgages, loans, Treasury services, Business and Personal Credit Card, Telephone banking, commercial lines of credit, letters of credit and Others. The company also offers investment, insurance, and annuity products.
70GF Score
Get the complete analysis for PPBN
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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