PPBN (Pinnacle Bankshares) Tariff Resilience Score: 8/10 (As of Aug. 04, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PPBN Pinnacle Bankshares Corp PPBN
70 GF Score
Price $60.96
GF Value $40.09
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Pinnacle Bankshares Tariff Resilience Score?

Pinnacle Bankshares PPBN +0.66% 70 Tariff Resilience Score is 8 as of Aug. 04, 2026. GuruFocus rates PPBN with a GF Score™ of 70/100 and a GF Value™ of $40.09 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,605 Banks companies, Pinnacle Bankshares ranks better than 78.75% on this metric.

Pinnacle Bankshares has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Pinnacle Bankshares has Primarily a regional bank with minimal direct exposure to international trade tariffs. Its operations are largely domestic, reducing vulnerability to global supply chain disruptions.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Pinnacle Bankshares might have Highly Resilient.

Pinnacle Bankshares  (OTCPK:PPBN) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Pinnacle Bankshares Tariff Resilience Score Related Terms

PPBN vs BNCC, CCNB, CTUY: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Pinnacle Bankshares's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pinnacle Bankshares Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Pinnacle Bankshares's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Pinnacle Bankshares's Tariff Resilience Score falls into.


PPBN
70GF Score
Pinnacle Bankshares Corp PPBN
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a Tariff Resilience Score of 8 mean?
Pinnacle Bankshares (PPBN) has a Tariff Resilience Score of 8 as of Aug. 04, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Pinnacle Bankshares ranks #341 out of 1605 companies in the Banks industry, placing it in the top 21.2%.
Is Pinnacle Bankshares' Tariff Resilience Score too high?
Pinnacle Bankshares' current Tariff Resilience Score is 8. Based on the distribution chart, Pinnacle Bankshares ranks #341 out of 1605 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Pinnacle Bankshares has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pinnacle Bankshares' Tariff Resilience Score compare to BNCC and CCNB?
According to the Banks industry distribution chart, Pinnacle Bankshares ranks #341 out of 1605 companies for Tariff Resilience Score. This places Pinnacle Bankshares in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Pinnacle Bankshares's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pinnacle Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Pinnacle Bankshares (PPBN) is currently considered Significantly Overvalued. The stock's GF Value™ is $40.09, compared to a current price of $60.96 — trading 52.1% above its estimated fair value. The current Tariff Resilience Score is 8. Pinnacle Bankshares' overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Pinnacle Bankshares (PPBN), the current Tariff Resilience Score is 8 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pinnacle Bankshares (PPBN) Overvalued in 2026?

Based on GuruFocus' analysis, Pinnacle Bankshares stock appears to be overvalued. The current stock price of $60.96 is trading 52.1% above its estimated GF Value™ of $40.09. GuruFocus considers Pinnacle Bankshares to be Significantly Overvalued.

Key valuation signals for PPBN:

  • Tariff Resilience Score: 8
  • GF Value™: $40.09 vs. price of $60.96 (52.1% above fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the PPBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pinnacle Bankshares Business Description

Address 622 Broad Street, Post Office Box 29, Altavista, VA, USA, 24517
Pinnacle Bankshares Corp is a bank holding company. It offers commercial and retail banking products and services including checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, residential and commercial mortgages, loans, Treasury services, Business and Personal Credit Card, Telephone banking, commercial lines of credit, letters of credit and Others. The company also offers investment, insurance, and annuity products.
70GF Score

Get the complete analysis for PPBN

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$60.96
Price
$40.09
GF Value