PPBN (Pinnacle Bankshares) OCF Yield %: 8.17 (As of Aug. 04, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PPBN Pinnacle Bankshares Corp PPBN
70 GF Score
Price $60.96
GF Value $40.09
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Pinnacle Bankshares OCF Yield %?

Pinnacle Bankshares PPBN +0.66% 70 OCF Yield % is 8.17 as of Aug. 04, 2026. GuruFocus rates PPBN with a GF Score™ of 70/100 and a GF Value™ of $40.09 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,497 Banks companies, Pinnacle Bankshares ranks worse than 54.38% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Pinnacle Bankshares's Trailing 12-Month Cash Flow from Operations is $0.00 Mil, and Market Cap is $135.65 Mil. Therefore, Pinnacle Bankshares's OCF Yield % for today is 8.17%.

The historical rank and industry rank for Pinnacle Bankshares's OCF Yield % or its related term are showing as below:

PPBN' s OCF Yield % Range Over the Past 10 Years
Min: 8.17   Med: 0   Max: 8.36
Current: 8.17


During the past 13 years, the highest OCF Yield % of Pinnacle Bankshares was 8.36%. The lowest was 8.17%. And the median was %.

PPBN's OCF Yield % is ranked worse than
54.38% of 1497 companies
in the Banks industry
Industry Median: 8.97 vs PPBN: 8.17

Pinnacle Bankshares's OCF Margin % for the quarter that ended in Jun. 2026 was %.


Pinnacle Bankshares OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Pinnacle Bankshares OCF Yield % Related Terms


Pinnacle Bankshares OCF Yield % Historical Data

* Premium members only.

The historical data trend for Pinnacle Bankshares's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pinnacle Bankshares OCF Yield % Chart

Pinnacle Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.96 20.71 8.17 20.86 10.95

Pinnacle Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

PPBN vs BNCC, CCNB, CTUY: OCF Yield % Comparison

For the Banks - Regional subindustry, Pinnacle Bankshares's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pinnacle Bankshares OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Pinnacle Bankshares's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Pinnacle Bankshares's OCF Yield % falls into.


PPBN
70GF Score
Pinnacle Bankshares Corp PPBN
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pinnacle Bankshares OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Pinnacle Bankshares's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=11.084 / 101.2375
=10.95%

Pinnacle Bankshares's annualized OCF Yield % for the quarter that ended in Jun. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 123.46525
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 8.17 mean?
Pinnacle Bankshares (PPBN) has a OCF Yield % of 8.17 as of Aug. 04, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Pinnacle Bankshares and its competitors. Over the past decade, Pinnacle Bankshares' OCF Yield % has ranged from 8.17 to 8.36. According to the industry distribution chart, Pinnacle Bankshares ranks #814 out of 1497 companies in the Banks industry, placing it in the top 54.4%.
Is Pinnacle Bankshares' OCF Yield % too high?
Pinnacle Bankshares' current OCF Yield % is 8.17. Over the past 10 years, this metric has ranged from a low of 8.17 to a high of 8.36. The Banks industry median OCF Yield % is 8.97. Pinnacle Bankshares' value of 8.17 is 8.9% below this industry median. Based on the distribution chart, Pinnacle Bankshares ranks #814 out of 1497 companies in the Banks industry, which is below the industry midpoint. Overall, Pinnacle Bankshares has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pinnacle Bankshares' OCF Yield % compare to BNCC and CCNB?
According to the Banks industry distribution chart, Pinnacle Bankshares ranks #814 out of 1497 companies for OCF Yield %. This places Pinnacle Bankshares in the lower half of its industry. The industry median OCF Yield % is 8.97. Pinnacle Bankshares' value of 8.17 is 8.9% below this benchmark. Historically, Pinnacle Bankshares' own OCF Yield % has ranged from 8.17 to 8.36 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 8.97, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pinnacle Bankshares's current OCF Yield % of 8.17 is 8.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Pinnacle Bankshares and its competitors. For the Banks industry, the median OCF Yield % is 8.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pinnacle Bankshares's current OCF Yield % is 8.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pinnacle Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Pinnacle Bankshares (PPBN) is currently considered Significantly Overvalued. The stock's GF Value™ is $40.09, compared to a current price of $60.96 — trading 52.1% above its estimated fair value. The current OCF Yield % is 8.17 and 8.9% below the Banks industry median of 8.97. Pinnacle Bankshares' overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Pinnacle Bankshares (PPBN), the current OCF Yield % is 8.17 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pinnacle Bankshares (PPBN) Overvalued in 2026?

Based on GuruFocus' analysis, Pinnacle Bankshares stock appears to be overvalued. The current stock price of $60.96 is trading 52.1% above its estimated GF Value™ of $40.09. GuruFocus considers Pinnacle Bankshares to be Significantly Overvalued.

Key valuation signals for PPBN:

  • OCF Yield %: 8.17
  • GF Value™: $40.09 vs. price of $60.96 (52.1% above fair value)
  • GF Score™: 70/100 with 4 warning signs
  • Industry Position: 8.9% below the Banks median (#814 of 1497)

No single metric tells the full story. See the PPBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pinnacle Bankshares Business Description

Address 622 Broad Street, Post Office Box 29, Altavista, VA, USA, 24517
Pinnacle Bankshares Corp is a bank holding company. It offers commercial and retail banking products and services including checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, residential and commercial mortgages, loans, Treasury services, Business and Personal Credit Card, Telephone banking, commercial lines of credit, letters of credit and Others. The company also offers investment, insurance, and annuity products.
70GF Score

Get the complete analysis for PPBN

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$60.96
Price
$40.09
GF Value