PPBN (Pinnacle Bankshares) Profitability Rank: 6 (As of Jun. 2026) — 20% Above Median

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PPBN Pinnacle Bankshares Corp PPBN
63 GF Score
Price $64.70
GF Value $40.54
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Pinnacle Bankshares Profitability Rank?

Pinnacle Bankshares PPBN -1.16% 63 Profitability Rank is 6 as of Jun. 2026, which is 20% above its 10-year median of 5.00. GuruFocus rates PPBN with a GF Score™ of 63/100 and a GF Value™ of $40.54 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Pinnacle Bankshares has the Profitability Rank of 6.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Pinnacle Bankshares's Operating Margin % for the quarter that ended in Jun. 2026 was 0.00%. As of today, Pinnacle Bankshares's Piotroski F-Score is 8.


Pinnacle Bankshares Profitability Rank Related Terms


PPBN vs SRBK, CHBH, FMBM: Profitability Rank Comparison

For the Banks - Regional subindustry, Pinnacle Bankshares's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pinnacle Bankshares Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Pinnacle Bankshares's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Pinnacle Bankshares's Profitability Rank falls into.


PPBN
63GF Score
Pinnacle Bankshares Corp PPBN
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Pinnacle Bankshares Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Pinnacle Bankshares has the Profitability Rank of 6.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Pinnacle Bankshares's Operating Margin % for the quarter that ended in Jun. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
= / 17.216
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Good Sign:

Piotroski F-Score is 8, indicates a very healthy situation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Pinnacle Bankshares has an F-score of 8. It is a good or high score, which usually indicates a very healthy situation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 6 mean?
Pinnacle Bankshares (PPBN) has a Profitability Rank of 6 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Pinnacle Bankshares and its competitors. This is 20% above median its historical median of 5.00. Over the past decade, Pinnacle Bankshares' Profitability Rank has ranged from 4.00 to 6.00.
Is Pinnacle Bankshares' Profitability Rank too high?
Pinnacle Bankshares' current Profitability Rank of 6 is 20% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 6.00. Overall, Pinnacle Bankshares has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pinnacle Bankshares' Profitability Rank compare to SRBK and CHBH?
Pinnacle Bankshares' Profitability Rank of 6 can be compared against companies in the Banks industry. Historically, Pinnacle Bankshares' own Profitability Rank has ranged from 4.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Pinnacle Bankshares and its competitors. Pinnacle Bankshares's current Profitability Rank is 6, which is 20% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pinnacle Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Pinnacle Bankshares (PPBN) is currently considered Significantly Overvalued. The stock's GF Value™ is $40.54, compared to a current price of $64.70 — trading 59.6% above its estimated fair value. The current Profitability Rank is 6, which is 20% above median its 10-year median of 5.00. Pinnacle Bankshares' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Pinnacle Bankshares (PPBN), the current Profitability Rank is 6 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pinnacle Bankshares (PPBN) Overvalued in 2026?

Based on GuruFocus' analysis, Pinnacle Bankshares stock appears to be overvalued. The current stock price of $64.70 is trading 59.6% above its estimated GF Value™ of $40.54. GuruFocus considers Pinnacle Bankshares to be Significantly Overvalued.

Key valuation signals for PPBN:

  • Profitability Rank: 6 (20% above median its 10-year median of 5.00)
  • GF Value™: $40.54 vs. price of $64.70 (59.6% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the PPBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pinnacle Bankshares Business Description

Address 622 Broad Street, Post Office Box 29, Altavista, VA, USA, 24517
Pinnacle Bankshares Corp is a bank holding company. It offers commercial and retail banking products and services including checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, residential and commercial mortgages, loans, Treasury services, Business and Personal Credit Card, Telephone banking, commercial lines of credit, letters of credit and Others. The company also offers investment, insurance, and annuity products.
63GF Score

Get the complete analysis for PPBN

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$64.70
Price
$40.54
GF Value