PPERF (PT Bank Mandiri (Persero) Tbk) FCF Margin %: -254.38% (As of Mar. 2026)


PPERF PT Bank Mandiri (Persero) Tbk PPERF
58 GF Score
Price $0.24
GF Value $0.46
Valuation Significantly Undervalued
! 4 Warning Signs
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What is PT Bank Mandiri (Persero) Tbk FCF Margin %?

PT Bank Mandiri (Persero) Tbk PPERF 58 FCF Margin % is -254.38% as of Mar. 2026. GuruFocus rates PPERF with a GF Score™ of 58/100 and a GF Value™ of $0.46 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,505 Banks companies, PT Bank Mandiri (Persero) Tbk ranks better than 79.2% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. PT Bank Mandiri (Persero) Tbk's Free Cash Flow for the three months ended in Mar. 2026 was $-5,154 Mil. PT Bank Mandiri (Persero) Tbk's Revenue for the three months ended in Mar. 2026 was $2,026 Mil. Therefore, PT Bank Mandiri (Persero) Tbk's FCF Margin % for the quarter that ended in Mar. 2026 was -254.38%.

As of today, PT Bank Mandiri (Persero) Tbk's current FCF Yield % is 24.03%.

The historical rank and industry rank for PT Bank Mandiri (Persero) Tbk's FCF Margin % or its related term are showing as below:

PPERF' s FCF Margin % Range Over the Past 10 Years
Min: -65.36   Med: 39.85   Max: 141.99
Current: 67.87


During the past 13 years, the highest FCF Margin % of PT Bank Mandiri (Persero) Tbk was 141.99%. The lowest was -65.36%. And the median was 39.85%.

PPERF's FCF Margin % is ranked better than
79.2% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs PPERF: 67.87


PT Bank Mandiri (Persero) Tbk FCF Margin % Related Terms


PT Bank Mandiri (Persero) Tbk FCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Bank Mandiri (Persero) Tbk's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Mandiri (Persero) Tbk FCF Margin % Chart

PT Bank Mandiri (Persero) Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 125.92 80.21 -60.25 -65.36 141.99

PT Bank Mandiri (Persero) Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 56.20 235.99 31.34 241.34 -254.38

PT Bank Mandiri (Persero) Tbk FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Mandiri (Persero) Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Mandiri (Persero) Tbk FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Mandiri (Persero) Tbk's FCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Bank Mandiri (Persero) Tbk's FCF Margin % falls into.


PPERF
58GF Score
PT Bank Mandiri (Persero) Tbk PPERF
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Mandiri (Persero) Tbk FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

PT Bank Mandiri (Persero) Tbk's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=11913.226/8390.013
=141.99 %

PT Bank Mandiri (Persero) Tbk's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-5153.61/2025.913
=-254.38 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -254.38% mean?
PT Bank Mandiri (Persero) Tbk (PPERF) has a FCF Margin % of -254.38% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Mandiri (Persero) Tbk and its competitors. According to the industry distribution chart, PT Bank Mandiri (Persero) Tbk ranks #313 out of 1505 companies in the Banks industry, placing it in the top 20.8%.
Is PT Bank Mandiri (Persero) Tbk's FCF Margin % too high?
PT Bank Mandiri (Persero) Tbk's current FCF Margin % is -254.38%. Based on the distribution chart, PT Bank Mandiri (Persero) Tbk ranks #313 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Mandiri (Persero) Tbk has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Mandiri (Persero) Tbk's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Mandiri (Persero) Tbk ranks #313 out of 1505 companies for FCF Margin %. This places PT Bank Mandiri (Persero) Tbk in the top 21% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Mandiri (Persero) Tbk and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Mandiri (Persero) Tbk's current FCF Margin % is -254.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Mandiri (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Mandiri (Persero) Tbk (PPERF) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.46, compared to a current price of $0.24 — trading 48.6% below its estimated fair value. The current FCF Margin % is -254.38%. PT Bank Mandiri (Persero) Tbk's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Bank Mandiri (Persero) Tbk (PPERF), the current FCF Margin % is -254.38% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Mandiri (Persero) Tbk (PPERF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Mandiri (Persero) Tbk stock appears to be undervalued. The current stock price of $0.24 is trading 48.6% below its estimated GF Value™ of $0.46. GuruFocus considers PT Bank Mandiri (Persero) Tbk to be Significantly Undervalued.

Key valuation signals for PPERF:

  • FCF Margin %: -254.38%
  • GF Value™: $0.46 vs. price of $0.24 (48.6% below fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the PPERF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Mandiri (Persero) Tbk Business Description

Address Jl. Jenderal Sudirman Kav.54-55, Menara Mandiri 1, Jakarta, IDN, 12190
PT Bank Mandiri (Persero) Tbk is engaged in the provision of banking services. Its services include collecting funds from the public in forms of current accounts, term deposits, deposit certificates, savings, and/or other equivalent forms; Lending; Issuing promissory notes; Purchasing, selling, or guaranteeing on own risk or for the interest of and upon orders of the customers; and money transfer for self- interest or customers' interest. Its segments include the Wholesale segment and the Retail segment. Geographically, it operates in Indonesia, Asia (Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia), Western Europe (United Kingdom), and the Cayman Islands.
58GF Score

Get the complete analysis for PPERF

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.24
Price
$0.46
GF Value