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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
PT Bank Mandiri (Persero) TbkPPERF 58 Peter Lynch Fair Value is $0.23 as of Jul. 19, 2026, which is 73% below its 10-year median of 0.86. GuruFocus rates PPERF with a GF Score™ of 58/100 and a GF Value™ of $0.45 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 876 Banks companies, PT Bank Mandiri (Persero) Tbk ranks better than 74.77% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, PT Bank Mandiri (Persero) Tbk's PEG is 1. PT Bank Mandiri (Persero) Tbk's 5-Year TTM Book Value Growth Rate is 6.33.
PT Bank Mandiri (Persero) Tbk's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $0.04. Therefore, the Peter Lynch Fair Value for today is $0.23.
The historical rank and industry rank for PT Bank Mandiri (Persero) Tbk's Peter Lynch Fair Value or its related term are showing as below:
PPERF'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.46 Med: 0.86 Max: 2.85
Current: 0.7
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of PT Bank Mandiri (Persero) Tbk was 2.85. The lowest was 0.46. And the median was 0.86.
PPERF's Price-to-Peter-Lynch-Fair-Value is ranked better than 74.77% of 876
companies
in the Banks industry
Industry Median: 1.125
vs PPERF: 0.70
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
PT Bank Mandiri (Persero) Tbk (OTCPK:PPERF) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 6.33 instead of 15 in this case.
PT Bank Mandiri (Persero) Tbk's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
0.2363
/
0.23
=
1.04
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Mandiri (Persero) Tbk Peter Lynch Fair Value Related Terms
PT Bank Mandiri (Persero) Tbk Peter Lynch Fair Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Mandiri (Persero) Tbk Peter Lynch Fair Value Chart
PT Bank Mandiri (Persero) Tbk Peter Lynch Fair Value Competitor Comparison
For the Banks - Regional subindustry, PT Bank Mandiri (Persero) Tbk's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Mandiri (Persero) Tbk Price-to-Peter-Lynch-Fair-Value vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Mandiri (Persero) Tbk's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where PT Bank Mandiri (Persero) Tbk's Price-to-Peter-Lynch-Fair-Value falls into.
PT Bank Mandiri (Persero) Tbk's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $0.04.
* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
PT Bank Mandiri (Persero) Tbk (PPERF) has a Peter Lynch Fair Value of $0.23 as of Jul. 19, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on PT Bank Mandiri (Persero) Tbk and its competitors. This is 73% below median its historical median of 0.86. Over the past decade, PT Bank Mandiri (Persero) Tbk's Peter Lynch Fair Value has ranged from 0.46 to 2.85. According to the industry distribution chart, PT Bank Mandiri (Persero) Tbk ranks #221 out of 876 companies in the Banks industry, placing it in the top 25.2%.
Is PT Bank Mandiri (Persero) Tbk's Peter Lynch Fair Value too high?
PT Bank Mandiri (Persero) Tbk's current Peter Lynch Fair Value of $0.23 is 73% below median its 10-year median of 0.86. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 2.85. The Banks industry median Peter Lynch Fair Value is 1.13. PT Bank Mandiri (Persero) Tbk's value of $0.23 is 79.6% below this industry median. Based on the distribution chart, PT Bank Mandiri (Persero) Tbk ranks #221 out of 876 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Mandiri (Persero) Tbk has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Mandiri (Persero) Tbk's Peter Lynch Fair Value compare to competitors?
According to the Banks industry distribution chart, PT Bank Mandiri (Persero) Tbk ranks #221 out of 876 companies for Peter Lynch Fair Value. This puts PT Bank Mandiri (Persero) Tbk in the upper half of its industry. The industry median Peter Lynch Fair Value is 1.13. PT Bank Mandiri (Persero) Tbk's value of $0.23 is 79.6% below this benchmark. Historically, PT Bank Mandiri (Persero) Tbk's own Peter Lynch Fair Value has ranged from 0.46 to 2.85 over the past decade. While the company's 10-year median is 0.86 vs. the industry median of 1.13, PT Bank Mandiri (Persero) Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.13, based on 876 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Mandiri (Persero) Tbk's current Peter Lynch Fair Value of $0.23 is 79.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on PT Bank Mandiri (Persero) Tbk and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Mandiri (Persero) Tbk's current Peter Lynch Fair Value is $0.23, which is 73% below median its own 10-year median of 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Mandiri (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Mandiri (Persero) Tbk (PPERF) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.45, compared to a current price of $0.24 — trading 47.5% below its estimated fair value. The current Peter Lynch Fair Value is $0.23, which is 73% below median its 10-year median of 0.86 and 79.6% below the Banks industry median of 1.13. PT Bank Mandiri (Persero) Tbk's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For PT Bank Mandiri (Persero) Tbk (PPERF), the current Peter Lynch Fair Value is $0.23 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Mandiri (Persero) Tbk (PPERF) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Mandiri (Persero) Tbk stock appears to be undervalued.
The current stock price of $0.24 is trading 47.5% below its estimated GF Value™ of $0.45.
GuruFocus considers PT Bank Mandiri (Persero) Tbk to be Significantly Undervalued.
Key valuation signals for PPERF:
Peter Lynch Fair Value: $0.23 (73% below median its 10-year median of 0.86)
GF Value™: $0.45 vs. price of $0.24 (47.5% below fair value)
Industry Position: 79.6% below the Banks median (#221 of 876)
No single metric tells the full story. See the PPERF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Mandiri (Persero) Tbk Business Description
PT Bank Mandiri (Persero) Tbk is engaged in the provision of banking services. Its services include collecting funds from the public in forms of current accounts, term deposits, deposit certificates, savings, and/or other equivalent forms; Lending; Issuing promissory notes; Purchasing, selling, or guaranteeing on own risk or for the interest of and upon orders of the customers; and money transfer for self- interest or customers' interest. Its segments include the Wholesale segment and the Retail segment. Geographically, it operates in Indonesia, Asia (Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia), Western Europe (United Kingdom), and the Cayman Islands.
58GF Score
Get the complete analysis for PPERF
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