PPERF (PT Bank Mandiri (Persero) Tbk) PS Ratio: 2.60 (As of Jul. 04, 2026) — 29% Below Median


PPERF PT Bank Mandiri (Persero) Tbk PPERF
58 GF Score
Price $0.24
GF Value $0.38
Valuation Significantly Undervalued
! 4 Warning Signs
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What is PT Bank Mandiri (Persero) Tbk PS Ratio?

PT Bank Mandiri (Persero) Tbk PPERF 58 PS Ratio is 2.60 as of Jul. 04, 2026, which is 29% below its 10-year median of 3.68. GuruFocus rates PPERF with a GF Score™ of 58/100 and a GF Value™ of $0.38 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,517 Banks companies, PT Bank Mandiri (Persero) Tbk ranks better than 60.32% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, PT Bank Mandiri (Persero) Tbk's share price is $0.2363. PT Bank Mandiri (Persero) Tbk's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $0.09. Hence, PT Bank Mandiri (Persero) Tbk's PS Ratio for today is 2.60.

Good Sign:

PT Bank Mandiri (Persero) Tbk stock PS Ratio (=2.67) is close to 5-year low of 2.56.

The historical rank and industry rank for PT Bank Mandiri (Persero) Tbk's PS Ratio or its related term are showing as below:

PPERF' s PS Ratio Range Over the Past 10 Years
Min: 2.07   Med: 3.68   Max: 5.56
Current: 2.67

During the past 13 years, PT Bank Mandiri (Persero) Tbk's highest PS Ratio was 5.56. The lowest was 2.07. And the median was 3.68.

PPERF's PS Ratio is ranked better than
60.32% of 1517 companies
in the Banks industry
Industry Median: 2.98 vs PPERF: 2.67

PT Bank Mandiri (Persero) Tbk's Revenue per Sharefor the three months ended in Mar. 2026 was $0.02. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $0.09.

Warning Sign:

PT Bank Mandiri (Persero) Tbk revenue growth has slowed down over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of PT Bank Mandiri (Persero) Tbk was 1.90% per year. During the past 3 years, the average Revenue per Share Growth Rate was 6.60% per year. During the past 5 years, the average Revenue per Share Growth Rate was 10.10% per year. During the past 10 years, the average Revenue per Share Growth Rate was 8.90% per year.

During the past 13 years, PT Bank Mandiri (Persero) Tbk's highest 3-Year average Revenue per Share Growth Rate was 45.50% per year. The lowest was -10.30% per year. And the median was 11.40% per year.

Back to Basics: PS Ratio


PT Bank Mandiri (Persero) Tbk  (OTCPK:PPERF) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


PT Bank Mandiri (Persero) Tbk PS Ratio Related Terms


PT Bank Mandiri (Persero) Tbk PS Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank Mandiri (Persero) Tbk's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Mandiri (Persero) Tbk PS Ratio Chart

PT Bank Mandiri (Persero) Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.29 4.00 4.55 3.95 3.40

PT Bank Mandiri (Persero) Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.53 3.34 2.98 3.40 3.15

PT Bank Mandiri (Persero) Tbk PS Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank Mandiri (Persero) Tbk's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Mandiri (Persero) Tbk PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Mandiri (Persero) Tbk's PS Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Mandiri (Persero) Tbk's PS Ratio falls into.


PPERF
58GF Score
PT Bank Mandiri (Persero) Tbk PPERF
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Mandiri (Persero) Tbk PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

PT Bank Mandiri (Persero) Tbk's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=0.2363/0.091
=2.60

PT Bank Mandiri (Persero) Tbk's Share Price of today is $0.2363.
PT Bank Mandiri (Persero) Tbk's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.09.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 2.60 mean?
PT Bank Mandiri (Persero) Tbk (PPERF) has a PS Ratio of 2.60 as of Jul. 04, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PT Bank Mandiri (Persero) Tbk and its competitors. This is 29% below median its historical median of 3.68. Over the past decade, PT Bank Mandiri (Persero) Tbk's PS Ratio has ranged from 2.07 to 5.56. According to the industry distribution chart, PT Bank Mandiri (Persero) Tbk ranks #602 out of 1517 companies in the Banks industry, placing it in the top 39.7%.
Is PT Bank Mandiri (Persero) Tbk's PS Ratio too high?
PT Bank Mandiri (Persero) Tbk's current PS Ratio of 2.60 is 29% below median its 10-year median of 3.68. Over the past 10 years, this metric has ranged from a low of 2.07 to a high of 5.56. The Banks industry median PS Ratio is 2.98. PT Bank Mandiri (Persero) Tbk's value of 2.60 is 12.8% below this industry median. Based on the distribution chart, PT Bank Mandiri (Persero) Tbk ranks #602 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Mandiri (Persero) Tbk has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Mandiri (Persero) Tbk's PS Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Mandiri (Persero) Tbk ranks #602 out of 1517 companies for PS Ratio. This puts PT Bank Mandiri (Persero) Tbk in the upper half of its industry. The industry median PS Ratio is 2.98. PT Bank Mandiri (Persero) Tbk's value of 2.60 is 12.8% below this benchmark. Historically, PT Bank Mandiri (Persero) Tbk's own PS Ratio has ranged from 2.07 to 5.56 over the past decade. While the company's 10-year median is 3.68 vs. the industry median of 2.98, PT Bank Mandiri (Persero) Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Mandiri (Persero) Tbk's current PS Ratio of 2.60 is 12.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PT Bank Mandiri (Persero) Tbk and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Mandiri (Persero) Tbk's current PS Ratio is 2.60, which is 29% below median its own 10-year median of 3.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Mandiri (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Mandiri (Persero) Tbk (PPERF) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.38, compared to a current price of $0.24 — trading 37.8% below its estimated fair value. The current PS Ratio is 2.60, which is 29% below median its 10-year median of 3.68 and 12.8% below the Banks industry median of 2.98. PT Bank Mandiri (Persero) Tbk's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For PT Bank Mandiri (Persero) Tbk (PPERF), the current PS Ratio is 2.60 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Mandiri (Persero) Tbk (PPERF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Mandiri (Persero) Tbk stock appears to be undervalued. The current stock price of $0.24 is trading 37.8% below its estimated GF Value™ of $0.38. GuruFocus considers PT Bank Mandiri (Persero) Tbk to be Significantly Undervalued.

Key valuation signals for PPERF:

  • PS Ratio: 2.60 (29% below median its 10-year median of 3.68)
  • GF Value™: $0.38 vs. price of $0.24 (37.8% below fair value)
  • GF Score™: 58/100 with 4 warning signs
  • Industry Position: 12.8% below the Banks median (#602 of 1517)

No single metric tells the full story. See the PPERF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Mandiri (Persero) Tbk Business Description

Address Jl. Jenderal Sudirman Kav.54-55, Menara Mandiri 1, Jakarta, IDN, 12190
PT Bank Mandiri (Persero) Tbk is engaged in the provision of banking services. Its services include collecting funds from the public in forms of current accounts, term deposits, deposit certificates, savings, and/or other equivalent forms; Lending; Issuing promissory notes; Purchasing, selling, or guaranteeing on own risk or for the interest of and upon orders of the customers; and money transfer for self- interest or customers' interest. Its segments include the Wholesale segment and the Retail segment. Geographically, it operates in Indonesia, Asia (Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia), Western Europe (United Kingdom), and the Cayman Islands.
58GF Score

Get the complete analysis for PPERF

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.24
Price
$0.38
GF Value